1st time home buyers: Home Buyer's Tax Credit About to End - 02/26/10 10:57 AM
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1st time home buyers: The Clock is Ticking as the Homebuyer Tax Credit Expires April 30, 2010 - 02/04/10 10:56 AM
Karl PeidlPleasant Valley Home Mortgage Corp.305 Harper Drive, Suite 3 Moorestown, NJ 08057© Copyright 2010. All About News, Inc.
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1st time home buyers: Choosing the Right Real Estate Agent - 12/30/09 10:17 AM
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1st time home buyers: How Purchase Loans Are Made: A Step-By-Step Walkthrough - 11/23/09 10:29 AM
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1st time home buyers: How Much Money Should You Borrow? - 11/17/09 12:21 PM
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1st time home buyers: First Time Homebuyer Tax Credit Extended Into 2010! Plus...A New Tax Credit for Certain Existing Home Owners! - 11/06/09 02:11 PM
Karl Peidl
Loan Officer
Pleasant Valley Home Mortgage Corp.
305 Harper Drive
Suite 3
Moorestown, NJ 08057
856-252-1200 x1224
856-252-1240 (fax)
877-296-5454 (toll free)
www.pleasantvalleyhomemortgage.com
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1st time home buyers: Stop Paying Your Landlord's Mortgage! - 10/21/09 07:41 AM
It's staggering when you think about the cost of living, especially if you're a renter and not a home owner. If you are currently paying $1,000 a month for rented housing, then over the next three years, your property management company will effectively have reaped $36,000 of your hard earned cash! You're paying their mortgage when you could be building equity in your own property.What if I don't have the money to buy a home right now?There are many loan programs available that offer low and no down payment options. Some programs permit gift money as a down payment, and often … (7 comments)
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1st time home buyers: Buying Your First Home Memories and Money Await You - 09/26/09 12:01 PM
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1st time home buyers: The Home Buyer Checklist - 09/18/09 09:43 AM
The Home Buyer Checklist identifies some of the important factors to consider when choosing a home. In addition to an affordable sales price, you will also want to be sure that the neighborhood and house meet the needs of your family.
Take this checklist along when you go shopping for your house. It will help you evaluate the neighborhoods and assess the availability and condition of various features of up to three homes in a side-by-side comparison.
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1st time home buyers: First-time Homebuyers - 12 things you must do - 09/15/09 04:21 PM
First-time Homebuyers
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1st time home buyers: Buying a Home in Hammonton, NJ: Stop Paying Your Landlord's Mortgage! - 08/31/09 04:55 PM
Karl PeidlLincoln Mortgage Company251 Bellevue Avenue, Suite 102 Hammonton, NJ 08037© Copyright 2009. All About News, Inc.
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1st time home buyers: Buying A Home - Part 5: Glossary of Terms - 08/26/09 12:35 PM
Buying A Home - Part 5: Glossary of Terms
Adjustable Rate Mortgage (ARM)
A mortgage in which the interest rate is adjusted periodically based on a pre-selected index and margin.
Amortization
Means of loan payment by equal periodic payments calculated to pay off the debt at the end of a fixed period, including accrued interest on the outstanding balance.
Annual Percentage Rate (APR)
The interest rate that reflects the cost of a mortgage as a yearly rate. This rate is likely to be higher than the stated note rate or advertised rate on the mortgage, because it … (0 comments)
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1st time home buyers: $8,000 Tax Credit for First Time Home Buyers - 08/22/09 11:37 AM
Karl PeidlLincoln Mortgage Company251 Bellevue Avenue, Suite 102 Hammonton, NJ 08037
609-878-7013
kpeidl@linc-mort.com
www.facebook.com/newjerseymortgages
www.karlpeidl.com
Pennsylvania: Licensed by the PA Department of Banking as a First Mortgage Banker and licensed pursuant to the PA Secondary Mortgage Loan Act. New Jersey: Licensed by the N. J. Department of Banking and Insurance Maryland: Authorized Mortgage Lender by the State of Maryland Commissioner of Financial Regulation. Florida: Licensed Mortgage Lender by the Florida Office of Financial Regulation. Delaware: Licensed Lender by the Delaware Office of the State Bank Commissioner.
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1st time home buyers: Buying A Home - Step 3: Origination Points - 08/19/09 03:38 PM
Buying A Home - Step 3: Origination Points
Origination points are often misunderstood. Points are nothing other than interest paid at the time of closing to obtain a lower interest rate on a loan. One point is equivalent to 1% of the loan amount. If you are going to borrow $300,000 on your loan, one point would equal $3,000. This generally generates 1/8 to 3/8 of a percent lower interest rate, depending upon the loan program. As always, current market conditions dictate what the best choice will be at the time you want to buy a home. Ask your lender to … (0 comments)
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1st time home buyers: Buying A Home - Step 1: Rate Shopping - 08/13/09 03:54 PM
Buying A Home - Step 1: Rate Shopping
Introduction
The idea of purchasing a home, whether it be your first or last, is bound to bring many questions to mind. This is a natural reaction, as it is one of the biggest decisions you will ever make. Rest assured, my team and I are here to assist you in understanding the loan process with our goal being to make your experience a pleasant one. This series covers the basics about buying a home. It is designed to answer commonly asked questions and provide clear definitions of terms you may be unfamiliar … (2 comments)
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1st time home buyers: Mortgage Rate Update - 05/22/09 10:22 AM
Karl PeidlSenior Mortgage ConsultantSuperior Mortgage CorpPhone: (800)706-6671 x4349Fax: (609)294-4186kpeidl@supmort.comwww.karlpeidlsmc.com
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1st time home buyers: Great News for First-Time Home Buyers! - 05/18/09 10:16 AM
Karl PeidlSuperior Mortgage CorpAugusta Professional Center 854 S White Horse PikeHammonton, NJ 08037
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