mortgage rates: What Are Mortgage Rates Doing to Buyers - Its Not What You Think - 10/04/22 12:06 PM
Aloha, Lance Owens (RS) with LUVA Real Estate bringing you the latest in real estate news and trends. Some days you just wake up screaming (lol) at all the misinformation about the housing market, the news, the internet, the paper, instagram...... so I did a DEEP DIVE into the effect that "double the interest rates" from a year ago, is having on the housing market.
Take a look at my vlog - because its not what you think!
Aloha and Mahalo, reach out if you have any real estate needs on the Big Island
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mortgage rates: Mortgage Interest Rates Just Went Up… Should I Wait To Buy? - 11/29/16 09:14 AM
Posted on November 29, 2016 - 07:03 AM by Lance Owens
Mortgage Interest Rates Just Went Up… Should I Wait To Buy?  Tuesday November 29th, 2016  First Time Home Buyers, For Buyers, Interest Rates, Move-Up Buyers
Aloha, Lance and Kimi here from LUVA Real Estate bringing you your real estate minute. 
Mortgage interest rates, as reported by Freddie Mac, have increased over the last several weeks.Along with Freddie Mac, Fannie Mae, the Mortgage Bankers Association and the National Association of Realtors are all calling for mortgage rates to continue to rise over the next four quarters.
This has caused some purchasers to lament the fact they may no longer be able to get a rate … (1 comments)

mortgage rates: Do You Know The Impact Your Interest Rate Makes? - 08/05/16 03:48 AM
Do You Know The Impact Your Interest Rate Makes? [INFOGRAPHIC]Some Highlights: Interest rates have come a long way in the last 30 years. The interest rate you secure directly impacts your monthly payment and the amount of house that you can afford if you plan to stay within a certain budget. Interest rates are at their lowest in years… RIGHT NOW! If buying your first home, or moving up to the home of your dreams is in your future, now may be the time to act!   … (0 comments)

mortgage rates: 2016: Appraisal Challenges Worse Than Ever - 05/31/16 05:03 AM
 
Nationally Home values continue to climb and are projected to increase by about 5% over the next twelve months. That is great news for anyone who owns a home. However, it could present a challenge for a family trying to sell their house.
Aloha, Lance Owens (RS) and Kimi Nagatoshi (RS) here with LUVA Real Estate, we have to tell you first hand, the statistics are worse here in Hawaii. In the last 45 days we have had 2 deals run into this problem and its easy to see why. Take a look at "North Kona - Median Sales Price"  April 2016 statistics compared to April 2015. We are up double digits … (2 comments)

mortgage rates: BUYERS, My Spring 2016 Buyers Guide Is Ready ! - 03/17/16 07:46 AM
Posted on March 17, 2016 - 12:05 PM by Lance Owens Great News For Buyers, Our 2016 Buyers Guide Is Ready For Downloading Great news for buyers, our Spring 2016 Buyers Guide is up and online! 
Here at LUVA Real Estate, we know the process of buying a home can be overwhelming at times, but you don't need to go through it alone.
You may be wondering if now is a good time to buy a home...or if interest rates are projected to rise or fall. The free eGuide below will answer many of your questions and likely bring up a few things you didn’t even … (0 comments)

mortgage rates: Is The Sun About To Set On Low Interest Rates? - 01/26/16 04:15 AM
Posted on January 26, 2016 - 07:47 AM by Lance Owens
According to the Big Four, Where Are The  
Interest Rates Headed This Year?  
 Tuesday January 26th, 2016  For Buyers, Housing Market Updates, Interest Rates​
 
With interest rates still below 4%, many buyers may be on the fence as to whether to act now and purchase a new home, or wait until next year.
If you look at what the four major reporting agencies are predicting for 2016, it may make the decision for you. The chart below averages the predictions by quarter.  FYI, hope you enjoyed last nights sunset (above) I just … (0 comments)

mortgage rates: Don’t Let Your “Luck” Run Out - 03/17/15 03:48 AM

I had to do something Irish today
Aloha, Lance Owens (RS) here with LUVA Real Estate and we are just bring you KCM updates. I cant say I always agree with them, so hopefully you take it with a grain of salt, but Its always good to look at what the experts say, then make up your own mind. 
The 30-year fixed mortgage interest rate is currently still below 4%. Many buyers may be on the fence as to whether to act now and purchase a new home, or wait until next year, believing they still have time to lock … (4 comments)

mortgage rates: Current Interest Rates in Hawaii - Kailua Kona 5/14/10 - 05/14/10 12:04 PM
I get these local interest rates emailed to me on a regular basis, and I thought maybe it would be good to pass these on to blog readers? Let me know what you think.
I should probably do some kind of disclaimers, like I am not mortgage broker, these rates should be good today, but it could change in a minute in this climate, and I am sure there has to be some minimum credits scores, and job history, you know - bottom line this is just for comparison and each individual need to apply to see if they qualify - … (0 comments)

 
Kona Home Team (LUVA LLC) Lance Owens (RB-24133), 2024 Real Estate Expert - Hawaii Island (Kona Home Team          (luva llc))

Kona Home Team (LUVA LLC) Lance Owens (RB-24133)

2024 Real Estate Expert - Hawaii Island

Kailua-Kona, HI

More about me…

Kona Home Team (luva llc)

Address: 75-240 Nani Kailua Dr #8, Kailua Kona, HI, 96740

Mobile: 808-936-8383

Office: 808-936-8383

Luxury Real Estate Sales, MLS Hot sheet, News, Market Reports, for the Kailua Kona area, West Hawaii, Mauna Lani, and Waikoloa Beach Resort areas.


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