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fsbo: Signs, Signs, everywhere there's signs..blocked out by the scenery, and wasting my time...(sounds kinda like TESLA)..REDUX - 07/13/09 12:26 PM
I thought about my blog long and hard since last week...I originally published it with the statement listed below, but for some, that wasnt good enough...Sooo...contrary to my thinking, I decided to pull it, or take it down. This was VERY discouraging to me, because in the end all I was trying to do was help. I have/had more faith in the quality of the Realtors on Active Rain than in general because everyone on here seems to WANT to learn more!~ I am even LEAVING some the comments so everyone can read the intial ones left, as I have never been … (58 comments)
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fsbo: Search & HOLD!!! SEARCH AND HOLD....SEARCH & HOLD! - 06/10/09 02:22 PM
"A Search and Hold provides information of record as to the current property owner, to be used for reference when listing a property."
This product also advises the Realtor and Lender of any potential pitfalls such as an IRS lien, unreleased mortgage, 2nd or 3rd mortgage,lis pends, other names in title, divorce's old & new, as well as trusts etc..etc...etc...etc..! In addition, it shows AMOUNTS OWED....that allows EVERYONE to JUST DO THE MATH!
I REALIZE that Realtors already UNDERSTAND what this is! so...please dont attack me for being BASIC!HOWEVER, I don't understand why they are not used as often as … (6 comments)
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fsbo: 3 "Quickies" for Realtors! - You asked for education, here it is! - 06/08/09 11:16 PM
I have had 3 things come up lately that ARE LITTLE THINGS...that have turned into BIG things...so I am sharing with everyone as a learning experience! These are pitfall items that can cause you grief at the end of a transaction! Let's deal with them up front shall we??
1. Chattel- On the OTP
It is defined as follows:
Personal as opposed to real property; any tangible movable property (furniture or domestic animals or a car etc) or,
An item of tangible movable or immovable property except real estate and things (as buildings) connected with real property
In other … (56 comments)
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fsbo: The 2nd 12 OPEN HOUSE SUGGESTIONS! Let the debate continue.... - 06/01/09 06:11 PM
Do you make assumptions about OPEN HOUSES, because they have not worked in the past?? Well, DON'T DO IT! Don'put the cart before the house, I mean horse!! LOL....Remember, this is from a "Lenders Perspective!"
I did a blog a couple of months ago, that was recently featured, and after such an overwhelmingly GREAT response...I thought I would GIVE AWAY 12 more ideas!
I would be honored if you re-blogged me, and as always, whether you agree, or disagree, I would LOVE to hear your comments!
*DISCLAIMER* These suggestions MAY NOT work for REO'S!
LET THE DEBATE CONTINUE..........................
… (21 comments)
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fsbo: Have you heard this question recently? "I heard last night the the FED lowered interest rates?" What does it mean? A brief but techincal explanation! Wisconsin Rates are still great! - 12/24/08 01:54 PM
Due to the HIGH VOLUME of phone calls I received the past week or so, I thought this topic was worth revisiting! I am getting a call at least every hour asking me, " I heard rates went down, what does this mean for my loan?" This is a very challenging question, because it really depends on SO many things! I will save those for another blog, but for today, here is a very brief, READERS DIGEST CONDENSED VERSION of WHY mortgage rates don't get better right away when the FED announces interest rate drops!
So the Federal Reserve cut rates … (1 comments)
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fsbo: Top 10 suggestions to Realtors that help Lenders get your borrowers financed! 100% included! - 12/17/08 10:41 AM
For purposes of clarification: OTP= Offer to Purchase GFE= Good Faith Estimate CHATTEL=Personal Property MLS= Multiple Listing Service
With the ever changing lending enviroment, I think it is MORE IMPORTANT THAN EVER that Realtors & Lenders work together and from a unified front! To that end, I think education is paramount in accomplishing that goal! Here is my first "suggestion list" to any and all Realtors, no matter where you are located! Some of these items will seem trivial and small, but let me assure you that if you print this list and read it everyday, until it is burned into … (29 comments)
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