fico scores: Credit Repair Service: What to Expect - 10/07/09 08:38 AM
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fico scores: Refinancing in Hammonton NJ - Trigger Leads: Protect Your Personal Data - 09/03/09 12:52 PM
Karl PeidlLincoln Mortgage Company251 Bellevue Avenue, Suite 102 Hammonton, NJ 08037© Copyright 2009. All About News, Inc.
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fico scores: Refinancing in Hammonton NJ: Credit Tips That Will Score Lower Interest Rates - 08/31/09 09:36 AM
Karl PeidlLincoln Mortgage Company251 Bellevue Avenue, Suite 102 Hammonton, NJ 08037© Copyright 2009. All About News, Inc
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fico scores: Buying a Home - Part 4: Credit Scoring - 08/24/09 12:05 PM
Buying a Home - Part 4: Credit Scoring
Your credit score is a major factor that will be considered by the lender when they review your loan application. They want to know what your credit history is, and whether you have the ability to pay back the loan you are requesting. In short, good credit translates into lower rates for the home buyer and less risk to the lender.
Credit scores can range between a low score of 300 and a high of 850. The higher the client's score is, the less likely they are to default on their loan. … (0 comments)
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fico scores: Credit Scores: When Good is not Good Enough - 07/29/09 09:52 AM
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fico scores: Score: What is it Good For? - 07/22/09 11:31 AM
Karl PeidlSuperior Mortgage CorpAugusta Professional Center 854 S White Horse PikeHammonton, NJ 08037
800-706-6671
kpeidl@supmort.com
www.karlpeidlsmc.com
www.facebook.com/newjerseymortgages
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fico scores: Credit Scores: Why Should I Care? - 07/15/09 02:22 PM
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fico scores: Trigger Leads: Protect Your Personal Data - 05/07/09 08:59 AM
Karl PeidlSuperior Mortgage CorpAugusta Professional Center 854 S White Horse PikeHammonton, NJ 08037
kpeidl@supmort.com
800-706-6671 ext 4349
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fico scores: Credit Tips That Will Score Lower Interest Rates - 04/30/09 11:14 AM
Karl PeidlSuperior Mortgage CorpAugusta Professional Center 854 S White Horse PikeHammonton, NJ 08037800-706-6671 ext 4349
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fico scores: Trigger Leads: Don't Be Exploited by the Credit Bureaus - 04/27/09 10:10 AM
Karl PeidlSuperior Mortgage CorpAugusta Professional Center 854 S White Horse PikeHammonton, NJ 08037© Copyright 2009. All About News, Inc.
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fico scores: Credit Tips That Will Score Lower Interest Rates - 02/12/09 09:38 AM
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fico scores: Trigger Leads: Protect Your Personal Data - 01/15/09 08:19 AM
Did you know that the major credit bureaus sell your personal information? It's true! Known as "trigger leads", the files of borrowers applying for a home loan are immediately flagged, packaged, and sold by the credit bureaus to the highest bidders. For about $25 to $100 or more, your name and certain specifics about your credit report, including your address, phone number, mortgage history, and even your FICO score range, are sold to unscrupulous mortgage companies which then blindly solicit your business. This results in numerous unwanted phone calls and junk mail offers which are in no way associated with … (0 comments)
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fico scores: Credit Repair Service: What to Expect - 12/18/08 11:50 AM
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fico scores: My Credit Score Just Dropped, What Happened? - 12/11/08 08:45 AM
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fico scores: Rebuilding Credit: It's Not Too Late - 11/20/08 07:51 AM
It's true, negative credit items can remain on your credit report for up to 7 years (up to 10 years for public records, such as a bankruptcy, tax lien or judgment). But this doesn't mean that you have to wait 7 to 10 years to begin reestablishing a good credit rating. Because credit scoring models typically lend more weight to your recent activity than to the mistakes you've made in the past, you can change your habits right now and begin reestablishing yourself as a good credit risk for a purchase or refinance loan in just 6 to … (4 comments)
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fico scores: Credit Scores: When Good is not Good Enough - 10/16/08 10:52 AM
In the past, a consumer with a FICO score of 620 was considered to be a low-risk borrower by Fannie Mae and Freddie Mac. Not anymore. After suffering major losses in the mortgage market last year, the nation's two largest mortgage finance lenders have redefined risk, announcing new Loan-Level Price Adjustments (LLPAs) for borrowers with FICO scores below 720.LLPAs are automatic, cumulative fees based on credit scores and the loan-to-value, and they can significantly increase the cost of credit. These fees have nothing to do with your mortgage company or its various products and cannot be negotiated away.Let's take a look … (2 comments)
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