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twin cities east metro homes for sale: The Real Estate Cycle is Slowly Turning - 04/05/11 08:48 PM
History indicates that a more balanced market is in our future. Steep unemployment and record foreclosures make it seem like a mirage. However, it is possible and it will happen, slowly but surely. What reminds us that this, too, shall pass is gains in existing and new home sales, increasing activity with investors, upticks in housing stats with ongoing efforts to streamline short sales. We’re seeing improvements that might not be dramatic or permanent just yet, but they show an important move toward restoring confidence in consumers and industry experts. Hopeful buyers who are regaining their financial footing and building (2 comments)
Get in while the getting is good! The most popular way of measuring the movement of home prices is with the Case-Shiller Index, which show a 20-City Composite rating of 0.8%. Prices are down from one year previously. It’s the first decrease since October 2009. As the report noted, some market sales were worse than ever. Prices are still above the spring 2009 lows, but six markets—Atlanta, Charlotte, Miami, Portland, Seattle and Tampa, hit their lowest levels since 2006 and 2007. If you are a seller, your reaction might be to hide under the covers. Buyers may be complacent, (1 comments)
As the economy begins its recovery and consumers feel better about spending, remodeling is expected to surge this spring. That spare cash is going back into their homes. After the worst slump since the early 1960’s, the upswing is on and remodeling is finally back. Many homeowners want to improve their homes because they don’t plan to move and many foreclosed properties need some tender loving care. New kitchen and baths help homeowners get what they want for the price they want. Others are unable to sell and move because they owe far more than their homes are worth. (3 comments)
There are many real estate agents who are handling an increased volume of short sales due to today’s complex housing market. And while short sales can be a win-win situation for everyone, if they are not executed and understood properly, they can cause many complications. Every short sale scenario is unique in its own way. However, the primary benefit is always the same – to avoid foreclosure and help save the homeowners credit record. The Role of Mortgage Insurance in Short Sales Mortgage Insurance (MI) is required when a property is purchased with less than 20% down. Once the homeowner’s (1 comments)
Twin Cities communities are seeking a brand for Smith Avenue to help create a plan to invigorate the tree-lined, residential, commercial corridor that stretches from High Bridge in St. Paul to Dodd Road in West St. Paul. The plan is meant to help guide business owners, residents, public officials and other stakeholders to make much needed decisions over the next 10 to 15 years. The new plan will replace St. Paul’s initial Smith Avenue Task Force Report. The latest draft highlights objectives for housing, transportation, vitality, land use and more. The current task force is made up of residents, (0 comments)
The January 2011 edition of the Obama Administration’s Housing Scorecard has been released by the U.S. Department of the Treasury. Figures show increased new and existing home sales as affordability remains high. Officials caution that the market remains fragile as prices are unsettled. Foreclosures remained low at the end of the year. In the past 20 months, the Obama Administration has faced the nation’s housing crisis with unprecedented efforts to promote stability in the market. HUD assistant Raphael Bostic said, “We know there are many homeowners still fighting to make ends meet.” This is why everyone is committed to provide (0 comments)
The cost of insuring homes on the rise makes now a good time to look for ways to save money on your home owners insurance policy.
The Insurance Information Institute is a non-profit organization supported by property and causality insurance business. They attribute increases in the high cost to catastrophes, home repairs and mold claims.
What can you do to help keep your rates down?
* Get three or more quotes. Check to see if your state department of insurance has a price comparison. Look at customer service and prices to weigh your decision. (1 comments)
If you have some home renovations you are interested in tackling, I have some tips about what renovations will devalue your home. In many cases, most people don't want to pay extra for someone's pet project when it comes to buying a home. Renovations or home improvement projects can increase the value of your property when it's the right improvement. However, not everyone is willing to pay the price for a fancy bathroom or a deluxe kitchen. Renovation investments are fine if you are not planning to sell your home in the near future. Homeowners who are not in a (2 comments)
twin cities east metro homes for sale: Your Bedroom Is a Reflection of You - 01/18/11 11:42 PM
When buying a home, most new homeowners want to decorate it with their very own style. And the most intimate and private room in your home is your bedroom. Decorating your bedroom can be invigorating to you. However, guest rooms may have a completely different vibe. Many homeowners want the room to be fresh and modern.
Here are some great tips on how to give your bedroom a modern edge. Add a fresh touch to your boudoir by making it an extension of nature. People love to escape. So, why not bring it into your home? Shades of greens and browns (3 comments)
Under a new three year plan, Twin Cities families will lose some ability to bus their kids all over town, but will gain some new programs. The new plan divides the city into six areas and will restrict students to the area in which they live. Dozens of changes in school programs and their locations will be affected. On March 15th, school board members will discuss the new plan and are expected to vote on it. Some families currently enrolled at a school would be kept under the old rule until they complete their programs. Community schools will offer busing (0 comments)
How to stop and prevent roof leaks is a must know, especially if you live in a climate with frequent rain or heavy snow. It is true, roofing problems are exacerbated by rain and heavy snow. However, there are other sinister sources that contribute to roof leak issues. Whether you have a new home or an older one, most roof shingles can last 15 years without needing repair. However, a roof can get in bad shape well before the 15 year mark. The longer you wait to repair it, the more expensive the repair will be. To keep your repair (1 comments)
Homeowners are turning to reverse mortgages to get money out of their homes. These homeowners are senior citizens and it is leading to a rise in demand for reverse mortgages. This rise in demand is also putting many senior homeowners at risk of foreclosure. A reverse mortgage loan is not due until the borrower passes away. But, what seniors are not being told is that the loan comes with hefty charges, including closing costs, origination fees and compounding interest on the principal of the loan. A reverse mortgage can be very risky for borrowers who don't fully understand the terms (0 comments)
Everyone needs homeowners insurance. Whether you've just bought your first house or need to change your existing homeowners policy, I have found some great tips to help you choose your homeowners insurance. Dismiss the Advertising Fluff When you buy a new home, you'll see more solicitations than anyone else for homeowners insurance. Many mailings you receive will boast fancy packaging and photos of the ideal home. These advertisements are often printed on fancy paper stock with poetic writing to help lure you in. However, just because an insurance company has funds for a large advertising budget doesn't mean they are (3 comments)
According to the Census Bureau's latest look at the Twin Cities, we are more diverse, well-educated and graying. Minneapolis is no longer the most diverse city in the metropolitan area. Brooklyn Center and Brooklyn Park are now the most diverse places in the Twin Cities. The American Community Survey, which is a poll of 3 million households a year across the nation, provides estimates about housing, income, and social statistics from 2005 to 2009. In previous years, this survey was done once every 10 years in the census. Latest Findings: * In education attainment, Minnesotans rank high. * Local suburbs (0 comments)
twin cities east metro homes for sale: A Real Estate Agent….Do You Need One? - 12/07/10 09:31 PM
For many years, it's been discussed time and time again about using a real estate agent and just why you need one to sell your home. Now, you can find statistics all over about this subject. You will also find two disturbing connections when you research this debate: * Most real estate agents will keep their own home on the market for an average of 10 days longer so they can settle for a 3% higher selling price. That can add up, especially when it's a $300,000 home. * The commission is split between the seller's agent and the buyer's agent. (1 comments)
twin cities east metro homes for sale: How Faithful Mortgage Payments Effect the Economy - 11/30/10 08:01 PM
For just over two years, home foreclosures have swept across the nation leaving misery in their wake. Among them were many once happy families whose lives were forever changed. Now, a bigger problem may be in the millions of Americans who are still faithfully paying their mortgage payments. These are mortgage payments on homes that are worth far less than before the housing bubble burst. The worry is not in these homeowners not making their payments, it's completely opposite. Because home prices are so low in much of the country, mortgage payments that are underwater could end up absorbing billions of (0 comments)
twin cities east metro homes for sale: Twin Cities and Thanksgiving - 11/23/10 06:58 PM
November 25, 2010 is Thanksgiving and, in the Twin Cities, here's the rundown of food events, shopping, activities, volunteering and more to help you plan your holiday. Turkeys It may take a little more time to find a Minnesota-raised turkey, a free range turkey or an organic turkey, but you can find one in the Twin Cities. Thanksgiving Day: Things to Do Most places are closed on Thanksgiving, but the Como Zoo and Conservatory are open on this day and every day. The Minneapolis Sculpture Garden is open every day of the year, also. For the ideal iconic photo opportunity, snap a (1 comments)
twin cities east metro homes for sale: Most Relaxed Cities in America - 11/16/10 08:17 PM
If you have a problem relaxing, you may be in the wrong city. It can be physically painful to live in areas that have heavy traffic, high unemployment and long working hours. It takes its toll on your health to live in stressful environments. This can cause anything from headaches and back pain to high blood pressure and heart disease. To get away from the rat race, where is a good place to escape? Mellow metropolitan areas in the nation look to Minneapolis-St. Paul as the number one in our list of most relaxed cities. First, to pinpoint cities that are (4 comments)
twin cities east metro homes for sale: Holiday Decorating in the Twin Cities - 11/09/10 03:35 PM
The next three biggest holidays of the year are fast approaching, which means it's time to begin thinking about your holiday decorations. In the Twin Cities, you can get some really great, inspirational ideas from the historic Bachman's Holiday Ideas House. The house will be all dressed up for a festive season. You will find that each room is decorated in a different theme, such as a winter theme of birch and other natural elements on the front porch, a formal traditional dining theme complete with poinsettia and silver dinnerware, a living room ready for a New Year's Eve party, a (0 comments)
twin cities east metro homes for sale: Ups and Downs of Adding a Bathroom to Your Minnesota Home - 11/02/10 02:51 PM
Adding a bathroom to your Minnesota home or any other home can be a big decision. It can be desirable to have a bathroom in the basement when nature calls. However, in some cases, adding a bathroom to your home's basement may not be so practical, especially if gravity is not on your side. Therefore, you must ponder the ups and downs of this addition. In most every bathroom, you have to create "fall" or you have to give your wastewater a push. Between all the pushing and falling, you could end up spending a lot of money. Wastewater from the (0 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.