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buying a home: The Clock is Ticking as the Homebuyer Tax Credit Expires April 30, 2010 - 02/04/10 10:56 AM
Karl PeidlPleasant Valley Home Mortgage Corp.305 Harper Drive, Suite 3 Moorestown, NJ 08057© Copyright 2010. All About News, Inc.
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buying a home: Choosing the Right Real Estate Agent - 12/30/09 10:17 AM
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buying a home: Mortgage Rate Update - 12/10/09 10:23 AM
Karl PeidlPleasant Valley Home Mortgage Corp.305 Harper Drive, Suite 3 Moorestown, NJ 08057© Copyright 2009. All About News, Inc.
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buying a home: How Purchase Loans Are Made: A Step-By-Step Walkthrough - 11/23/09 10:29 AM
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buying a home: How Much Money Should You Borrow? - 11/17/09 12:21 PM
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buying a home: Stop Paying Your Landlord's Mortgage! - 10/21/09 07:41 AM
It's staggering when you think about the cost of living, especially if you're a renter and not a home owner. If you are currently paying $1,000 a month for rented housing, then over the next three years, your property management company will effectively have reaped $36,000 of your hard earned cash! You're paying their mortgage when you could be building equity in your own property.What if I don't have the money to buy a home right now?There are many loan programs available that offer low and no down payment options. Some programs permit gift money as a down payment, and often … (7 comments)
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buying a home: Buying Your First Home Memories and Money Await You - 09/26/09 12:01 PM
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buying a home: The Home Buyer Checklist - 09/18/09 09:43 AM
The Home Buyer Checklist identifies some of the important factors to consider when choosing a home. In addition to an affordable sales price, you will also want to be sure that the neighborhood and house meet the needs of your family.
Take this checklist along when you go shopping for your house. It will help you evaluate the neighborhoods and assess the availability and condition of various features of up to three homes in a side-by-side comparison.
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buying a home: First-time Homebuyers - 12 things you must do - 09/15/09 04:21 PM
First-time Homebuyers
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buying a home: Buying a Home in Hammonton, NJ: The Federal Reserve and Mortgage Rates - 09/12/09 11:01 AM
Karl PeidlLincoln Mortgage Company251 Bellevue Avenue, Suite 102 Hammonton, NJ 08037© Copyright 2009. All About News, Inc
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buying a home: Buying a Home in Hammonton NJ: How Much Money Should You Borrow? - 09/09/09 10:19 AM
Karl PeidlLincoln Mortgage Company251 Bellevue Avenue, Suite 102 Hammonton, NJ 08037© Copyright 2009. All About News, Inc.
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buying a home: Buying a Home in Hammonton, NJ: Stop Paying Your Landlord's Mortgage! - 08/31/09 04:55 PM
Karl PeidlLincoln Mortgage Company251 Bellevue Avenue, Suite 102 Hammonton, NJ 08037© Copyright 2009. All About News, Inc.
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buying a home: Buying A Home in Hammonton NJ: Quick Tips for Getting Started on Your Home Purchase - 08/28/09 02:24 PM
Karl PeidlLincoln Mortgage Company251 Bellevue Avenue, Suite 102 Hammonton, NJ 08037© Copyright 2009. All About News, Inc.
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buying a home: Buying A Home - Part 5: Glossary of Terms - 08/26/09 12:35 PM
Buying A Home - Part 5: Glossary of Terms
Adjustable Rate Mortgage (ARM)
A mortgage in which the interest rate is adjusted periodically based on a pre-selected index and margin.
Amortization
Means of loan payment by equal periodic payments calculated to pay off the debt at the end of a fixed period, including accrued interest on the outstanding balance.
Annual Percentage Rate (APR)
The interest rate that reflects the cost of a mortgage as a yearly rate. This rate is likely to be higher than the stated note rate or advertised rate on the mortgage, because it … (0 comments)
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buying a home: Buying a Home - Part 4: Credit Scoring - 08/24/09 12:05 PM
Buying a Home - Part 4: Credit Scoring
Your credit score is a major factor that will be considered by the lender when they review your loan application. They want to know what your credit history is, and whether you have the ability to pay back the loan you are requesting. In short, good credit translates into lower rates for the home buyer and less risk to the lender.
Credit scores can range between a low score of 300 and a high of 850. The higher the client's score is, the less likely they are to default on their loan. … (0 comments)
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buying a home: $8,000 Tax Credit for First Time Home Buyers - 08/22/09 11:37 AM
Karl PeidlLincoln Mortgage Company251 Bellevue Avenue, Suite 102 Hammonton, NJ 08037
609-878-7013
kpeidl@linc-mort.com
www.facebook.com/newjerseymortgages
www.karlpeidl.com
Pennsylvania: Licensed by the PA Department of Banking as a First Mortgage Banker and licensed pursuant to the PA Secondary Mortgage Loan Act. New Jersey: Licensed by the N. J. Department of Banking and Insurance Maryland: Authorized Mortgage Lender by the State of Maryland Commissioner of Financial Regulation. Florida: Licensed Mortgage Lender by the Florida Office of Financial Regulation. Delaware: Licensed Lender by the Delaware Office of the State Bank Commissioner.
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buying a home: Buying A Home - Step 3: Origination Points - 08/19/09 03:38 PM
Buying A Home - Step 3: Origination Points
Origination points are often misunderstood. Points are nothing other than interest paid at the time of closing to obtain a lower interest rate on a loan. One point is equivalent to 1% of the loan amount. If you are going to borrow $300,000 on your loan, one point would equal $3,000. This generally generates 1/8 to 3/8 of a percent lower interest rate, depending upon the loan program. As always, current market conditions dictate what the best choice will be at the time you want to buy a home. Ask your lender to … (0 comments)
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buying a home: Buying A Home - Step 2: The Nuances of Your Contract - 08/17/09 09:53 AM
Buying A Home - Step 2: The Nuances of Your Contract
The process of buying a home is often much more complex than the average individual expects it to be. Items involved in your purchase contract can have a significant impact not only on the success of your purchase transaction, but on your stress level as well. We have listed out some of the important items you should be aware of, that require you to make decisions as a buyer entering into a purchase contract.
Loan or Financing Contingency
Loan contingency is the period of time the seller is … (2 comments)
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buying a home: Buying A Home - Step 1: Rate Shopping - 08/13/09 03:54 PM
Buying A Home - Step 1: Rate Shopping
Introduction
The idea of purchasing a home, whether it be your first or last, is bound to bring many questions to mind. This is a natural reaction, as it is one of the biggest decisions you will ever make. Rest assured, my team and I are here to assist you in understanding the loan process with our goal being to make your experience a pleasant one. This series covers the basics about buying a home. It is designed to answer commonly asked questions and provide clear definitions of terms you may be unfamiliar … (2 comments)
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buying a home: Avoid Changes to Your Financial Profile During the Loan Process - 06/18/09 09:55 AM
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Karl Peidl - Accredited Loan Consultant
Moorestown,
NJ
More about me…
Address: 305 Harper Drive, Suite 3, Burlington County, New Jersey, Moorestown, NJ, 08057
Office Phone: (856) 252-1200 x 1224
Cell Phone: (609) 254-6687
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