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mortgage: The USDA Rural Development Loan Program: Top 10 Things Borrowers Need to Know - 03/06/09 01:35 PM
Word on the street is that 100 percent financing is a thing of the past. NOT TRUE!!! There remains here in Polk County, Florida and in other parts of the nation a true 100 percent financed home loan purchasing program surprisingly few folks are talking about. What's the program? Hey... glad you asked. Why, it's the USDA Rural Development Loan program!
But wait, isn't there a USDA sticker on the pot roast I just picked up from Publix? Yes, yes there is. But the US Department of Agriculture (USDA) does much more than inspect the beef we eat. A … (2 comments)
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mortgage: The Making Home Affordable Refinance and Modification Program - Are You Eligible? - 03/06/09 01:12 PM
Florida is dealing with a record number of foreclosures, and many homeowners are looking to the Making Home Affordable Refinance and Loan Modification program as a way to help them avoid this fate.
When the program was first announced in February, it had two main objectives: To help financially-needy homeowners get mortgage relief To help homeowners who've lose equity qualify for today's low rates Amidst high anticipation, the U.S. Treasury issued a press release providing some new details about the Making Home Affordable program. It also created an "Am I Eligible For Making Home Affordable" form on its website.
In the press … (1 comments)
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mortgage: Florida Foreclosure Law Basics - What You Need to Know - 03/06/09 12:25 PM
I want to say right off the bat that I am not a Florida foreclosure attorney, and that this article is meant to be used for informational purposes only. Please be sure to consult a legal professional who understands the finer points of Florida foreclosure law before making any final decisions or determinations. Now, on with my post...
Foreclosure is something no one wants to face, but it's all too common a situation for many Florida families today. As such, I wanted to provide a little bit of information about Florida foreclosures, how they're structured, and where you might want to … (1 comments)
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mortgage: Fannie Mae Cuts Mandatory Loan Fee by Half - 10/03/08 09:15 AM
Those looking to buy or refinance a home in Winter Haven, Florida and regions across the nation using Fannie Mae Loan Products have a bit more breathing room - thanks to a reduction in one of Fannie's mandatory loan fees.
In an effort to provide "the most market support possible", Fannie Mae is cutting one of its mandatory loan fees by 0.250 percent, effective immediately.
Fannie Mae introduced the Adverse Market Delivery Charge in December 2007 to offset foreclosure and delinquency losses. The initial fee was a quarter-percent of the amount borrowed.
Then, as market conditions worsened, Fannie Mae doubled its across-the-board … (2 comments)
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Kevin Sandridge - Winter Haven Mortgage Broker
Winter Haven,
FL
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Signature Home Funding
Address: Winter Haven, FL, 33884
Office Phone: (863) 604-3019
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