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needs list: The typical lender "NEEDS" list! The basic items a lender will need to either pre-qualify, pre-approve, or APPROVE your loan! - 04/20/09 01:13 PM
I see all kinds of documentation in your future my friend! Beware!
Today, as a LENDER, our crystal ball has no idea what it is doing! We rely on automated approvals to tell us exactly WHAT WE NEED from a customer, and even this isnt good enough, as an underwriter has complete discretion at ADDING ITEMS at any time! This stinks, but is a direct result of bad lending practices in the past!! However, there are quite a few basic items that you can tell your customer that they will need, in order to get pre-qualified, pre-approved or APPROVED … (17 comments)
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