Deciding whether to move is no easy task. There are many financial and emotional factors to consider prior to taking that next step. However, once the decision has been made, the benefits soon become apparent.According to the best-selling author of Remodel or Move*, Dan Fritschen, there are seve
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03/27/2009
Once your loan package has been sent to the lender, there are a number of things you should avoid doing that will change your financial picture. Remember, the lender is looking for stability and consistency. If you want the best interest rate, keep that in mind. Here are a few things to consid
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03/26/2009
With identity theft on the rise, consumers are becoming increasingly aware of the importance of reviewing their credit reports. However, their thoughts about credit and its long-term impact upon their financial future typically end there until it's time to apply for a home loan. A credit sco
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03/20/2009
I think this is too important not to share... A student at HBHS (high school) had pancakes this week and it almost became fatal. His Mom (registered nurse) made him pancakes, dropped him off at school and headed to play tennis. She never takes her cell phone on the court but did this time and h
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03/20/2009
Licensed Mortgage Banker, NJ Department of Banking and Insurance. Licensed Mortgage Banker NYS Banking Department. Licensed by the PA Department of Banking and pursuant to the Secondary Mortgage Loan Act. Not an offer to enter an interest rate lock-in agreement under MN law. MA Licensed Lend
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03/20/2009
Achieving Nirvana in the Workplace It's three o'clock in the afternoon, and you find yourself nodding off at your desk. You muster up what little energy you have left and make your way to the break room in search of an antidote. Your mind and body on auto pilot, you grab a cup of coffee and "s
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03/19/2009
Once your loan application is filled out and sent to the lender for review, the first thing they will look for is your ability to payback the loan you are requesting. My team and I have a streamlined loan process to help you get your ducks in a row prior to this review. A grand slam loan packa
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03/19/2009
Here we go again, with the talking heads on financial news misinterpreting the impact of the Fed's actions on home loan rates. Here's the scoop. What the Fed just announced is huge - they have committed to buy another $750B in Mortgage Backed Securities, and $300B in Treasuries. But what does t
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03/19/2009
Here we go again, with the talking heads on financial news misinterpreting the impact of the Fed's actions on home loan rates. Here's the scoop. What the Fed just announced is huge - they have committed to buy another $750B in Mortgage Backed Securities, and $300B in Treasuries. But what does t
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03/19/2009
According to a letter that went out to lenders this week, The Federal Housing Administration (FHA) plans to make it tougher for borrowers to secure a cash-out refinance mortgage. Until now, the FHA has approved cash-out refinances for homeowners who have at least 5% equity in their properties and
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03/18/2009
