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ashland: Determining the Value of Your Home in the Ashland, Medford area, part 4 - 11/03/11 03:53 PM
Last, but not least, I use a comparative market analysis to determine the value of a property I am going to be listing for sale or for a buyer to help determine what should they pay to purchase a home.
Every Realtor uses different methods to calculate value. All of them will use at least the past data regarding sold properties. Some will also use the active, pending, and expired homes too. Also important is the current inventory levels.
The sold data will tell what properties have sold for, how long they were on the market, and how many have sold.
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ashland: Determining the Value of Your Home in the Ashland, Medford area, part 3 - 11/02/11 12:34 PM
An appraisal on your home is the most important model for determining the value of your home. I think a Realtors comparative market analysis is usually just as good at getting to the "real" value, but it will be the appraisal that will make the deal work or not.
Appraisers have come under the gun a lot in the last few years and have become much more cautious about their product - the appraisal. Most all appraisals have to meet federal guidelines on how they are completed, and if it is an FHA appraisal, that value is entered into the system … (0 comments)
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ashland: Determining the Value of Your Home in the Ashland, Medford area, part 2 - 11/02/11 12:34 PM
Automated Valuation Models are usually used by lenders for property estimates. It is a fancy term for determining value by platforms such as Zillow. Typically the value is by creating a radius search of county sold data and figuring out an average price per square foot.
This type of valuation works ok in homogeneous tract neighborhoods, but not so well in areas with a lot of variation. Also since the computer is strickly averaging numbers,and it does not adjust for condition, view, or other things. It is a decent starting place as far as determining the average area value, but should … (0 comments)
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ashland: Determining the Value of Your Home in the Ashland, Medford area, part 1 - 11/01/11 06:59 PM
There are several ways to figure our the value of a home. In this post, I will discuss Broker Price Opinions -BPOs.
BPOs are usually performed for banks on behalf of the bank. in order to get an estimate of the value of the "asset" they have their money secured upon. Sometimes, they are done for legal reasons such as divorce, bankruptcy and estate planning.
In Oregon, brokers can perform BPOs on most properties, but not all.
In a BPO, the real estate broker typically does not view the interior of the property and if they do, it is more cursory. … (0 comments)
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ashland: Medford Down Payment Assitance - 11/01/11 06:37 PM
If there are any Jackson County, Medford Lending Partners who are assisting First Time Home Buyers. They can participate in the Medford down payment assistance program, and those who are listed on the Oregon Bond Lender Referral site to let you know that the City of Medford has allocated funding for this program again.
ACCESS has received the signed agreement from the City of Medford for the First Time Home Buyer Program that allocates $34,500 in total down payment assistance for the City of Medford First Time Buyer program. Call me and I can send you … (0 comments)
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ashland: Short sales in the Ashland, Medford area - new laws - 06/16/11 12:42 AM
It is important to pay your PAC investment since lobbying for personal property rights helps sales and it helps all homeowners. See below regarding short sales in Ashland, Medford area. For more information regarding short sales, please call me. Public Policy News
Oregon REALTORS® Protect Sellers in Distress
The Senate unanimously passed HB 2916-Enrolled, which will preclude further collection on deficiencies in a short sale when a 1099-C issued in connection with the sale. As one of the top legislative priorities of the Oregon REALTORS®, this legislation will protect sellers by eliminating the current uncertainty that is inherent in … (0 comments)
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ashland: Free Business Coaching! - 04/13/11 02:59 PM
I just met with my local American Family insurance sales person, Barbara DeForest. She explained to me about a new FREE consulting product that American Family is offering to anyone.
It is call the Business Accelerator. Visit AmFamBusinessAccelerator.comto login to attend free webinars and receive free tips on how to grow our business. Topics cover:
Marketing Productivity Human Rsourses Social Media Finance I you would like information about real estate in the Ashland, Medford area, contact me.
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ashland: Spring 2011 Ashland, Medford Area Housing Trends - 04/11/11 12:14 PM
Some people may not have noticed, but inventory has been slowly declining in the Ashland, Medford area. In 2008, the inventory for the county was in the 4000 unit range. Now inventory is in the 1500 to 1600 unit range. According to the Rogue Valley Multiple Listing Service the inventory levels are at an approximate 6 month supply county wide, and at that level inventory represents almost a "normal" market.
In an even market where it is not a seller's market nor a buyer's market, inventory levels are about 4 to 6 month. Real estate is always local and every market has it's neighborhoods and … (1 comments)
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ashland: Keep The Mortgage Interest Deduction! - 03/21/11 07:50 PM
Oregon Realtors were recently at the Capitol lobbying our state senators and representatives to remind them to keep the mortgage interest deduction. Apparently there has been talk in the state committee for tax credits to sunset the MID. Good news is most of the legislators believe in the MID.
I spoke with Bates, Buckley, and Esquival at the State and Walden who was in town from Washington DC.
For more information go to www.oregonrealtors.org
I know that the home buyers and home sellers I represent in the Ashland and Medford area, would be alarmed if they knew that the deduction in the state … (0 comments)
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ashland: View Home in Ashland Oregon - 02/26/08 03:22 PM
1440 Fielder
Elegant Ashland Home with Outstanding Views. Soaring vaults, high ceilings & skylights abound in this 1989-built 2796 square foot, 3 bedroom, 3 1/2 bath split-level home with beautiful living & dining, fireplace, expansive kitchen with eating bar, wonderful storage & updated appliances, covered deck, oversized master with abundant closets, great bath & private deck. Downstairs could be separate living with family room/wet bar, 2 large bedrooms, private entry with carport, double garage & spacious shop too. Newer roof, updated skylights, lovingly landscaped lot & a great location. $599,900
For home loan information contact Karen Cooper at Quality Loans.
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ashland: Ashland Oregon under $500,000 - 02/18/08 11:15 AM
This is it for the buyer looking for a SINGLE LEVEL home. This, almost new 3 bedroon, 3 bathroom, 1920 square foot, 2005-built Riverwalk beauty is close to downtown, North Mountain Park and the Nature Center. The quality of craftsmanship and creative design in this home is evident in the perfect for entertaining open floor plan. The expansive kitchen has engineered stone countertops, stainless steel appliances and wood floors. Instant hot water, central sound system. The master bath has a tub and separate shower along with a huge walk-in closet. Gas fireplace in living room.
$483,000
For great home loans contact Karen … (4 comments)
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ashland: Californians visit, but Don’t Stay! - 02/05/08 07:07 PM
Do Oregonians really hate Californians? Do I need to get my license plate changed quick? I sell real estate in Southern Oregon (the Medford, Ashland area) and I get these questions all the time from potential Californian buyers.
The reason this legend persists if because of a Governor we once had who said "Come visit us again and again. This is a state of excitement. But for heaven's sake, don't move here to live."
The truth is that most people in Southern Oregon have lived at sometime or another in California so we don't hate you. In fact, we have a … (12 comments)
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ashland: Affordable Creekside Ashland, Oregon Condo - 01/28/08 03:00 PM
Rare, quaint condo on Ashland Creek and next to the community pool. 2 bedroom, 1 bath, 966 sq ft, laundry, vaulted living room, fireplace, hardwood floors in kitchen, dining, entry, and a 1-car garage. Makes a great second home. Only $270,000! For details on qualifying competitively priced loan programs, contact Karen Cooper at (541)608-6003 for more information. 31 W. Hersey Street.
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ashland: Krista's Kristal Ball 2008 forecast - 01/02/08 04:52 PM
I am seeing sales pick up some in my area of Southern Oregon. The first time homebuyers are finally starting to buy, sellers are letting go of their big ideas of big sales prices, and my listings are getting showings. I think this will continue for this year. No big upswing, but at least activity.
How is it in your area?
Do you agree? or Disagree?
Go to this link to NAR's Yun, thought on 2008
http://www.realtor.org/press_room/news_releases/2007/ehs_dec07_trend_up_2008.html
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Krista Laulainen, Ashland & Medford Homes & Real Estate for Sale
Ashland,
OR
More about me…
Coldwell Banker Pro West - Ashland
Address: 190 Oak St. #1, Ashland, 97520, or 1301 Poplar, Medford 97504, Ashland, OR, 97520
Office Phone: (541) 482-5590
Cell Phone: (541) 944-2172
Email Me
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