Ashland Oregon Home on Acreage - 02/28/10 09:46 AM
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affordable Medford Oregon Home - 02/28/10 09:44 AM
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Affordable Medford Oregon Home near Park - 02/23/10 06:59 PM
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Home Buyers -Do you Have $2250 extra? - 02/23/10 12:16 PM
Starting April 5, 2010, FHA is going to require 5% down payment instead of 3.5% down payment.  So if you are buying a $150,000 house that means you need an extra $2250 more for down payment.  Or, buy in next weeks and avoid having to save this extra amount.
Also the mortgage insurance premium percentage is increaseing to 2.25% which will make your monthly payment increase too.
No goods for first time home buyers today
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Medford Homes are Affordable Now? - 02/22/10 12:24 PM
This article just was posted on Yahoo:
The national housing bust has hit the outdoor wonderland of Medford, Ore., with a one-two punch. Because its timber industry is crucial to the local economy--wood-processing jobs represent at least a quarter of all manufacturing positions--the collapse of the new-home building market triggered higher unemployment in the area. Meanwhile, after moving significantly higher during the first half of the previous decade, home prices have dropped more than 23 percent in recent years. As a result, Medford's already affordable housing market has become even more so. Its price-to-income ratio stood at just 1.01 through the … (0 comments)

Rare Investment Opportunity in Ashland Oregon - 02/20/10 10:23 AM
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Affordable Ashland Oregon Homes - 02/20/10 10:21 AM
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OneWest Bank Releases Their First Year Profit Statement $1.6 Billion- You Won't Believe This One! - 02/20/10 10:19 AM
First watch the video FDIC killing short sales...then read this.  if you don't get angry ????
Via Robert G Hertzog (Summit Home Consultants):
OneWest Bank Releases Their First Year Profit Statement $1.6 Billion- You Won't Believe This One!
Kudos to Scott Reckard with the LA Times.  He wrote an article today that is sure to open some eyes.  The article, titled "OneWest Bank Profit: $1.6 Billion" does an excellent job of pointing out some very interesting observations.
According to the article, OneWest paid the FDIC $1.55 Billion for the failed IndyMac Bank, and turned a profit of $1.57 Billion in it's first year. … (0 comments)

New Brew Pub in Medford Oregon? Not yet, but maybe this could be - 02/18/10 12:42 PM
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New Brew Pub in Medford Oregon? Not yet, but maybe this could be - 02/18/10 12:41 PM
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Tranquil Medford Oregon home! - 02/17/10 05:33 PM
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Ashland Oregon Home for Sale - under $400,000 - 02/15/10 04:50 PM
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Are you a Nervous about the Housing Industry Like me? - 02/15/10 04:39 PM
We have all been hearing the news...
The Fed plans to end their mortgage-bond-purchase program that has helped keep mortgage interest rates low in the next month. The Fed has been buying the mortgage bonds being put out by Fannie Mae and Freddie Mac, replacing private investors such as pension funds and mutual funds that have avoided bonds since the subprime mortgage crisis.  This is why interest rates have stayed low all year.  Once the Feds stop buying, everyone is expecting interest rates to rise.
The question on everyone's mind is - will the push up of rates stimey buyers from buying homes at a time when buyers are worried … (0 comments)

Tax Credits for Home Improvement Information from NAR - 02/15/10 04:21 PM
Tax Credits for Solar Water Heaters A federal tax credit makes energy-efficient solar water heaters a more affordable and sustainable option for many homeowners. Read
Tax Credits for Replacing Heating and Cooling Systems Upgrading to an energy-efficient heating and cooling system can save hundreds on your utility bills and earn you a tax credit worth as much as $1,500. Read
Tax Credits for Replacing Your Roof Replacing your roof with a qualifying energy-efficient metal or asphalt roof can cut your cooling bill and earn you a $1,500 tax credit. Read
Tax Credits for Adding or Replacing Insulation A federal tax credit … (0 comments)

Two Homes on 17 acres near Ashland Oregon - 02/08/10 05:17 PM
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Why buy a Home Now? - 02/06/10 09:56 AM
Ground hog day has come and gone, but D day for the first time home buyer credit is coming soon.  D day stand for deadline day - April 30, 2010!  Folks, that is $8000 to you from the government if you buy a house and you have not owned a house for 3 years, and $6500 is you have owned a home for more than 5 years.  There are some limitations so go to www.ashlandprowest.com to read and or print out all of the information you might need.But! there is more....interest rates are predicted to go up and this prediction is … (2 comments)

Ashland and Medford Area Homes Sales Statistics for Jan 2010 - 02/06/10 09:44 AM
The Southern Oregon MLS just posted the real statistics for the Ashland and Medford area home sales. The data compares the time period of Nov. 1, 2008 to Jan 31, 2009 to Nov 1, 2009 to Jan 31, 2010. Below are some excerpts from their data:
The median sales price held steady in Ashland and East Medford.
There was a 68.7% increase in the number of sales.
The number of homes on the market in all of Jackson County dropped 17%.
The number of distressed sales made up 49.4% of the closed transactions
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Sustainable Living near Medford Oregon - 02/04/10 03:28 PM
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Super Bowl Winner Predicts Home Sales in the Ashland and Medford area - 02/04/10 03:18 PM
The Rogue Valley Association of Realtors is sponsoring an event with Lawrence Yun, the NAR economist, in April,so I thought I should write something about the economy. You should plan to attend Yun's presentation as he makes economics interesting and relevant to the real estate business. Now my two bits...In the next few days, the super bowl will be over and there will be a winner. So I am going to use the super bowl indicator (SBI) to predict the future of the housing economy. Since the first Super Bowl in 1967, when Green Bay Packers whipped the Kansas City Chiefs, … (0 comments)

 
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Krista Laulainen, Ashland & Medford Homes & Real Estate for Sale

Ashland, OR

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Coldwell Banker Pro West - Ashland

Address: 190 Oak St. #1, Ashland, 97520, or 1301 Poplar, Medford 97504, Ashland, OR, 97520

Office Phone: (541) 482-5590

Cell Phone: (541) 944-2172

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