home buying tips: The Clock is Ticking as the Homebuyer Tax Credit Expires April 30, 2010 - 02/04/10 10:56 AM
Karl PeidlPleasant Valley Home Mortgage Corp.305 Harper Drive, Suite 3 Moorestown, NJ 08057© Copyright 2010. All About News, Inc.
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home buying tips: Choosing the Right Real Estate Agent - 12/30/09 10:17 AM
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home buying tips: How Much Money Should You Borrow? - 11/17/09 12:21 PM
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home buying tips: Buying Your First Home Memories and Money Await You - 09/26/09 12:01 PM
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home buying tips: First-time Homebuyers - 12 things you must do - 09/15/09 04:21 PM
First-time Homebuyers
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home buying tips: Buying a Home in Hammonton, NJ: Stop Paying Your Landlord's Mortgage! - 08/31/09 04:55 PM
Karl PeidlLincoln Mortgage Company251 Bellevue Avenue, Suite 102 Hammonton, NJ 08037© Copyright 2009. All About News, Inc.
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home buying tips: Buying a Home - Part 4: Credit Scoring - 08/24/09 12:05 PM
Buying a Home - Part 4: Credit Scoring
Your credit score is a major factor that will be considered by the lender when they review your loan application. They want to know what your credit history is, and whether you have the ability to pay back the loan you are requesting. In short, good credit translates into lower rates for the home buyer and less risk to the lender.
Credit scores can range between a low score of 300 and a high of 850. The higher the client's score is, the less likely they are to default on their loan. … (0 comments)
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home buying tips: Buying A Home - Step 3: Origination Points - 08/19/09 03:38 PM
Buying A Home - Step 3: Origination Points
Origination points are often misunderstood. Points are nothing other than interest paid at the time of closing to obtain a lower interest rate on a loan. One point is equivalent to 1% of the loan amount. If you are going to borrow $300,000 on your loan, one point would equal $3,000. This generally generates 1/8 to 3/8 of a percent lower interest rate, depending upon the loan program. As always, current market conditions dictate what the best choice will be at the time you want to buy a home. Ask your lender to … (0 comments)
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home buying tips: Buying A Home - Step 2: The Nuances of Your Contract - 08/17/09 09:53 AM
Buying A Home - Step 2: The Nuances of Your Contract
The process of buying a home is often much more complex than the average individual expects it to be. Items involved in your purchase contract can have a significant impact not only on the success of your purchase transaction, but on your stress level as well. We have listed out some of the important items you should be aware of, that require you to make decisions as a buyer entering into a purchase contract.
Loan or Financing Contingency
Loan contingency is the period of time the seller is … (2 comments)
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home buying tips: Buying A Home - Step 1: Rate Shopping - 08/13/09 03:54 PM
Buying A Home - Step 1: Rate Shopping
Introduction
The idea of purchasing a home, whether it be your first or last, is bound to bring many questions to mind. This is a natural reaction, as it is one of the biggest decisions you will ever make. Rest assured, my team and I are here to assist you in understanding the loan process with our goal being to make your experience a pleasant one. This series covers the basics about buying a home. It is designed to answer commonly asked questions and provide clear definitions of terms you may be unfamiliar … (2 comments)
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home buying tips: Homebuyer Protection Alert! - 07/21/09 03:32 PM
Karl PeidlSuperior Mortgage CorpAugusta Professional Center 854 S White Horse PikeHammonton, NJ 08037© Copyright 2009. All About News, Inc.
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home buying tips: Top 7 Reasons to Buy Your First Home Today & Mortgage Rate Update - 05/15/09 12:30 PM
Karl PeidlSuperior Mortgage CorpAugusta Professional Center 854 S White Horse PikeHammonton, NJ 08037
800-706-6671 ext 4349
kpeidl@supmort.com
www.karlpeidlsmc.com
© Copyright 2009. All About News, Inc.
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home buying tips: The Art of Home Purchase Negotiation - 04/09/09 04:14 PM
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home buying tips: Compare and Evaluate to Find the Right Home! - 04/02/09 11:06 AM
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home buying tips: Avoid Changes to Your Financial Profile During the Loan Process - 03/26/09 01:25 PM
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home buying tips: What Lenders Look for in Home Loan Applications - 03/19/09 08:09 AM
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home buying tips: Choosing the Right Real Estate Agent - 03/12/09 09:24 AM
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home buying tips: An Opportunity of a Lifetime - 02/25/09 03:49 PM
Warren Buffet says, "A simple rule dictates my buying: Be fearful when others are greedy, and be greedy when others are fearful." While Mr. Buffet was writing about buying stocks, the same can be said for housing today.
Housing issues have permeated the economy both locally and nationally. This week, one index that tracks housing prices, S&P/Case-Shiller Home Price Indices, indicated home values fell the most since 1968, declining 18.5% in December from the year before.
Looked at from a different perspective, this means home prices have fallen to levels not seen in six to twelve years, depending on … (0 comments)
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home buying tips: How Purchase Loans Are Made A Step-By-Step Walkthrough - 01/29/09 11:57 AM
1. Pre-approval - Get pre-approved for a mortgage and know in advance exactly how much house you can afford. Completing this step will also increase your negotiating power since you'll be viewed as a "cash buyer".
2. Loan Search - Put yourself in the hands of an experienced mortgage professional, someone who will help you to determine which financing options best suit your needs today and in the future.
3. Loan Application - It's crucial to supply the lender with as much information as possible, as accurately as possible. All outstanding debts as well as assets and income should be included.
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home buying tips: How Much Money Should You Borrow? - 01/22/09 09:11 AM
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