Realtor Lance Owens (RS) , your Kailua Kona Short Sale Specialist

Hawaii Real Estate Market Report in - April 2012 Condo Sales UP 94%

Lance Owens (RS) Kailua Kona, HI (808) 936-8383 (Aloha Kona Realty Inc.) — Sat, 19 May 2012 12:51:07 -0700

Do you know - we have to go back to the year 2006, to find a better month in Sales for April? Can you believe we beat, 2011, 2010, 2009, 2008, 2007 for the number of Condos sold in West Hawaii.

Real Quick, Lance Owens(RS) here with Aloha Kona Realty Inc (website www.KonaHomeTeam.com) , bringing you your monthly MLS reports. You can follow us on - ActiveRain, Twitter, Facebook, and LinkedIn to keep up to date with the Hawaii Market - read below for the rest of Aprils Report

It gets better, according to the Hawaii MLS - Sales Volume - meaning the amount of money that exchanged hands for Condos during the month of April 2012, was UP - 306% - NOT A TYPO - Three Hundred and Six Percent increase in the amount of money exchanging hands in Kona. (from roughly 3.6 million in 2011, to almost 15 million in 2012) Any naysayers out there, saying shut up already - so you had a good month - NO - Year to date is still up 27% - this is a trend guys, not a bubble.

OK, OK, The numbers get even better for sellers - Median Price - increased by 22% from last April - I keep telling my clients that are on the fence, its time to decide, but your already 22% behind the curve ball.

My personal feeling? Inventory is terrible, sales are still up, volume is up, median price is up - Paul Brewbaker at our conference yesterday talked about how GOOD things are - despite what you are hearing - tax revenues and the economy in Hawaii is ROCKING, Kick Ass, doing better than you think. The writing is on the wall - form your own opinion? Follow this link for the actuall MLS REPORT - April 2012 - look at North Kona

If you follow my reports at all, you know my numbers are "pure" black and white, no "market adjustments" no compensating for Tsunamis, Earthquakes, or terrorist attacks - Guys, there is always something happening in the world that affects the market, so keep it clean, simple and honest - as my favorite show as kid use to always say - the Facts mam, just the facts (anybody guess what show that was?)

Full MLS Report for the Big Island - April 2012 - black/white - no opinions

Next we will talk about Home Sales - and yes, these numbers speak volumes also.

Aloha and Mahalo

Click on any of these (above) to follow me on your favorite Social Media site:

Click this link to get on my Fannie Mae and Foreclosure list

Looking for a Realtor in Kailua Kona, Let me Google that for you!!!

Super cool new technology - click on this Google link and give it a few seconds.

Aloha, and have a great day

Lance Owens (RS)

(808) 936-8383

Lance@KonaHomeTeam.com

www.KonaHomeTeam.com

Aloha Kona Realty Inc.

78-6740 Alii Drive, Kailua Kona, HI. 96740

Food Network Star Jacques Torres Judging Big Island Chocolate Festival

Lance Owens (RS) Kailua Kona, HI (808) 936-8383 (Aloha Kona Realty Inc.) — Thu, 17 May 2012 14:49:34 -0700

Food Network Star, Jacques “Mr. Chocolate” Torres Judging at Big Island Chocolate Festival

By Julie Z

We just secured famous chocolatier,Jacques Torres as a celebrity judge for the Inaugural Big Island Chocolate Festival on June 8, which I am busily promoting throughout the island. Jacques’s participation will encourage the 20 chefs creating sweet and savory treats for the guests to really step up their game. He will be greeting guests after judging all the entries, so if you are a foodie..get your tickets and come have your picture taken with a Food Network star!

Part of this “Chocolate Week” that we are working on is an intimate wine and chocolate pairing at Hale Ku Mana, a multimillion dollar estate in Hualalai, with the Fairmont Orchid catering the dinner being held on June 7. Jacques is bringing his own chocolates to sample and Farsheed Bonakdar, owner of the Cocao Outlet, here in Kona, is also bringing gourmet chocolate to taste. Tickets are $100 and only 40 are being sold. SWANKY and TASTY. Chocolate and wine tasting in paradise..get your tickets!

Below is more info about the event and of course, you can learn more about all the wonderful “Foodie Fiesta” events we have planned at the Chocolate Festival website. To add to the community value of the Festival, proceeds from the silent and live auctions are benefitting two charities, including the Kona Pacific Public Charter School. (How cool to get a famous chef from New York to come add some star power to help us raise money for my kid’s school, right? )

Please help me spread the word about this awesome, tasty, fun and foodie event!

Meet Food Network star Jacques “Mr.Chocolate” Torres at the Inaugural Big Island Chocolate Festival at Four Seasons Resort Hualalai on Friday, June 8, 2012 6 pm-10 pm.

Over 20 top chefs, chocolatiers and candy makers from around the islands are competing to win the “Best Savory” or “Best Sweet” awards as judged by Jacques Torres. Come enjoy these treats and cast your own vote for the “People’s Choice Award”.

Enjoy live entertainment by Grammy award winning slack key guitarist Cyril Pahinui and dancing to Salsa Latinos. The live and silent auctions are hosted by the “Equip the Kitchens Campaign” for the new Palamanui College and Kona Pacific Public Charter School’s capital campaign to build a new community amphitheater.

Tickets are $75 in advance and $85 at the door. Limited tickets available. There are three educational sessions about growing cacao, and processing chocolate from bean to bar, creating and tasting authentic Aztec chocolate drinks and more.

Four Seasons Resort Hualalai has prepared a special prix fixe dinner for only $49 from 4-9 pm at the beachfront Pahau’i restaurant. To purchase tickets for the symposium and Gala and for more information about the chocolate and wine tasting with Jacques Torres, educational symposium, cacao tours, prix fixe chocolate dinner, and gala event, go to BigIslandChocolateFestival.com

This is going to be an EPIC chocolate event! Hope to see you there!

Click on any of these (above) to follow me on your favorite Social Media site:

Click this link to get on my Fannie Mae and Foreclosure list

Looking for a Realtor in Kailua Kona, Let me Google that for you!!!

Super cool new technology - click on this Google link and give it a few seconds.

Aloha, and have a great day

Lance Owens (RS)

(808) 936-8383

Lance@KonaHomeTeam.com

www.KonaHomeTeam.com

Aloha Kona Realty Inc.

78-6740 Alii Drive, Kailua Kona, HI. 96740

Sneak Peek - Kona Sea Ridge, 3 bedroom, 2 bath

Lance Owens (RS) Kailua Kona, HI (808) 936-8383 (Aloha Kona Realty Inc.) — Thu, 17 May 2012 13:13:17 -0700

Kona Sea Ridge
3/2 on Alii Drive with a small ocean view

$257,000
3 Bed 2 Bath 1086 Sq Ft

click image to zoom in

List Date	05/17/2012		75 6009 Alii Drive

Type	Condo	Garage	assigned stalls

Status	Active	MLS#	?

Maintenance Fees	417	Unit #	V1

Year Built	2001	Lanai	Courtyard

View	Peek-a-boo Ocean	Heating/Cooling	not needed

Floor/Covering	needs carpet	Apliances	Included

Additional Information

Kona Sea Ridge is a nice upscale complex, gated, pool, spa, work out room, BBQ area, located on Alii Drive within 3 miles of the Ironman start/finish line.
This unit is located Alii drive side of complex, you have some peek-a-boo ocean view from the lanai. Private courtyard with landscaping.
You will need to install new flooring (carpet has been removed) Since it is priced over $10,000 less than the other 3 bedrooms in here, you should be able to afford some pretty nice flooring with that savings - other than that, you are ready to move in. Call for your personal preview. 808-936-8383

Click on any of these (above) to follow me on your favorite Social Media site:

Click this link to get on my Fannie Mae and Foreclosure list

Looking for a Realtor in Kailua Kona, Let me Google that for you!!!

Super cool new technology - click on this Google link and give it a few seconds.

Aloha, and have a great day

Lance Owens (RS)

(808) 936-8383

Lance@KonaHomeTeam.com

www.KonaHomeTeam.com

Aloha Kona Realty Inc.

78-6740 Alii Drive, Kailua Kona, HI. 96740

PMI and Your Short Sale Options - Negotiate Everything!

Lance Owens (RS) Kailua Kona, HI (808) 936-8383 (Aloha Kona Realty Inc.) — Wed, 16 May 2012 08:13:44 -0700

PMI – or - Private Mortgage Insurance , A little background first, Most of us know that if we borrowed more than 80% of the value of our home, we had to take out Private Mortgage Insurance or PMI. Forget about all the fairy tales you were told about how you could cancel it, why - in no time at all, house values would increase so fast, your 100% financing will have enough equity in 2 years to be an 80% loan, and you can just drop it – Reality check – that whole 20% equity in 2 year thing, it just didn’t happen, it’s not going to happen, so what are you really getting for all that money – NOTHING - but a headache.

Fast forward to today, you’re trying to short sale your home and that “PMI thing” is throwing a big wrench in the middle of it all – I can’t believe how many clients thought they were insured against this type of thing – hell - that was the whole idea of why you had to pay that -$200, 300, a month – right? WRONG - all you did was pay for the Banks insurance against a catastrophe like we have today – not yours.

In simpler terms, I actually find that clients see it better if you think of “Auto Insurance”, most of us have had to make an auto claim before and have a basic understanding of what happens, so apply it to a home loan. Basically in the mind of the PMI (insurance guys) you caused the car crash that damaged the bank – and now they are coming after you to recoup their money – now do you get it?

I am going to throw some round numbers out here – which are actually pretty accurate for Hawaii.

$500,000 – cost of your home

$400,000 – your first mortgage

$100,000 – your second mortgage – which required you to get PMI to begin with.

Now -

$250,000 – the offer you currently have on your home.

First lien holder says – sure we will accept the approx $200,000 payout, after commissions, closing cost and $3,000 to the second.

Second says – Sure – we will take the $3,000. And turn in our claim to the PMI and probably get 60-80% of our loss paid back by that PMI (insurance remember)

Ok – just using round numbers to keep it simple.

Let’s say the PMI claim, negotiates that $60,000 claim to your second lien holder – down to $40,000?

Guess what that next call you get is?

Hey, great news, we have short sale approval - but the “investor” (or PMI) wants participation from the Seller – usually in the amount of 50-cents on the dollar – or $20,000 in this case. They may offer it up in an “interest free” loan (my favorite response to that one is – isn’t that how we got here in the first place – you loaned on something you never should have?) , or they may ask for it in cash at closing, or……… They have all kinds of creative ways – bottom line is they want the seller to suffer in the loss, right alongside of themselves.

Here is where you get lucky, you took the time to read this article and now you are ready to negotiate, yes, now it’s time to earn your commission.

Personally - I have negotiated that amount down to ZERO before, but let’s be a little more realistic, in most cases you should jump for joy at 10-20 cents on the dollar, and if you know what you’re doing, you get the buyer to pay for it. YES – get the buyer to pay for it.

First and Foremost – don’t ever commit any type of fraud, if the buyer is paying the sellers “participation” it needs to show up on the HUD as a “Buyer” paid contribution – don’t ever risk your license, your reputation, and in extreme cases, your freedom – if it shows up any other way – its FRAUD, plain and simple, don’t let it happen.

Next Question I get – Well, how can I do that, the first lien holder says if there’s more money coming to the table – WE want it.

If you have kids, you already know the answer – keep asking, keep asking, and keep asking, ask it this way, ask it that way, package it different every time. With my Kid- usually about the 19^th time I finally give in and say – OK, OK, OK – you can have it!

The problem with most of us is - we grow up, and learn to accept NO as an option, but when you were a kid, and you really, really, really wanted it – you NEVER accepted NO as the FINAL answer – so why do you do it now? Another way to look at it - The old shell game, just keep moving the shells around until you have the right combination.

I am going to make a pretty bold statement here, but I have NEVER lost a short sale to the “investor wanting participation”, it’s all in figuring out how to structure that “participation”.

This article went way beyond the length I had initially intended, so I am going to cut if off here, maybe I can write more on the “art of negotiating” the PMI in another blog.

Aloha and Mahalo – and just remember – EVERYTHING is negotiable!

Killer sunset in Hawaii last night - thought I should share! (shot with my iPhone 4S)

Click on any of these (above) to follow me on your favorite Social Media site:

Click this link to get on my Fannie Mae and Foreclosure list

Looking for a Realtor in Kailua Kona, Let me Google that for you!!!

Super cool new technology - click on this Google link and give it a few seconds.

Aloha, and have a great day

Lance Owens (RS)

(808) 936-8383

Lance@KonaHomeTeam.com

www.KonaHomeTeam.com

Aloha Kona Realty Inc.

78-6740 Alii Drive, Kailua Kona, HI. 96740

Cooperative Short Sale CLOSED. I love Bank of America Coop short sales

Lance Owens (RS) Kailua Kona, HI (808) 936-8383 (Aloha Kona Realty Inc.) — Mon, 14 May 2012 17:57:40 -0700

Having closed over 45 short sales personally, and our team has broken the 200 mark, I have a pretty good knowledge of what to expect, and not to expect, in a short sale. And brother, 2 years ago you never would have expected this kind of cooperation from Bank of America, but in the last year they have exceeded my expectations significantly.

In particular is a program they started up last year called "Cooperative Short Sale" and I can tell you first hand, its fantastic!

In short, they help the sellers get out of a home that is underwater, whether or not its their primary home, doesn't really matter, it can be a second home, even an investment property, they help the seller get out of - any property.

In short, they will send out an appraiser and determine a fair market value on the property, give you a list price, and work with your Realtor to successfully close the transaction. No more games, no more BS, they honestly work with you, and let you leave with dignity. And, to one up it - you can usually qualify for "moving assistance" money, and if its a 2nd or 3rd home, its called "cooperating assistance" money.

Take a look at this one - 9 days on the market, total of 60 days to close, and as of last Friday, my sellers are starting the first day of the rest of their lives.

You've seen me say this before, but here it is again - when you buy a car, house, or get a new credit card - they always ask you, have you had a Bankruptcy, and have you ever had a Foreclosure - never once have I seen a form, ask if you have ever done a short sale? Think about it.

Listed, at $320,000, sold at $302,000 with the buyer paying an additional $6k at closing for back HOA fees, and the bank approved all this on the HUD - before I forget, the sellers had left the property 3 years ago - and they still received "moving assistance" money.

Have questions, need a Realtor - give me a call, Lance Owens (RS) 808-936-8383

Click on any of these (above) to follow me on your favorite Social Media site:

Click this link to get on my Fannie Mae and Foreclosure list

Looking for a Realtor in Kailua Kona, Let me Google that for you!!!

Super cool new technology - click on this Google link and give it a few seconds.

Aloha, and have a great day

Lance Owens (RS)

(808) 936-8383

Lance@KonaHomeTeam.com

www.KonaHomeTeam.com

Aloha Kona Realty Inc.

78-6740 Alii Drive, Kailua Kona, HI. 96740

Kailua Kona Short Sale - Hualalai Colony for $585,000 - once sold for $905,000

Lance Owens (RS) Kailua Kona, HI (808) 936-8383 (Aloha Kona Realty Inc.) — Sat, 28 Apr 2012 11:27:55 -0700

Lance Owens | Aloha Kona Realty Inc | (808) 936-8383

Hienaloli Kahului Rd 36, Kailua-Kona, HI

Hualalai Colony - gated Community with reasonable HOA dues -
Community Tennis Courts

3BR/2BA Single Family House

offered at $585,000

Year Built	2002
Sq Footage	2,002
Bedrooms	3
Bathrooms	2 full, 0 partial
Floors	1
Parking	2 Car garage
Lot Size	15,000 sqft
HOA/Maint	$140 per month

DESCRIPTION

Gated Community: has
association fees of $140.00 a month which includes use of the Tennis Courts, Club House, road maintenance, gate maintenance.
Blue Prints available upon request
2,002 sqft of Living area
333 sqft of Lanai
528 sqft of Garage
2,863 sqft under roof

see additional photos below

PROPERTY FEATURES

- Walk-in closet	- Tile floor	- Living room
- Dining room	- Dishwasher	- Refrigerator
- Stove/Oven	- Microwave	- Granite countertop
- Washer	- Dryer	- Laundry area - inside
- Balcony, Deck, or Patio	- Yard

COMMUNITY FEATURES

- Garage parking

OTHER SPECIAL FEATURES

- Bank Approved Short Sale

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6

Contact info:

Lance Owens

Aloha Kona Realty Inc

62947

(808) 936-8383

For sale by agent/broker

Posted: Apr 28, 2012, 9:09am PDT

Click on any of these (above) to follow me on your favorite Social Media site:

Click this link to get on my Fannie Mae and Foreclosure list

Looking for a Realtor in Kailua Kona, Let me Google that for you!!!

Super cool new technology - click on this Google link and give it a few seconds.

Aloha, and have a great day

Lance Owens (RS)

(808) 936-8383

Lance@KonaHomeTeam.com

www.KonaHomeTeam.com

Aloha Kona Realty Inc.

78-6740 Alii Drive, Kailua Kona, HI. 96740

Waimea Hawaii for $219,000 ? YES 3/1 located in Lakeland

Lance Owens (RS) Kailua Kona, HI (808) 936-8383 (Aloha Kona Realty Inc.) — Sat, 28 Apr 2012 11:25:10 -0700

Lance Owens | Aloha Kona Realty Inc | lance@konahometeam.com | (808) 936-8383

64-263 Puu Pulehu Loop, Kamuela, HI

Waimea for $219,000 ? YES

3BR/1BA Single Family House

offered at $219,000

Year Built	1986
Sq Footage	1,056
Bedrooms	3
Bathrooms	1 full, 0 partial
Floors	1
Parking	2 Covered spaces
Lot Size	8,000 sqft
HOA/Maint	$0 per month

DESCRIPTION

Views of the Lake/Reservoir, views of Mauna Kea! Huge backyard for the kids, 3 bedrooms, large kitchen, large bath, very clean property. Owner just spent the last month, painting, cleaning, landscaping - the place looks great!

see additional photos below

PROPERTY FEATURES

- Living room

- Refrigerator

- Stove/Oven

OTHER SPECIAL FEATURES

- Great Deal In Hawaii

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6
Photo 7	Photo 8

Contact info:

Lance Owens

Aloha Kona Realty Inc

62947

lance@konahometeam.com

(808) 936-8383

For sale by agent/broker

Posted: Apr 28, 2012, 9:15am PDT

Click on any of these (above) to follow me on your favorite Social Media site:

Click this link to get on my Fannie Mae and Foreclosure list

Looking for a Realtor in Kailua Kona, Let me Google that for you!!!

Super cool new technology - click on this Google link and give it a few seconds.

Aloha, and have a great day

Lance Owens (RS)

(808) 936-8383

Lance@KonaHomeTeam.com

www.KonaHomeTeam.com

Aloha Kona Realty Inc.

78-6740 Alii Drive, Kailua Kona, HI. 96740

Investor Owned Short Sales wanted - NO deficiency, NO Participation! Hawaii Only

Lance Owens (RS) Kailua Kona, HI (808) 936-8383 (Aloha Kona Realty Inc.) — Wed, 25 Apr 2012 16:43:08 -0700

With over $11,000,000.00 in short sales - SOLD, I need more, without patting our-self on the back too hard - we know how to get it done. I haven't looked at the exact numbers - but with most Hawaii homes that were in trouble, they tend to be investment properties or second homes - this is where our expertise lies in, we have been told NO a thousand time, been fed every excuse in the book, hit every obstacle there was - we have overcome 98% (approx) of them. Don't trust your future to someone without experience, give us a call 808-936-8383.

Better yet - we have a reputation for getting our clients "deficency" waived and in some cases we are actually getting "moving assistance" money on rental property, for the owner.

There are so many aspects of a short sale - please feel free to call me 808-936-8383

Here are just a few of our short sales

Villages at Mauna Lani: Owed $1,195,000.00 - Sold: $800,000

Vista Waikoloa : Sold $433,000

Alii Park Place: Owed $575,000 - Sold - $244,000.

Click on any of these (above) to follow me on your favorite Social Media site:

Click this link to get on my Fannie Mae and Foreclosure list

Looking for a Realtor in Kailua Kona, Let me Google that for you!!!

Super cool new technology - click on this Google link and give it a few seconds.

Aloha, and have a great day

Lance Owens (RS)

(808) 936-8383

Lance@KonaHomeTeam.com

www.KonaHomeTeam.com

Aloha Kona Realty Inc.

78-6740 Alii Drive, Kailua Kona, HI. 96740

Act 48 Hawaii and Short Sales - its time to get off the fence!

Lance Owens (RS) Kailua Kona, HI (808) 936-8383 (Aloha Kona Realty Inc.) — Fri, 20 Apr 2012 16:48:09 -0700

All-though Act 48 had its good intentions, like many other government programs, it was ill planned and executed even worse!

What it did do though: - was create - The - Absolute - Best time in history - to Short Sale your home!

That's right, with the backlog and nightmares it created - the banks are actually PAYING delinquent home owners to Short Sale their home, EVEN if it is a second home, investment property, or whatever - I am actually getting "moving assistance" money and deficiencies waived for 'investors" and let alone "owner occupied" homes.

Bad news is - the legislators are back at the drawing board trying to revamp Act 48, maybe in some dumb luck, like before, it might actually get better, but how much better can - "No Deficiencies", and "Moving Assistance Money" GET?

Dont forget - Tax laws are due to change at the end of this year also!

If your still on the fence - its time to get off!

Bottom line, I want your listing, I have the experience, give me a call and we can talk 808-936-8383

More info on Act 48 below - feel free to call me on that also - FYI, I did get the loan mod on my personal home so I know both sides of the fence

Here are some great links:

Hawaii State Judicuary - ton of information for homeowners in trouble

Act 48 - in full, beware its 102 pages

Fannie Mae skirts new Hawaii Law - Fannie/Freddie find loophole on new law

Here are a few bullet points from the new Act:

• Non-Judicial Foreclosures will no longer be able to seek a “Deficiency” judgment

• Imposes a moratorium on Chapter 667, Pan I Non-judicial Foreclosures until July 1, 2012.

• Fixes Chapter 667, Part II Non-Judicial Foreclosures to eliminate the requirement that the mortgagor signs the deed after foreclosure.

• Creates a mortgage foreclosure dispute resolution program which must be offered to Owner-Occupants of the property being foreclosed.

• Owner-occupant is a person for whom the property is their primary residence for a continuous period of not less than 200 days preceding the service of the foreclosure notice.

• Dispute resolution program will be up and running by October 1, 2011 and is administered by the Department of Commerce and Consumer Affairs; the program will end on September 30, 2014,

Provides an option for an Owner-Occupant to convert a non-judicial foreclosure to a judicial foreclosure.

As it applies to a condominium:

• The dispute resolution program and the option to a judicial conversion does not apply to non-judicial foreclosures of an Association of Apartment Owners lien.

• If an AOAO is foreclosing its lien and the owner serves notice that he/she intends to cure the default, the AOAO must allow 60 days to cure and 'shall not reject a reasonable payment plan.'

• Former Act 391Act 10 amounts have been increased, so an AOAO may be entitled to recover up to 12 months of delinquent regular common assessments or $7,200., whichever is less

Easter Weekend below - hope yours was well also.

Click on any of these (above) to follow me on your favorite Social Media site:

Click this link to get on my Fannie Mae and Foreclosure list

Looking for a Realtor in Kailua Kona, Let me Google that for you!!!

Super cool new technology - click on this Google link and give it a few seconds.

Aloha, and have a great day

Lance Owens (RS)

(808) 936-8383

Lance@KonaHomeTeam.com

www.KonaHomeTeam.com

Aloha Kona Realty Inc.

78-6740 Alii Drive, Kailua Kona, HI. 96740

Investor Owned Short Sales WANTED in West Hawaii Today!

Lance Owens (RS) Kailua Kona, HI (808) 936-8383 (Aloha Kona Realty Inc.) — Fri, 20 Apr 2012 15:00:49 -0700

OK - I'm going to cut right to the chase here - I WANT your short sale TODAY .

Investor owned: (we also do owner occupied - but there easy)

NO deffeciency's - correct! Do you own, 1, 2, 3 - even more - properties and want out ? Call me!

Little or NO Participation from the seller (I get the buyers to cover your participation)

Proven Track Record - I will email you my list upon request - and PLEASE DO request it, request a list from any agent you talk to. I still cant believe how many agents claim to do short sales, and have - Zero, maybe 1 or 2 they actually closed.

Experience? Homes/Land/Condos, Investors - even closed 2 with 6 owners on title, We have heard every excuse in the book from these banks - trust me, we know how to handle them.

Magic Sands Beach

Click on any of these (above) to follow me on your favorite Social Media site:

Click this link to get on my Fannie Mae and Foreclosure list

Looking for a Realtor in Kailua Kona, Let me Google that for you!!!

Super cool new technology - click on this Google link and give it a few seconds.

Aloha, and have a great day

Lance Owens (RS)

(808) 936-8383

Lance@KonaHomeTeam.com

www.KonaHomeTeam.com

Aloha Kona Realty Inc.

78-6740 Alii Drive, Kailua Kona, HI. 96740

I Promise I did not make this up......

Lance Owens (RS) Kailua Kona, HI (808) 936-8383 (Aloha Kona Realty Inc.) — Fri, 13 Apr 2012 09:26:12 -0700

You guys, on my best days, I couldn’t conjure up stories like this – But this is a true story.

And how I came to know about it – Mandatory CORE – CE credits (more at the end)

It appears that a 300lb Pet Pig – better known as a “Service Animal” was allowed to board an Airline flight from Philadelphia to Seattle – the airline had no choice – it was a “Service Animal” remember!

George Cloony's 300 lb pet pig

Well the Department of Justice (DOJ) finally said enough was enough and changed the rules:

Service Animals

Beginning on March 15, 2011, only dogs are recognized as service animals under titles II and III of the ADA.

In addition to the provisions about service dogs, the Department’s revised ADA regulations have a new, separate provision about miniature horses that have been individually trained to do work or perform tasks for people with disabilities.

Maybe this landlord had "rules" against "horse shoes" making noise? Sneakers on a horse?

So at the end of that 7 hour MANDATORY course I did learn something, and you should also, whether you do “rentals” or not – this may affect your buyer also

No longer can they claim their, pig, monkey, cat, rat, snake……… as a “service animal”!

But that horse – you better not question them on it!

Thought I would share the thoughts of what’s been running around my head for the past couple of days

Note: You are allowed to make up “rules” as long as they are reasonable?

Like?

No Galloping after 8:00pm?

No Neighing - unless between the hours of 8-5?

….

Help me here

Disclaimer: I am an animal lover, we have a 1 horse, 3 dogs, 1 cat, 2 turtles, 1 bird, and 4 chickens, and 1 Turken - but I do keep them at home when I go out.

Obviously by some of the photos above, these animals have a true purpose and should be welcomed - but please do not abuse the rules!

Click on any of these (above) to follow me on your favorite Social Media site:

Click this link to get on my Fannie Mae and Foreclosure list

Looking for a Realtor in Kailua Kona, Let me Google that for you!!!

Super cool new technology - click on this Google link and give it a few seconds.

Aloha, and have a great day

Lance Owens (RS)

(808) 936-8383

Lance@KonaHomeTeam.com

www.KonaHomeTeam.com

Aloha Kona Realty Inc.

78-6740 Alii Drive, Kailua Kona, HI. 96740

Wells Fargo Bank - Don't think your going unnoticed!

Lance Owens (RS) Kailua Kona, HI (808) 936-8383 (Aloha Kona Realty Inc.) — Thu, 12 Apr 2012 11:39:54 -0700

Its obvious that every household in America has been affected by the last 4 years, most harder than others.

But what sets me off is when a bank is just vindictive, no real motive behind what they are doing, I cant even see a reason for what they did - except revenge?

Quick explanation - I have a client, tried their best to keep their home - its was their dream home, saved their whole lives to get it, moved into it - we all know the rest of the story, but what sets this apart is what Wells Fargo did in the end.

The first line holder (RoundPoint Mortgage) allowed the owners $3,000.00 in moving expenses - not a HAFA loan, nothing special, the first is taking a $400,000.00 hit, but out of good faith, allowed the $3k at closing. In return the husband and wife separated (physically, not emotionally) . She remained behind while he moved west for employment. she kept the landscaping up, kept the pool up, more than anything, kept the vandals away by staying in the property until it closed. It truly was a hardship for this couple, they only did it - because it was the right thing to do - they went through their retirement funds, savings, credit cards, trying to keep up the payments, they have no money left.

The second lien holder - Wels Fargo Bank - was allowed $3,000 at closing, (the standard in short sales) which they accepted - but with a stipulation that the owners get nothing - not that the extra $3k would go back to Wells Fargo - just that the sellers get nothing! I fought them over this, wasted another 2 weeks trying to get it done - but the answer was/is still NO.

Rub a little salt into the wound - they would not waive any deficency. The first is waiving any and all rights to a deficency - but not WELLS FARGO, they will retain the rights to pursue a judgement.

What do they have to gain by this? My respect? My loyalty? Referrals?
Past 12 months I have been blessed with $4,716,800.00 in sales, 16 clients, with a estimated loan value of $3,773,440.00 - do you think stopping my clients from getting a $3k moving assistance allowance at closing will get you any of the above? Loyalty, Referrals? Respect?

You know - I was always taught not to say anyting unless it was something nice - So I am just going to bring it to a close it at that.

Aloha and Mahalo Wells Fargo Banking!

BTW - I did get the deficency waived, they said if the client contributed another $3,000 cash at closing we could get it waived - and a little side note - they have been paying Wells Fargo all this time!

Click on any of these (above) to follow me on your favorite Social Media site:

Click this link to get on my Fannie Mae and Foreclosure list

Looking for a Realtor in Kailua Kona, Let me Google that for you!!!

Super cool new technology - click on this Google link and give it a few seconds.

Aloha, and have a great day

Lance Owens (RS)

(808) 936-8383

Lance@KonaHomeTeam.com

www.KonaHomeTeam.com

Aloha Kona Realty Inc.

78-6740 Alii Drive, Kailua Kona, HI. 96740

Act 48, HAFA Short Sales, Cooperative Short Sales, and Traditional Short Sales in Hawaii

Lance Owens (RS) Kailua Kona, HI (808) 936-8383 (Aloha Kona Realty Inc.) — Sat, 10 Mar 2012 11:58:23 -0800

Act 48 has put a whole new spin on the foreclosure market in Hawaii, we are going to take a minute and explore the different options.

Act 48: This act was designed with all good intent, if you are an "owner occupant" and want to stay in your home, this can be God-sent for you. First of all, as a homeowner that has personally gone through the "Make Home Affordable" program that Obama enacted, IT CAN BE A NIGHTMARE . Act 48 was designed to help and protect you, and make the banks take a minute, sit down, and actually take a look at the situation and see if there is a way to save your home.

A few things

1: you need to have means to make payments - (like - have a job)

2: If they start asking you for an appraisal, they have done the bait and switch (trying to get you to do a Refinance - not a loan modification) - hang up and call back, ask for the HAFA/HAMP program again, Keep doing it until you get the right department - DON'T GIVE UP.

You know what, for far better help on saving your home, go to - www.KnowYourOptions.com - great resource.

Short Sale:

Plus and Minus

Plus: Your in charge - you set the closing dates, you know if there is - or - is not - a deficiency. You know the HOA is taken out of your name, and most of all you know the - first day, of the rest of your life - the day it closes, is the day your credit recovery starts.

Plus: you know when you fill out a loan application, it asks you

Have you ever had a Bankruptcy? Have you ever had a Foreclosure - NEVER once have I seen an application that ask's - Have you ever done a SHORT SALE? (think about it)

Minus: usually takes an average of 45 days before you get an answer,

Plus: price is usually better than a foreclosure home.

Minus: still thinking?

Plus-you get a home that is usually in very nice condition,

Plus: you get disclosures and you have recourse if something is not disclosed.

Plus-you have warranties that transfer with the sale. I know I already mentioned that you are actually helping the family that's in trouble, but most of you don't realize the extent of help they are providing in a short sale. Did you know that a homeowner, that short sales his home, can be eligible to purchase a new home in 2 years - it is very possible and Fannie Mae/Freddie Mac are exploring the idea of dropping that wait time to 1 year.

Traditional Short Sale :

Usually the quickest short sale, no real rules or regulations, but it can be the riskiest short sale - you don't know until the very end what they will accept and if they are going to waive the deficiency? (we have a ton of experience in negotiating this in the end).

HAFA Short Sale :

Anytime you get the government involved, its a recipe for disaster, Poorly dispersed, unprepared, slow, cumbersome, full of so many rules and regulations, you have to be a magician to get this one done (we have magicians on our team)

Cooperative Short Sale :

My personal favorite - run much like a HAFA, without getting the government involved, some basic guidelines to qualify (hardship is about it) it can be a second home, an investment home, a whatever home - most qualify. They come out and do an appraisal on your home before you list it, you get paid money to cooperate, and you get the deficiency waived - its really a no-brainer!

Sorry guys, life is calling me right now - got to take off, I will write more on this later or -----

Feel free to call me, It is a lot more complicated than words can express, and a lot easier than it looks. (What?)

Click on any of these (above) to follow me on your favorite Social Media site:

Click this link to get on my Fannie Mae and Foreclosure list

Looking for a Realtor in Kailua Kona, Let me Google that for you!!!

Super cool new technology - click on this Google link and give it a few seconds.

Aloha, and have a great day

Lance Owens (RS)

(808) 936-8383

Lance@KonaHomeTeam.com

www.KonaHomeTeam.com

Aloha Kona Realty Inc.

78-6740 Alii Drive, Kailua Kona, HI. 96740

Social Media Essentials Seminar Will Raise Funds for Hawaii's - Keiki Summer Camp Program

Lance Owens (RS) Kailua Kona, HI (808) 936-8383 (Aloha Kona Realty Inc.) — Fri, 09 Mar 2012 12:33:02 -0800

Big Shout Out for Julie Ziemelis and her Social Media Seminar !

Learn how Big Island businesses are using social media and digital marketing successfully and how you can, too!

See examples of Kona businesses using Facebook, Twitter, Yelp, TripAdvisor, etc, learn specifically how you can show up in search, and get some individual ideas and advice,too!

A portion of all proceeds and 100% of all donations from this seminar will go towards supporting Project Hawaii’s Summer Program for Homeless Keiki.

Seminar is March 22nd from 12:30-1:30 at the West Hawaii Association of Realtors, 74-5620 Palani Court #106. Seminar fee is $25 in advance and $30 at the door. Please RSVP by March 20th to Julie Ziemelis, Ziemelis Communications

julie@ziemelis.com

Click on any of these (above) to follow me on your favorite Social Media site:

Click this link to get on my Fannie Mae and Foreclosure list

Looking for a Realtor in Kailua Kona, Let me Google that for you!!!

Super cool new technology - click on this Google link and give it a few seconds.

Aloha, and have a great day

Lance Owens (RS)

(808) 936-8383

Lance@KonaHomeTeam.com

www.KonaHomeTeam.com

Aloha Kona Realty Inc.

78-6740 Alii Drive, Kailua Kona, HI. 96740

Bank of America no longer accepting "Digital Signatures" - according to an email today

Lance Owens (RS) Kailua Kona, HI (808) 936-8383 (Aloha Kona Realty Inc.) — Fri, 09 Mar 2012 09:36:42 -0800

Docusign may be a dinosaur before it even reaches puberty!

I have held off on the "electronic signature" or "digital signatures" craze for many reasons.

First of all: It seemed a little crazy that anybody would accept a click of a mouse as a legal, binding obligation by the person that "clicked" it. Have you ever really thought about it ? Don't get me wrong, I enjoyed the convenience of it, as much as the next guy.

But ask yourself this question - If you were selling your home, and you were going to finance it yourself, would you sign over title and rights to the property to someone, that just clicked a mouse? NOT ME. I want wet ink - I want DNA evidence on that mortgage note, I want physical proof - not electronic proof. And believe me - everybody calls me the gadget guy I have the latest and most up to date electronic gadgets, software, upgrades that a guy could imagine - but digital signatures was not on my list.

BTW - that scenario goes the other way too, if I were an investor, and I was going to write off $200,000 (average loss on a home in Hawaii) worth of your obligation in a short sale, I want the same physical proof that you were the one signing all the papers - that you actually put your "John Hancock" on the statement that swears your hardship is a real one, your loss of income is true..... I want to compare it the "note" you signed 5 years ago.

For years now I have run into this problem with many of the small lenders,and investors. But today I received an email from Bank of America - see below (copy and paste from email)

NOTE: Please DO NOT set a closing date for the last 3 business days of the month, to ensure an on-time closing. Also, BOA no longer accepts documents with digital signatures on them.

REALTORS: Save yourself time, down the road, take a few extra minutes and get the "wet ink' signature on your documents.

Buyers: Same here, save your frustration for something else, print, sign, and scan back to your bank/realtor/escrow officer what ever documents require a signature.

Sellers: Same here, save your frustration for something else, print, sign, and scan back to your bank/realtor/escrow officer

Hope this helped

Aloha and Mahalo

Photo for the day

Magic Sands Beach a couple of weeks ago

Click on any of these (above) to follow me on your favorite Social Media site:

Click this link to get on my Fannie Mae and Foreclosure list

Looking for a Realtor in Kailua Kona, Let me Google that for you!!!

Super cool new technology - click on this Google link and give it a few seconds.

Aloha, and have a great day

Lance Owens (RS)

(808) 936-8383

Lance@KonaHomeTeam.com

www.KonaHomeTeam.com

Aloha Kona Realty Inc.

78-6740 Alii Drive, Kailua Kona, HI. 96740

Fannie Mae Guidelines for Short Sales, and Deed in Lieu of Foreclosure

Lance Owens (RS) Kailua Kona, HI (808) 936-8383 (Aloha Kona Realty Inc.) — Mon, 05 Mar 2012 20:15:03 -0800

Fannie Mae Guidelines for Foreclosure, Deed in Lieu of Foreclosure, and Short Sales, seem to have a moving goal post. Honestly I think it will lighten up even more, with the ever increasing amount of homeowners in trouble, and the amount of bailouts being given out like candy - they are eventually going to have to give the honest, hard working, American a break also.

Take a look at their brochure below and be sure to follow us Facebook

Click on any of these (above) to follow me on your favorite Social Media site:

Click this link to get on my Fannie Mae and Foreclosure list

Looking for a Realtor in Kailua Kona, Let me Google that for you!!!

Super cool new technology - click on this Google link and give it a few seconds.

Aloha, and have a great day

Lance Owens (RS)

(808) 936-8383

Lance@KonaHomeTeam.com

www.KonaHomeTeam.com

Aloha Kona Realty Inc.

78-6740 Alii Drive, Kailua Kona, HI. 96740

Kailua Kona Real Estate Updates for March 3, 2012

Lance Owens (RS) Kailua Kona, HI (808) 936-8383 (Aloha Kona Realty Inc.) — Sat, 03 Mar 2012 14:59:45 -0800

Recently sold, short sales and foreclosures for the Kailua Kona, Hawaii and West Hawaii Areas

For active listings please follow us at

KonaHomeTeam

Recently SOLD

click to view	Short Sale - Pualani Estates 4/3 75-6131 HAKU MELE ST KAILUA KONA	List $349,000 10/21/2011	Sold $349,000. 03/02/12	4 Bed 3 Bath
	Short Sale - Lot in Kona 73-1189 ALA KAPUA ST KAILUA KONA	List $109,000 10/07/2011	Sold $100,000 02/9/12
	Short Sale - Kona Paradise with endless views 3/2 Home 87-3193 Honu Hiamoe Rd KAILUA KONA	List $279000 10/11/10	Sold $275000 02/06/2012
	Short Sale - Alii Lani MM203 75-6081 ALII DR Kailua Kona	List $149000 09/02/2011	Sold $149,000 01/06/12	2 Bed 2 Bath
	Short Sale - Na Hale O Keauhou 78-6833 ALII DR KAILUA KONA	List $369,000 11/24/2010	Sold $335000 12/27/11	2 Bed 2.5 Bath
	Short Sale - 4/3 With Ocean Views - Palisades 73-1184 ALA KAPUA ST KAILUA KONA	List $299,000	Sold $290,000 12/06/2011
	4/4, over 3000sqft livable, on 26,000sqft lot 76-831 Kueni Place KAILUA KONA	List $843,500 09/08/2011	Sold $824500 12/02/11	4 Bed 4 (3 full - 1 3/4 ) Bath
	Short Sale - Alii Lani 2/2 - CC203 - Very Clean 75-6081 ALII DR Kailua Kona	List $139,000	Sold $140000 11/07/11	2 Bed 2 Bath
	Keauhou Estates 78-6881 KEAUPUNI ST KAILUA KONA	List $775,000	Sold $650,000 10/01/2011	3 Bed 3 Bath
	Short Sale - 2/2 - Ocean Front -Townhouse 78-6800 ALII DR #182 KAILUA KONA	List $299,000 11/18/2010	Sold $307,000 9/28/11	2 Bed 2 Bath
	Foreclosure - Vista Waikoloa F201 69-1010 KEANA PL Waikoloa	List $359,300 3/1/2011	Sold $317,500 8/22/2011	2 Bed 2 Bath
	Short Sale - Kona Sea Ridge I-4 75-6009 Alii Dr Kailua Kona	List $220,000	Sold $220,000 08/16/11	3 Bed 2 Bath
	Short Sale - Kona Makai 75-6026 ALII DR Kailua Kona	List $145,000	Sold $135,000 07/25/2011
	Short Sale - Pualani Estates 75-6101 KAANEE PL KAILUA KONA	List $275,000 9/12/10	Sold $275000 04/04/11	3 Bed 2 Bath
	Short Sale - Fairway Villas at Waikoloa Beach Resort J2 69-200 Pohakulana Pl Waikoloa	List $258,000 08/10/2010	Sold $268000 03/28/11	2 Bed 2 Bath
	Short Sale - Alii Cove 3/3 over 1,800sqft of Luxury 75-5919 ALII DR Kailua Kona	List $379,000	Sold $380,000 03/9/11	3 Bed 3 Bath
	Short Sale - 3/2 in Alii Lani 75-6081 ALII DR Kailua Kona	List $175,000 07/22/2010	Sold $155,000 03/08/11	3 Bed 2 Bath
	Short Sale - Your Stealing this home at that PRICE 766408 Pualani Street Kailua Kona	List 385,000 10/1/2010	Sold $385,000 01/13/11	3 Bed 2 Bath
	Short Sale - Keauhou Resort with Ocean Views 78-7039 KAMEHAMEHA III RD KAILUA KONA	List $169,000 12/02/2009	Sold $163,500 12/23/10	1 Bed 1 Bath
	Kailua Village #610 75-5766 KUAKINI HWY Kailua Kona	List $99,000 09/18/2010	Sold $99000 11/18/10
	White Sands Village #330 77 6469 Alii Drive Kailua Kona	List $299,000	Sold $275,000 10/12/10	2 Bed 2 Bath
	Short Sale - Bank Approved at $58,000 !!! 74-5618 PALANI RD KAILUA KONA	List $58,000 2/21/09	Sold $37,500 9/24/10	2 Bed 1 Bath
	Ocean Front Townhome 76-6204 ALII DR #3	List $950,000 8/1/10	Sold $950,000 08/12/2010
	Short Sale - Great Ocean Views 76-6291 KUPUNA ST KAILUA KONA	List $369,000 05/22/2010	Sold $380,000 07/22/2010
	Short Sale - Alii Cove # I-4 - 3/3 with Ocean Views 75-5919 ALII DR KAILUA KONA	List $389,000 03/03/2010	Sold $380,000 07/22/10	3 Bed 3 Bath

Click on any of these (above) to follow me on your favorite Social Media site:

Click this link to get on my Fannie Mae and Foreclosure list

Looking for a Realtor in Kailua Kona, Let me Google that for you!!!

Super cool new technology - click on this Google link and give it a few seconds.

Aloha, and have a great day

Lance Owens (RS)

(808) 936-8383

Lance@KonaHomeTeam.com

www.KonaHomeTeam.com

Aloha Kona Realty Inc.

78-6740 Alii Drive, Kailua Kona, HI. 96740

www.KonaHomeTeam.com Real Estate Updates for March 3, 2012

Lance Owens (RS) Kailua Kona, HI (808) 936-8383 (Aloha Kona Realty Inc.) — Sat, 03 Mar 2012 14:53:56 -0800

As of March 3 2012, here are the latest updates for Aloha Kona Realty Inc.

www.KonaHomeTeam.com for all the updates

A few new listings, and a couple more sales -

Featured Listings

click to view	Multi Unit Duplex on Alii Drive 76-6175 ALII DR KAILUA KONA, HI	$1,590,000	16 Bed 16 Bath	8,000 sq ft
	Kanaloa at Kona Condos for sale # 2601 78-261 MANUKAI ST KAILUA KONA, HI	$749,000	2 Bed 2 Bath	1486 sq ft
	Keauhou Kona Surf and Racquet Club, 4202 78-6800 ALII DR Kailua Kona, HI	$579,000	2 Bed 2 Bath	1170 sq ft
	Preview - Kona Coffee Farm, 5 acres plus home 82-1090 KILOA Captain Cook, HI	$475,000	3 Bed 3 Bath	2,100 sq ft
	Pool, Ocean Views, 5 Acres - Private 88-1651 Moana Dr Captain Cook, HI	$399,000.	3 Bed 2 Bath	1,612 sq ft
	Pualalni Estates 75-6200 PIENA PLACE KAILUA KONA, HI	$329,000	4 Bed 3 Bath	1300 sq ft
	NEW ! Lokahi Makai KAILUA KONA, HI	$325,000	3 Bed 2 Bath	1290 sq ft
	Alii Park Place - (says it all) 75-6025 ALII DR Kailua Kona, HI	$299000	3 Bed 2 Bath	1,262 sq ft
	Kamuela Lakeland - Lake Views Kamuela / Waimea, HI	$249,000	3 Bed 1 Bath	1056 sq ft
	1,744 sqft of living on 1 acre of land - New Construction 92-9034 Ginger Blossom Ln Ocean View, HI	$249,000	3 Bed 2 Bath	1,744 sq ft
	Bank Owned - Ocean Views 94-5886 Kalai Waa Naalehu, HI	$199,900	5 Bed 2 Bath	2,905 sq ft
	Bank Owned - Sportsman Paradise 106 LEIMAMO ST Hilo, HI	$199,000	4 Bed 3 Bath	1,864 sq ft
	Kona Alii #308 75-5782 KUAKINI HWY Kailua Kona, HI	$189,900	2 Bed 2 Bath	780 sq ft
	Hawaiian Paradise Park 15-1919 13TH AVE Keaau, HI	$179000	3/2 Bed 2 Bath	1,142 sq ft
	NEW ! Keauhou Resort (vacation rental approved) 78-7039 KAMEHAMEHA III RD Kailua Kona, HI	$159000	1 Bed 1 Bath	666 sq ft

Click on any of these (above) to follow me on your favorite Social Media site:

Click this link to get on my Fannie Mae and Foreclosure list

Looking for a Realtor in Kailua Kona, Let me Google that for you!!!

Super cool new technology - click on this Google link and give it a few seconds.

Aloha, and have a great day

Lance Owens (RS)

(808) 936-8383

Lance@KonaHomeTeam.com

www.KonaHomeTeam.com

Aloha Kona Realty Inc.

78-6740 Alii Drive, Kailua Kona, HI. 96740

New Listing with Lake Views - Kamuela Lakeland - Waimea Hawaii for $249,000

Lance Owens (RS) Kailua Kona, HI (808) 936-8383 (Aloha Kona Realty Inc.) — Sat, 03 Mar 2012 12:51:07 -0800

Sneak preview fo my listing located in Waimea on the Big Island of Hawaii.

Home is a well maintained 3 bedroom 1 bath, with handicap access and views of of the resevoir/lake, and Mauna Kea, large level lot, mostly fenced. Well worth driving out and taking a look

View of the lake below

Follow here for more Photos - Kamuala Lakeland Home

For all my listings visit KonaHomeTeam

Click on any of these (above) to follow me on your favorite Social Media site:

Click this link to get on my Fannie Mae and Foreclosure list

Looking for a Realtor in Kailua Kona, Let me Google that for you!!!

Super cool new technology - click on this Google link and give it a few seconds.

Aloha, and have a great day

Lance Owens (RS)

(808) 936-8383

Lance@KonaHomeTeam.com

www.KonaHomeTeam.com

Aloha Kona Realty Inc.

78-6740 Alii Drive, Kailua Kona, HI. 96740

Inside Out Auto Detailing - Kailua Kona, Hawaii

Lance Owens (RS) Kailua Kona, HI (808) 936-8383 (Aloha Kona Realty Inc.) — Wed, 29 Feb 2012 23:17:19 -0800

Just wanted to put the word out for a local business, not new, just new to Social Media - great reputation, great owner

INSIDE OUT AUTO DETAILING HAS EARNED THE REPUTATION OF PROVIDING ITS CUSTOMERS WITH EXCELLENT SERVICE. WHETHER YOUR CAR MAY BE A HONDA CIVIC, FORD EXPEDITION, OR MERCEDES SLR MCLAREN, WE PROVE TO CUSTOMERS TIME AND TIME AGAIN THAT YOUR CAR WILL MAKE YOU SMILE ONCE WE'RE DONE WITH IT!

To start, wheners: $3.25 each (Apple, Strawberry, Marine Squash)

My Shaldan Cool Fresh Air Fresheners!

Our

The works package includes vacuabout our VIP treatment... starting at just $50!

3M Invisible Mask Product: Please call for Pricing will vary according to size and condition of vehicle.

Click on any of these (above) to follow me on your favorite Social Media site:

Click this link to get on my Fannie Mae and Foreclosure list

Looking for a Realtor in Kailua Kona, Let me Google that for you!!!

Super cool new technology - click on this Google link and give it a few seconds.

Aloha, and have a great day

Lance Owens (RS)

(808) 936-8383

Lance@KonaHomeTeam.com

www.KonaHomeTeam.com

Aloha Kona Realty Inc.

78-6740 Alii Drive, Kailua Kona, HI. 96740

Ocean Front Luxury Homes - Hawaii

Lance Owens (RS) Kailua Kona, HI (808) 936-8383 (Aloha Kona Realty Inc.) — Fri, 24 Feb 2012 12:41:54 -0800

A historic shoreline road runs alongside the picturesque blue Pacific ocean and transports you back about 100 years where time seems to stand still. Along this ancient shoreline road, you’ll find an absolutely stunning, quality-built, upscale oceanfront estate in the midst of 'Old Hawaii'.

From the moment you enter this gated estate, you’ll be in awe of the huge ocean view, gorgeous African Mahogany built-in bookcases, open living spaces, and lovely open-beam ceilings.

You can actually fish from your 'back yard'!

With concrete-reinforced walls, Brazilian Tamarindo wood floors coupled with ceramic tile floors and granite countertops, this home exudes sturdiness and quality.

This nicely appointed home boasts four bedrooms, three and one-half baths, a study/den, family room, wet bar, solid wood doors, solar hot water, and large pavers that surround the 20x40 ft. infinity edge oceanfront swimming pool with tiled sitting ledge. Relax oceanside-poolside while sipping a mai tai on a lazy afternoon.

The kitchen is a chef’s delight with its 5-burner Bosch gas stove, granite countertops, Thermador refrigerator and dishwasher, bar seating, and expansive oceanfront views through the large picture window.

Off the beaten path, this home is ideal for someone who wants to ‘get away from it all’ yet still be only two minutes from the highly acclaimed resort area of Keauhou.

Surround yourself in classic, timeless luxury.

Click on any of these (above) to follow me on your favorite Social Media site:

Click this link to get on my Fannie Mae and Foreclosure list

Looking for a Realtor in Kailua Kona, Let me Google that for you!!!

Super cool new technology - click on this Google link and give it a few seconds.

Aloha, and have a great day

Lance Owens (RS)

(808) 936-8383

Lance@KonaHomeTeam.com

www.KonaHomeTeam.com

Aloha Kona Realty Inc.

78-6740 Alii Drive, Kailua Kona, HI. 96740

Officially Released: Keauhou Resort #139 for $159,000 VACATION RENTAL APPROVED

Lance Owens (RS) Kailua Kona, HI (808) 936-8383 (Aloha Kona Realty Inc.) — Fri, 24 Feb 2012 09:43:58 -0800

NEW ! Keauhou Resort (vacation rental approved)
Location! - Walk to Keauhou Bay, shopping, theaters, dining, fishing, golfing

$159000
1 Bed 1 Bath 666 Sq Ft

click image to zoom in

List Date	02/18/2012		78-7039 KAMEHAMEHA III RD

Garage	open parking	Status	Active

MLS#	?	Year Built	1971

Lanai	large	View	Tropical

Heating/Cooling	none	Floor/Covering	bambo, and others

Landscaping	Tropical	Apliances	Yes

Additional Information

Sneak Preview - Available 2/21/12
Keauhou Resort, lovely older complex with a new pool and spa on grounds. Large lanai entrance to the front door which is sliders. Nice open floor plan. The floor tile is laminate squares, nice and new. Nice open galley kitchen, newer cabinets. To get to the bedroom you walk up a few steps towards the bathroom, forward which has a spa tub for a nice soak. The bedroom is to the left of the top of the stairs, nice large room with good light from the front room and the back louvres. The original planter boxes unique to these complexes has been removed for extra square footage. Nice mirored sliders to the closet. Keahou resort is a nice small complex with friendly neighbors to assosciate with, they keep the grounds nice. For a small unit it has ample storage space. Come and have a look! Who knows? it could be just what your looking for. For extra $7800 you can grab the truck also

Payment Estimate

Loan $

Interest Rate %

Years

For more information or to schedule an appointment please contact
Lance Owens (808) 936-8383

Click on any of these (above) to follow me on your favorite Social Media site:

Click this link to get on my Fannie Mae and Foreclosure list

Looking for a Realtor in Kailua Kona, Let me Google that for you!!!

Super cool new technology - click on this Google link and give it a few seconds.

Aloha, and have a great day

Lance Owens (RS)

(808) 936-8383

Lance@KonaHomeTeam.com

www.KonaHomeTeam.com

Aloha Kona Realty Inc.

78-6740 Alii Drive, Kailua Kona, HI. 96740

Kailua Kona Real Estate Update for February 2012

Lance Owens (RS) Kailua Kona, HI (808) 936-8383 (Aloha Kona Realty Inc.) — Fri, 24 Feb 2012 08:33:02 -0800

Aloha, Lance here with Aloha Kona Realty Inc ( www.KonaHomeTeam.com ) . With Home Sales UP $21,000,000.00 in January, it has made for some slim pickings.

GOOD news though - I just added 2 new listings below, take a look at the updates and give us a call

Featured Listings

click to view	Multi Unit Duplex on Alii Drive 76-6175 ALII DR KAILUA KONA, HI	$1,590,000	16 Bed 16 Bath	8,000 sq ft
	Kanaloa at Kona Condos for sale # 2601 78-261 MANUKAI ST KAILUA KONA, HI	$749,000	2 Bed 2 Bath	1486 sq ft
	Keauhou Kona Surf and Racquet Club, 4202 78-6800 ALII DR Kailua Kona, HI	$579,000	2 Bed 2 Bath	1170 sq ft
	Preview - Kona Coffee Farm, 5 acres plus home 82-1090 KILOA Captain Cook, HI	$475,000	3 Bed 3 Bath	2,100 sq ft
	Pool, Ocean Views, 5 Acres - Private 88-1651 Moana Dr Captain Cook, HI	$399,000.	3 Bed 2 Bath	1,612 sq ft
	Pualani Estates 4/3 75-6131 HAKU MELE ST KAILUA KONA, HI	$349,000	4 Bed 3 Bath	1,935 sq ft
	Pualalni Estates 75-6200 PIENA PLACE KAILUA KONA, HI	$329,000	4 Bed 3 Bath	1300 sq ft
	Lokahi Makai KAILUA KONA, HI	$325,000	3 Bed 2 Bath	1290 sq ft
	Alii Park Place - (says it all) 75-6025 ALII DR Kailua Kona, HI	$299000	3 Bed 2 Bath	1,262 sq ft

Click on any of these (above) to follow me on your favorite Social Media site:

Click this link to get on my Fannie Mae and Foreclosure list

Looking for a Realtor in Kailua Kona, Let me Google that for you!!!

Super cool new technology - click on this Google link and give it a few seconds.

Aloha, and have a great day

Lance Owens (RS)

(808) 936-8383

Lance@KonaHomeTeam.com

www.KonaHomeTeam.com

Aloha Kona Realty Inc.

78-6740 Alii Drive, Kailua Kona, HI. 96740

How do you educate the public when a well known agent paints GLOOM AND DOOM ?

Lance Owens (RS) Kailua Kona, HI (808) 936-8383 (Aloha Kona Realty Inc.) — Fri, 24 Feb 2012 00:20:51 -0800

Just beside myself

A local well known agent reports that January was SLUGGISH ? ( http://kona.westhawaiitoday.com/files/special- ections/REM_022212/index.html#/6/ )

I am looking at the same report and find the cup - OVERFLOWING ?

Just blowing off some steam with friends

January Home Sales are in:

Aloha, Lance Owens here with Aloha Kona Realty Inc. bringing you the monthly sales report. According to the Hawaii MLS, North Kona home sales increased by 23% over 2011

And if that’s not enough good news for you – January 2012 also beat out January, 2011, 2010, 2009, and 2008. If you want to find a January with more home sales in it - you have to rewind all the way back to 2007.

A couple of more interesting facts about 2012 sales

134% - that’s how much the $ amount (sales volume- money exchanging hands) went up.

7% - that’s how much the Median Price Increased

46% - sold by CASH

38% - sold in under 30 days

42% sold for under $350,000.

I just felt those were some noteworthy facts – If you follow my blog at all, you know how much I preach about not putting to much emphasis on a single month – but - it is the first month of the year, and it’s all we have to work with.

Remember- these numbers are Black and White, we don’t do any “market adjustments” and we try our best - not to put any opinions in – at least without a big DISCLAIMER.

Aloha and Mahalo

For more information feel free to call, or email me – our reports go back 12 years!

Click on any of these (above) to follow me on your favorite Social Media site:

Click this link to get on my Fannie Mae and Foreclosure list

Looking for a Realtor in Kailua Kona, Let me Google that for you!!!

Super cool new technology - click on this Google link and give it a few seconds.

Aloha, and have a great day

Lance Owens (RS)

(808) 936-8383

Lance@KonaHomeTeam.com

www.KonaHomeTeam.com

Aloha Kona Realty Inc.

78-6740 Alii Drive, Kailua Kona, HI. 96740

Painted Church Hawaii

Lance Owens (RS) Kailua Kona, HI (808) 936-8383 (Aloha Kona Realty Inc.) — Sun, 19 Feb 2012 16:43:05 -0800

Took a visit to the Painted Church in Hawaii last week, thought I would share this. Totally interactive 360 map - I used the free "app" Photosynth from Itunes

Click on any of these (above) to follow me on your favorite Social Media site:

Click this link to get on my Fannie Mae and Foreclosure list

Looking for a Realtor in Kailua Kona, Let me Google that for you!!!

Super cool new technology - click on this Google link and give it a few seconds.

Aloha, and have a great day

Lance Owens (RS)

(808) 936-8383

Lance@KonaHomeTeam.com

www.KonaHomeTeam.com

Aloha Kona Realty Inc.

78-6740 Alii Drive, Kailua Kona, HI. 96740