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Kim Peasley-Parker | AgentOwned Realty Co. | (803) 840-7519
1620 Yaupon St, Sumter, SC
Upgraded home in Wintergreeen Close to Shaw and Sumter
3BR/2+1BA Single Family House
offered at $150,900
Year Built 2001
Sq Footage 1,742
Bedrooms 3
Bathrooms 2 full, 1 partial
Floors Unspecified
Parking Unspecified
Lot Size 0.45 acres
HOA/Maint $0 per month

see additional photos below
PROPERTY FEATURES

- Central A/C - Central heat - Fireplace
- High/Vaulted ceiling - Walk-in closet - Dining room
- Breakfast nook - Dishwasher - Refrigerator
- Stove/Oven - Microwave - Granite countertop
- Laundry area - inside - Balcony, Deck, or Patio - Yard

COMMUNITY FEATURES

- Garage parking


ADDITIONAL PHOTOS


Front View

Back Yard

Great Room 1

Great Room 2

Kitchen 1

Kitchen 2

Dining Room

Master Bedroom

2nd Bedroom

3rd Bedroom

Utility Room
Contact info:
Kim Peasley-Parker
AgentOwned Realty Co.
(803) 840-7519
For sale by agent/broker

Equal Opportunity Housing
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Posted: Feb 8, 2012, 5:42am PST

Information and Content in this blog is original to Kim Peasley-Parker unless otherwise stated.

Kim Peasley-Parker, Sumter Real Estate



Kim Peasley-Parker

Realtor (R) /Shareholder

AgentOwned Realty Company

Heritage Group, Inc.

Cell 803-840-7519

Email: kim@agentownedrealty.com

 

 

 

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Kim Peasley-Parker | AgentOwned Realty Co. | (803) 840-7519
2535 Navigator Cir, Dalzell, SC
Beautiful Home in Linwood Close to Shaw Back Gate
3BR/2BA Single Family House
offered at $156,900
Year Built 2006
Sq Footage 1,597
Bedrooms 3
Bathrooms 2 full, 0 partial
Floors 1
Parking Unspecified
Lot Size 1.04 acres
HOA/Maint $0 per month

DESCRIPTION

Better than new home on 1.04 acres of land. Backyard is partially wooded with no neighbors. You are welcomed into this home with a large front porch perfect for cool evenings. The great room has cathedral ceiling and double windows overlooking front porch. The kitchen has white cabinets and stainless steel appliances. Dining Room is decorated with chair rail and panels, back door leads to back deck for grilling out. Master bedroom is approximately 15’X18’ and has cathedral ceiling as well as two walk in closets. The master bathroom comes complete with tile floor, jetted tub, double vanity, linen closet, separate shower and commode room. The second and third bedrooms are large enough for queen size beds and have ample closet space. The hall bath has tile floor and linen closet.

see additional photos below
PROPERTY FEATURES

- Central A/C - Central heat - High/Vaulted ceiling
- Walk-in closet - Hardwood floor - Tile floor
- Living room - Dining room - Breakfast nook
- Dishwasher - Refrigerator - Stove/Oven
- Microwave - Stainless steel appliances - Laundry area - inside
- Balcony, Deck, or Patio - Yard

OTHER SPECIAL FEATURES

- Private Backyard

ADDITIONAL PHOTOS


Front View

Back Yard

Great Room

Kitchen 1

Kitchen View 2

Dining Room

Master Bedroom View 1

Master Bedroom View 2

Master Bathroom

Master Bath View 2

2nd Bedroom

3rd Bedroom
Contact info:
Kim Peasley-Parker
AgentOwned Realty Co.
(803) 840-7519
For sale by agent/broker

Equal Opportunity Housing
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Posted: Feb 9, 2012, 3:57pm PST

Information and Content in this blog is original to Kim Peasley-Parker unless otherwise stated.

Kim Peasley-Parker, Sumter Real Estate



Kim Peasley-Parker

Realtor (R) /Shareholder

AgentOwned Realty Company

Heritage Group, Inc.

Cell 803-840-7519

Email: kim@agentownedrealty.com

 

 

 

Search By Map 

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Kim Peasley-Parker | AgentOwned Realty Co. | (803) 840-7519
207 Bonview Dr, Sumter, SC
Quiet area close to everything in Sumter
3BR/2BA Single Family House
offered at $79,900
Year Built 1950
Sq Footage 1,506
Bedrooms 3
Bathrooms 2 full, 0 partial
Floors Unspecified
Parking Unspecified
Lot Size .35 acres
HOA/Maint $0 per month

DESCRIPTION

Home has 3 large bedrooms and two tiled bathrooms. Living room and family are a rare find in this size house. Dining room has chair rail and is between the kitchen and living room. Kitchen has added cabinets for storage space and counter space. Large pantry is adjacent to the kitchen in the utility room. Great starter home or investment property.

see additional photos below
PROPERTY FEATURES

- Central A/C - Central heat - Fireplace
- Family room - Living room - Dining room
- Stove/Oven - Laundry area - inside - Balcony, Deck, or Patio
- Yard

OTHER SPECIAL FEATURES

- Multi Level Deck on back of home
- Fenced Back Yard

ADDITIONAL PHOTOS


Front View

Back View 1

Back View 2

Living Room

Family Room

Front Bedroom

2nd Bedroom

3rd Bedroom

Dining Room

Kitchen
Contact info:
Kim Peasley-Parker
AgentOwned Realty Co.
(803) 840-7519
For sale by agent/broker

Equal Opportunity Housing
Powered by Postlets
Posted: Feb 2, 2012, 6:33am PST

Information and Content in this blog is original to Kim Peasley-Parker unless otherwise stated.

Kim Peasley-Parker, Sumter Real Estate



Kim Peasley-Parker

Realtor (R) /Shareholder

AgentOwned Realty Company

Heritage Group, Inc.

Cell 803-840-7519

Email: kim@agentownedrealty.com

 

 

 

Search By Map 

Search By Sudivision Homes for Sale

 

 
 
Market Summary Thru December 31, 2011
 

Market Statistic

November 2011

December 2011 

Trend

Median Price of Homes Sold

$120,500

$137,000

+

Average Price of Home Sold

$123,159

 $135,199

+

Least Expensive Home Sold

$4,750

$5,200    


Most Expensive Home Sold    

$515,000

$450,000

Price/ Sq. Ft.

$62.97

 $68.92

Average Days of Market (DOM)

 137

179

+

Total Active Inventory

 1245

 1156

-

Median Home Size

1698

 1755

Median Number of Bedrooms

3

3

 

Median Number of Bathrooms

2

2

 

    

 

The number of homes sold in the month of December increased slightly to 67.  December sales showed an increase over October and November and and increase year to year over December 2010 61 units sold.  The increase in the sales in November and December brought the Year to Date 2011 Units Sold at 822 just short of the 2010 Year To Date Units Sold at 829.  

 

Second the Median and Average home price in Sumter was up in comparison to prior months.  This increase in the median and average home price is followed by the Average $ per Square Foot in the Sumter Real Estate Market.  While we saw many lower priced or investment properties sold in the prior months, the increase in the Median home price, Average home price and the Average $ per Square Foot indicate that more owner occupants are purchasing homes.

 

The Average $ per Square Foot increased in December.  October and November were below the year, but December Average $ per Square Foot indicates a shift back to owner occupants vs investors in purchasing in the Sumter, South Carolina real estate market. 


The charts for the month are below.  Looking at them, I feel the truly fall in line with what we have seen in the past years.  The real estate market hasn't take a turn for the worse, it is just a different group of buyers out there purchasing their homes and starting their piece of the American Dream.  January is starting out to be a good month and may start to show us that 2012 may be a turn around year for Sumter real estate.


Homes Sold in Sumter County, South Carolina by Month
Sumter SC Homes Sold By Month

Homes Sold in Sumter County, South Carolina Year to Date Since 2006
Sumter SC Homes Sold By Year
 
Average Days on Market in Sumter Until Sold  
Sumter SC Days On Market for Sales

Sumter New Listing for Residential Property By MonthSumter Homes Listed for Sale

 
Sumter New Listing for Residential Property By Year To Date  
Year To Date Listings     
 
Sumter Active Listing for Residential Property  

Sumter Active Listings by Month

 
Median Home Price for the Sumter Residential Home Sales
sumter Median Home Price
 
Sumter County South Carolina Price Per Square Foot Sumter Avg Price Per Square Foot
 
As I recommend every month, please consult a local Realtor® about the local market.  Even though the Sumter Board of Realtors provides data, this data is very specific to Sumter County and residential home sales only.  I do not include other counties in our Board of Realtors nor do I include lots or land.
 
I hope you find this real estate market report for Sumter County, SC informative.  If you have any suggestions or questions, please email me at kim@agentownedrealty.com and I will help you in any way possible. 
 
Kim Peasley-Parker
Realtor®/Shareholder
AgentOwned Realty,
Heritage Group, Inc.
Sumter, SC
Cell 803-840-7519
Serving all of Sumter County including Sumter, Dalzell, and Shaw Air Force Base area

Your Relocation Contact for Sumter, Shaw, Air Force and 3rd Army

 
Copyright, Kim Peasley-Parker January 2012
 
 

 

Information and Content in this blog is original to Kim Peasley-Parker unless otherwise stated.

Kim Peasley-Parker, Sumter Real Estate



Kim Peasley-Parker

Realtor (R) /Shareholder

AgentOwned Realty Company

Heritage Group, Inc.

Cell 803-840-7519

Email: kim@agentownedrealty.com

 

 

 

Search By Map 

Search By Sudivision Homes for Sale

 

 
 
Market Summary Thru November 30, 2011
      
 

Market Statistic

October 2011

November 2011 

Trend

Median Price of Homes Sold

$113,700

$120,500

+

Average Price of Home Sold

$117,013

 $123,159

+

Least Expensive Home Sold

$14,500

$4,750    

-

Most Expensive Home Sold    

$265,016

$515,000

+

Price/ Sq. Ft.

$63.78

 $62.97

-

Average Days of Market (DOM)

 136

137

+

Total Active Inventory

 1314

 1245

-

Median Home Size

1731

 1698

-

Median Number of Bedrooms

3

3

 

Median Number of Bathrooms

2

2

 

    

 

The Sumter, South Carolina real estate market experienced a shift in October and that trend appears to be continue.  The number of homes sold in the month of November increase slightly to 61, following the decrease in sales in October. While this is a decrease over the past months, it is still above the November 2010 units sold at 44.  The increase in the number of homes sold in November 2011 over November 2010, the year to date number of homes sold in Sumter, South Carolina is no almost equal 2011 to 2010.  Given the history, decreased sales in the last quarter or the year are normal and nothing that sends up major red flags to me at this time.   I think it is a true indicator of the overall market and the fact that it is seasonal in Sumter.  

Second the Median and Average home price in Sumter was down in comparison to prior months, but higher than October 2011 mumbers.  This is a true indicator that many first time home buyers are taking advantage of the lower interest rates and getting into the housing market.  The median home price rebounded a little bit in November with the buyers in the $120,000 to $160,000 coming out in force to purchase homes.

The Average $ per Square Foot increased in November after taking a fall in October.  Both of October and November were still below the year, but the Sumter, South Carolina real estate market does typically experience a lower $ per square foot sales price in the last quarter and some years this is carried over into the beginning of the next year.   

The charts for the month are below.  So while there may be some concern over the numbers.  Looking at them, I feel the truly fall in line with what we have seen in the past years.  The real estate market hasn't take a turn for the worse, it is just a different group of buyers out there purchasing their homes and starting their piece of the American Dream.

Homes Sold in Sumter County, South Carolina by Month

Sumter SC Residential Property Sales

Homes Sold in Sumter County, South Carolina Year to Date Since 2006

Sumter SC Homes Sold Year To Date
 
Average Days on Market in Sumter Until Sold  
 
Sumter SC Homes Sold Days on Market

 

Sumter New Listing for Residential Property By Month

Sumter Homes Listed by Month

 
Sumter New Listing for Residential Property By Year To Date  
 
Sumter SC Listings For Homes By Year     
 
Sumter Active Listing for Residential Property  

Sumter SC Homes for Sale By Month

 
Median Home Price for the Sumter Residential Home Sales
 
Sumter Median Home Price Sold
 
Sumter County South Carolina Price Per Square Foot 

Sumter Home Prices

 
As I recommend every month, please consult a local Realtor® about the local market.  Even though the Sumter Board of Realtors provides data, this data is very specific to Sumter County and residential home sales only.  I do not include other counties in our Board of Realtors nor do I include lots or land.
 
I hope you find this real estate market report for Sumter County, SC informative.  If you have any suggestions or questions, please email me at kim@agentownedrealty.com and I will help you in any way possible. 
 
Kim Peasley-Parker
Realtor®/Shareholder
AgentOwned Realty,
Heritage Group, Inc.
Sumter, SC
Cell 803-840-7519
Serving all of Sumter County including Sumter, Dalzell, and Shaw Air Force Base area

Your Relocation Contact for Sumter, Shaw, Air Force and 3rd Army

 
Copyright, Kim Peasley-Parker December 2011
 
 

 

Information and Content in this blog is original to Kim Peasley-Parker unless otherwise stated.

Kim Peasley-Parker, Sumter Real Estate



Kim Peasley-Parker

Realtor (R) /Shareholder

AgentOwned Realty Company

Heritage Group, Inc.

Cell 803-840-7519

Email: kim@agentownedrealty.com

 

 

 

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Search By Sudivision Homes for Sale

 

 
 Content Originally Posted on www.SumterHomePros.com
 
Market Summary Thru August 31, 2011      
 

Market Statistic

July 2011

August 2011 

Trend

Median Price of Homes Sold

$140,417

$144,000

+

Average Price of Home Sold

$154,156

 $142,616

-

Least Expensive Home Sold

$15,000

$6,000

-

Most Expensive Home Sold    

$357,000

$308,000

-

Price/ Sq. Ft.

$76.82

 $76.36

-

Average Days of Market (DOM)

141

 163

+

Total Active Inventory

1341

 1339

-

Median Home Size

1808

 1751

-

Median Number of Bedrooms

3

3

 

Median Number of Bathrooms

2

2

 

    

 

In Sumter, South Carolina real estate we saw home sales fall from 88 properties in July to 76 in August 2011.  The number of properties pending in Sumter was lower at the end of July vs June and the decrease in closings was expected based upon those numbers.  The number of homes under contract or pending at the end of August was down from the July numbers, so I would expect to see the number of closed units for September to be less than August.   

 

Sumter Homes Sold by Month

 

The total number of residential properties closed in Sumter Year to Date for 2011 is less than the Year to Date numbers for 2011.  This gap is 33 properties which averages out to about 4 properties per month.
 
Sumter Homes Sold Year To Date
 
 
Days on Market in the residential market in Sumter real estate jumped to 166 days.  This number is based on the properties sold in Sumter county so while it is increased, this means some of the older inventory has sold.   
 
Sumter Days On Market
 
 
New Listings increased to 166 properties that were listed or put on the market for sale in August 2011.

 

Sumter Residential listings Per Month  
 
Year to Date Listings for 2011 is still lower than 2010 Year to Date Listing for August and also less than 2009 Year to Date Listings during the same time period.  
 
Sumter Residential Year To Date Listings     
 
 
The number of active listings decreased to 1339 residential properties being actively marketed for sale in Sumter.  

 

Sumter Active Listings per Month
 
The Median home price in Sumter increased to $144,000.  The median home price in Sumter County has remained in the above $140,000 for the past three months.  This is almost a full $10,000 above the median home price a year ago.

 

Sumter Median Home Sales Price
 
 
The average price per square foot in Sumter remained about $76 per square foot with a difference of less than $.50 per square foot.  This is a result of the mixture of homes being sold, but less lower cost homes being sold while the higher end of the real estate market for the Sumter area does continue to sell at a steadier pace.  
 
Sumter Price per Sq Foot 
 
As I recommend every month, please consult a local Realtor® about the local market.  Even though the Sumter Board of Realtors provides data, this data is very specific to Sumter County and residential home sales only.  I do not include other counties in our Board of Realtors nor do I include lots or land.
 
I hope you find this real estate market report for Sumter County, SC informative.  If you have any suggestions or questions, please email me at kim@agentownedrealty.com and I will help you in any way possible. 
 
Kim Peasley-Parker
Realtor®/Shareholder
AgentOwned Realty,
Heritage Group, Inc.
Sumter, SC
Cell 803-840-7519
Serving all of Sumter County including Sumter, Dalzell, and Shaw Air Force Base area

Your Relocation Contact for Sumter, Shaw, Air Force and 3rd Army

 
Copyright, Kim Peasley-Parker September 2011
 
 

 

Information and Content in this blog is original to Kim Peasley-Parker unless otherwise stated.

Kim Peasley-Parker, Sumter Real Estate



Kim Peasley-Parker

Realtor (R) /Shareholder

AgentOwned Realty Company

Heritage Group, Inc.

Cell 803-840-7519

Email: kim@agentownedrealty.com

 

 

 

Search By Map 

Search By Sudivision Homes for Sale

 

 
 
Market Summary Thru April 30, 2011      
 

Market Statistic

March 2011

April 2011 

Trend

Median Price of Homes Sold

$142,400

$125,000

-

Average Price of Home Sold

$151,137

 $125,458

-

Least Expensive Home Sold

$13,000

$7,000

-

Most Expensive Home Sold    

$499,000

$350,000

-

Price/ Sq. Ft.

$75.63

 $69.50

-

Average Days of Market (DOM)

168

 177

+

Total Active Inventory

1397

 1436

+

Median Home Size

1826

 1641

-

Median Number of Bedrooms

3

3

 

Median Number of Bathrooms

2

2

 
    

 

April 2011 showed a pick up in sales in the Sumter Real Estate Market. April 2011 units sold was th highest the Sumter market has seen since June 2010.  The activity in the Sumter Real Estate Market has varied by week, but we are starting to experience the spring selling season.
 
April Monthly Units Sold

While Year To Date Closings are still below 2010 levels, we have made progress in "catching" up with those numbers with March and April home sales. 
 
April 2011 Units Sold Year To Date
 
Days on Market for Sumter County, South Carolina increased to 177.   
 
April 2011 Days On Market
 
Listings per month increased from 164 in March to 166 in April.  February, March and April new listings have all consistently fallen into the mid 160's.

April 2011 Sumter Listings Per Month

 
The Year to Date Listings remain between 2009 and 2010 levels.  I fully expect to see those numbers stay in that range.
 
April 2011 Sumter Year To Date Listings      
 
The number of Active Listings did increase in April and I expect to see an increase until July.  After July, the number of active listings begins to fall slowly as houses are sold, rented or withdrawn from the market.  The introduction of the Third Army into the Sumter home market may influence the Sumter market to not follow prior years, but this trend hasn't been broken as of March. 

April 2011 Sumter Active Listings

 
The median home price fell from $142,400 in March to $125,000 in April.  Again this trend follows the highest price home sold and $ per square foot. 

April 2011 Sumter Median Home Price

 
The average $ per square foot decreased in Aprilto $69.50.
 
April 2011 Sumter Average Price per Sq Foot
 
As I recommend every month, please consult a local Realtor® about the local market.  Even though the Sumter Board of Realtors provides data, this data is very specific to Sumter County and residential home sales only.  I do not include other counties in our Board of Realtors nor do I include lots or land.
 
I hope you find this real estate market report for Sumter County, SC informative.  If you have any suggestions or questions, please email me at kim@agentownedrealty.com and I will help you in any way possible. 
 
Kim Peasley-Parker
Realtor®/Shareholder
AgentOwned Realty,
Heritage Group, Inc.
Sumter, SC
Cell 803-840-7519
Serving all of Sumter County including Sumter, Dalzell, and Shaw Air Force Base area

Your Relocation Contact for Sumter, Shaw, Air Force and 3rd Army

 
Copyright, Kim Peasley-Parker May 2011
 
 

 

Information and Content in this blog is original to Kim Peasley-Parker unless otherwise stated.

Kim Peasley-Parker, Sumter Real Estate



Kim Peasley-Parker

Realtor (R) /Shareholder

AgentOwned Realty Company

Heritage Group, Inc.

Cell 803-840-7519

Email: kim@agentownedrealty.com

 

 

 

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Searching for a Home in Sumter? Searching for a rental in Sumter, SC?  

Search the Sumter MLS like a Realtor®!  I am so pleased to be able reveal my new website with the enhanced search features.  As a Realtor® in Sumter, I have always been disappointed with the search options available from our MLS on many websites.  I always wanted to offer more to my clients but was never able to find one.  

I have been a skeptic and when AgentOwned offered their AgentOwners premium websites through Myrsol, I did my research.  I quickly learned the search feature offered what I had wanted to be able to offer my clients for years.  

So please take a look at Search Listings and give it a try.  It is the best around!!!  When looking for Sumter Homes or Sumter Rentals, your real estate search in Sumter needs to begin HERE!

Information and Content in this blog is original to Kim Peasley-Parker unless otherwise stated.

Kim Peasley-Parker, Sumter Real Estate



Kim Peasley-Parker

Realtor (R) /Shareholder

AgentOwned Realty Company

Heritage Group, Inc.

Cell 803-840-7519

Email: kim@agentownedrealty.com

 

 

 

Search By Map 

Search By Sudivision Homes for Sale

 

 

My Home vs The House

Many sellers struggle with putting their homes on the market.  Homes are a personal thing.  Homes are where we live.  Where we retreat to after a long hard day.  Where our families met up each day to discuss their days and activities. …....SCREECH!  Stop those thoughts!

As a seller of a home in Sumter, you need to think of this property as a HOUSE.  It is bricks, vinyl, mortar, sheet rock and flooring.  A HOUSE has less emotional attachment than a home.  As a Realtor, one of the first things I learned was a property is a HOUSE to the Seller and a HOME to the Buyer.  It is the emotional attachment that is the only difference.  

So as a seller, you are now living a in HOUSE.  Realizing this helps leave the emotional attachment a little more distant.  This HOUSE is what is standing between you and your next HOME.  Putting yourself in the buyer’s shoes you understand that the buyers are looking for some emotional attachment as well as price and other items.  

Yes, living in a HOUSE is difficult and it is completely different than living in a HOME.  Picking up every morning before you head out for the day and having spur of the moment showings is not a fun thing.  But it is a necessary thing when selling your home.  I have lived in my homes and I have sold houses and indeed cleaning house every night after work isn’t fun, but again it is necessary.

A few suggestions:
  • Declutter - less stuff in the house means less stuff to clean, pick up and clutter the house.
  • Buy products that make cleaning easy.  Wiping down faucets and counter tops with a dry towel after use prevents major clean ups later.  An automatic shower and tub cleaner is a great investment to keep them spotless!
  • If you have pets, be prepared to keep fur balls under control and a plan for getting them crated or removed quickly for showings.
  • Straighten up as you go.
  • Keep stove, fridge and sink spotless and all the crumbs off the counter.
  • Bribe the whole family to help keep the house show ready.


Remember you will only be living in a HOUSE temporarily.  Make it a HOUSE then you are on your way to finding your new HOME!

Orginally Posted on www.SumterHomePros.com
  Blog Signature with Information

Information and Content in this blog is original to Kim Peasley-Parker unless otherwise stated.

Kim Peasley-Parker, Sumter Real Estate



Kim Peasley-Parker

Realtor (R) /Shareholder

AgentOwned Realty Company

Heritage Group, Inc.

Cell 803-840-7519

Email: kim@agentownedrealty.com

 

 

 

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VA Funding Fees

VA Funding Fees are the money’s a borrower pays to use their VA benefits when purchasing a home.  The Funding Fees are normally added to the total principal of the loan.  When the borrower is putting no money down, the result of adding the Funding Fees is the mortgage is higher than the sale price of the home.  Though the funding fee may not seem like a lot at the time of purchase in the recent market of low appreciation if any, this increase to the mortgage can cost borrowers when they try to sell.

 

The VA Funding Fee is  different depending on if the veteran is using the benefit for the first time or for subsequent purchases.  The Funding Fee is also variable depending on the amount the borrower puts down on the property.  Most people think VA 100% financing and many are not aware of the decrease in the Funding Fee if money is put down on the property.

 

The information below is for VA funding fees after 10/1/2004.  

 

Veteran

Down Payment

First Time User

Subsequent Use thru

9/30/2011

Full Time Military

None

2.15%

3.3%

Full Time Military

5% up to 10%

1.50%

1.50%

Full Time Military

10% or more

1.25%

1.25%

 

As active military members, over the course of your career and lifetime, you may purchase several homes.  What does using a down payment mean to you?  Let’s look below.

 

 

Home #:

Purchase Price/

Interest Rate

No Down Payment

5% Down Payment

10% Down Payment

1

$120,000/ 5.125%

 

$ Down: $0

FF Amt: $2580

P&I Payment Monthly:$653.38

$ Down: $6000

FF Amt: $1710

P&I Payment Monthly:$630.03

$ Down: $12000

FF Amt: $1350

P&I Payment Monthly:$595.40

2

$150,000/

5.75%

$ Down: $0

FF Amt: $4950

P&I Payment Monthly:$904.25

$ Down: $$7500

FF Amt: $2137.50

P&I Payment Monthly:$844.07

$ Down: $15000

FF Amt: $1875

P&I Payment Monthly:$798.77

3

$175,000/

5.75%

$ Down: $0

FF Amt: $5775

P&I Payment Monthly:$1054.95

$ Down: $8750

FF Amt: $2493.75

P&I Payment Monthly:$984.74

$ Down: $17,500

FF Amt: $1968.75

P&I Payment Monthly:$930.62

4

$200,000/

5.75%

$ Down: $0

FF Amt: $6600

P&I Payment Monthly:$1205.66

$ Down: $10,000

FF Amt: $2850

P&I Payment Monthly:$1125.42

$ Down: $20,000

FF Amt: $2250

P&I Payment Monthly:$1067.06

 

Looking at the chart above, the difference in monthly payments changes substantially as the down payment increases and the funding fees are reduced.  So bottom line what does this mean to you the borrower besides reduced fees?  When you become the seller it will impact what you need to get from the house in regards to overall cost.  

 

 

Originally Posted on www.SumterHomePros.com

Information and Content in this blog is original to Kim Peasley-Parker unless otherwise stated.

Kim Peasley-Parker, Sumter Real Estate



Kim Peasley-Parker

Realtor (R) /Shareholder

AgentOwned Realty Company

Heritage Group, Inc.

Cell 803-840-7519

Email: kim@agentownedrealty.com

 

 

 

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Kimpeasleyparker Rainmaker_large

Kim Peasley-Parker

Sumter, SC

More about me…

AgentOwned Realty, Heritage Group, Inc.

Address: 3219 Broad St. Ext., Sumter, SC, 29154

Office Phone: (803) 840-7519

Email Me



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