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kramer insurance center: Tips for Renters in Pennsylvania - 08/11/09 01:47 PM
Financially protect the items in your home with Renter’s Insurance, to cover theft, vandalism and fire. Here are a few tips that will help you to choose your insurance policy:
Note that it will only cover certain personal effects in the home. Major items such as vehicles are excluded and will need a different policy. Make a record of your possessions and save receipts for large cost items. Take pictures and video; make the list as detailed as possible, and keep a copy in a safe place, outside the home. This will assist you in the event of a claim. Choose … (0 comments)
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kramer insurance center: Renter’s Insurance: An Inexpensive Way to Save Yourself From Costly Situations - 05/15/09 01:32 PM
A common misconception amongst individuals who live in apartments and other rental properties is that their belongings are covered under the insurance policy of the rental property owner; this is most definitely NOT the case. Any insurance policy that the owner of a rental property has only protects the buildings and the property that is valuable to them; this does not include your belongings or any of your possessions/property. Should you live in a rental property, you need to purchase a renter’s insurance line.
A renter’s insurance policy can provide a lot of coverage and at a price that may surprise you. … (0 comments)
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kramer insurance center: Obesity and Ballooning Health Insurance Costs - 04/28/09 11:15 AM
Obesity is a huge health issue in the United States; this isn’t anything new or surprising. What may be surprising, however, is the affects of obesity on your health insurance rates. Your weight and lifestyle choices do make a big difference when it comes to health coverage; many individuals do not realize this until it is too late. With over 60% of Americans being categorized as obese and/or overweight, this is no small problem. The rates of obesity have more than tripled over the past decade alone.
Obesity is known to cause some major health issues. Besides the unhealthy factor of excessive … (0 comments)
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kramer insurance center: Don’t Go Small on Your Business Insurance Just Because Your Business is Small - 04/14/09 11:51 AM
Whether you own a small café or a chain of grocery stores, the importance of business insurance is not any different. A small business has a lot to protect, and if anything, more at stake than a big business. If you are a small business owner, chances are you depend on your business for income and financial stability. A small business can be a huge investment and there’s not always a guarantee that there will be success from its endeavors. Here are some of the coverage options you should consider if you own a small business:
Commercial Property InsuranceThe property of … (0 comments)
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kramer insurance center: You’re Young: Can You Afford Insurance? - 03/19/09 03:33 PM
When you’re young, shopping for affordable insurance can be difficult. Fresh college graduates don’t usually have much money to invest in anything, let alone an insurance policy. Many young people, especially in today’s economy may be unemployed, underemployed, or continuing their education. Because their incomes are typically low, it is best for young people to shop around before going with the first insurance agency they see. Many agencies can offer vastly different prices on the same policies- so it is best to do your research. Although looking at many different agencies can take time and be tedious, it will definitely pay … (0 comments)
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kramer insurance center: Common Homeowners Insurance Claims and How to Prevent Them - 02/13/09 07:38 PM
Homeowners purchase home insurance in case their home or property is damaged, but no homeowner ever wants to HAVE to use it. Most people try their best to avoid claims. However, that's the point of insurance - accidents and bad situations do happen, and you want to be ready when they do.
Here are a few of the most common insurance claims, and how you can prevent them.
Pipes that leak or freeze in your home can cause devastating damage, often in a short amount of time. And most of the time, no one notices until there is already a good bit … (0 comments)
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kramer insurance center: Fires are Rarely Expected - Would You be Ready? - 02/13/09 05:28 PM
Last week, a kitchen fire forced a Myerstown, PA family of seven to escape their home. The fire apparently began in the kitchen, completely unexpected, just before six o'clock at night.
The family got out safely, along with their pets; however, the fire damage is extensive and until they are reimbursed from their homeowners insurance, the family is staying with relatives.
Can you imagine this loss? With a family that large living together, it's a great thing that they have homeowners insurance. What if they didn't, and had lost everything?
Would you be prepared for a compeltely unexpected fire? No matter … (0 comments)
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kramer insurance center: How Picky are Life Insurance Companies? - 02/05/09 12:46 AM
You may have a few questions about life insurance. Have you ever wondered how your life insurance carrier decides how much your policy costs, or what sort of questions you'll be asked when you apply? Below we've put together a mini-FAQ which should fill you in a little:
What kinds of questions will the insurance company ask me?
Generally, they will ask you questions which deal with your health. These questions are to help determine your risk factor, and may include inquiries dealing with smoking, alcoholism, cancer, AIDS, heart problems, stroke, and liver problems. They'll ask about your family's health history, … (0 comments)
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Kramer Insurance Center
Langhorne,
PA
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Kramer Holding Corporation
Address: 607 Corporate Drive West, Langhorne, PA, 19047
Office Phone: (800) 247-6394
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