All Things Real Estate in Owensboro, KY!
Tips for buying, selling and financing real estate in the Owensboro, KY area!
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2010
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Janet makes a great point about the cost of getting what we want when we want it. We all have a different lifestyle and perspective. So many great points!You are a Realtor who closed 2 loans this month. You notice that one loan is at a rate of 4.25% and one is at a rate of 5%. Do you believe t...
12/30/2010
Great words of wisdom for today's home buyers. I also find this to be true for sellers - most of the time the first offer you get is the best offer...and the only offer!When you are at the point where you are looking at homes with a Realtor, it is important to realize a basic thing can occur. T...
12/30/2010
This blog has a great message! I stuggle with anger and frustration most of the time when I am shopping. And...don't get me started on Banks!I bought my wife a mini-notebook from Best Buy for Christmas. On the back of the receipt it says that if I return the computer that I'm subject to a 15% r...
12/30/2010
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I was very excited when I read this post from a Facebook friend: There's a site called Spokeo.com that's a new online USA phone book w/personal information: everything from pics you've posted on FB or web, your approx credit score, home value, income, age, etc. You can remove yourself by first s...
12/30/2010
Okay, after 25 years in the business, I keep thinking that the public (and others in our industry) will get a clue about how to pronounce "REALTOR" and "REALTY". Not! First of all, let me state the obvious - THESE ARE NOT THREE SYLLABLE WORDS! I heard the word "realiter" on Friends - used when...
12/29/2010
On my annual visit to the doctor, I am reminded that if you want to leave your customers in the dark, start using acronyms! Here is a list of common real estate acronyms and terms - don't want to leave anyone in the dark! BPO - Broker Price Opinion: Usually ordered when a borrower is behind on...
12/29/2010
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Why the need for Earnest Money anyway? Earnest money is given by a home buyer at the time the offer is made - this shows the seller the buyer is "earnest" or sincere about the offer they are making. So, how sincere do you want to think the seller you are? Once your offer is accepted, you now ha...
12/28/2010
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Short Sale: A short Sale occurs when a home is sold for less than what is owed on the property. The need for this type of sale usually occurs when the borrower has suffered a significant pay cut and can no longer afford the payment. Job loss and pay cuts often facilitate an out of town or stat...
12/28/2010
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I always say that "we don't know what we don't know". Sometimes we just need a gentle nudge to open our eyes. Read on to find out about a home buyer who not only had the door opened, but also his eyes! ...
12/28/2010
Are you considering a short sale? This is great information about preserving your credit throughout the short sale process. Short and sweet and to the point!I plan to sell short. Should I make my mortgage payment anymore? This is by far the most popular question asked by my Connecticut short sa...
12/28/2010
Rainmaker
131,776
131,776
Karen Pannell
Owensboro KY Real Estate -270-903-2167 Homes, Cond