| |
avoid foreclosure: HAFA Update 2012 - Major Changes made. - 03/15/12 07:43 AM
HAFA Update 2012 - Home Affordable Foreclosure Alternative Extended another year!
Friday, March 9th 2012, the Obama Administration announced major updates to the Home Affordable Foreclosure Alternative (HAFA) program. Created in 2009, HAFA is a government-sponsored (US Treasury) initiative assisting all Home Affordable Modification Program (HAMP) eligible homeowners in avoiding foreclosure through the short sales process & deed-in-lieu program.
These new HAFA updates will be effective as of June 1, 2012, and will allow more distressed homeowners to seek assistance. Most importantly, the deadline for submitting for HAFA eligibility will be extended a full year, to December 31, 2013.
March’s 2012 updates to … (7 comments)
|
avoid foreclosure: Is it really is FREE to use a Temecula Short Agent? - 03/13/12 10:51 PM
Is it really is FREE to use a Temecula Short Agent?
Yes. Temecula Homeowners facing foreclosure do not have to worry about paying the normal selling costs charged by real estate agents. When you need the best Temecula Short Sale Agent you get him FREE!
As your Temecula Short Sale Agent you have no out-of-pocket for the following items....
COMMISSIONS ESCROWS FEES TITLE FEES BUYERS COSTS HOA TRANSFER COSTS Plus you are released 100% from any past due mortgage fees and all principle and interest owned to your lender. As your Temecula short sale agent I also make sure the buyer is aware you are not going to cover any repair or … (8 comments)
|
avoid foreclosure: A Temecula short sale can be a confusing process. - 03/03/12 08:19 AM
A Temecula short sale can be a confusing process. There are many confusing parts to a Temecula Short Sale. By now you have most likely found that short sales are neither short nor well defined. In fact most short sales are rather confusing. Once you decide to go forward with a short sale, you focus is on what your short sale agent instructed you to do and what your agent told you to and expect from your lender.Your lender wants to work with you right? Then why do they do all these confusing things during the short sale process such as......You … (6 comments)
|
avoid foreclosure: Short Sale and Phantom Tax Debt Relief via the Debt Relief Act - 02/10/12 12:09 AM
Short Sale and Phantom Tax Debt Relief via the Debt Relief Act. Short Sale and Phantom Tax Debt Relief via the Mortgage Forgiveness Debt Relief Act. Lots of questions have arisen since President Bush signed into law the Mortgage Forgiveness Debt Relief Act of 2007, whereby in certain circumstances, a homeowner does not have to pay federal income tax on debt forgiven on a loan secured by a qualified principal residence via a short sale, foreclosure, deed in lieu, loan workout or short refinance.It is somewhat confusing just reading this bill with only references to other sections of the law. Below is the … (5 comments)
|
avoid foreclosure: Why should you short sale your Temecula home? - 01/26/12 07:31 PM
Why should you short sale your Temecula home? Chances are you already know the answer, but need to rationalize it out.
Questions about a short sale So before going forward with a short sale lets go over a few of reasonsthat a Temecula short sale may be the correct solution for you and your family.
Obvious reasons. Your home has lost value and you see no recovery in the near future. Your payment has or is adjusting up and you can no longer make the mortgage payment. Job loss,reduction in pay,relocation. Retirement,divorce,health........ Not so Obvious. Current laws have opened a window for you … (3 comments)
|
avoid foreclosure: Temecula Short Sale Agents present - 31519 McCartney Dr. Winchester CA 92596 - 01/22/12 06:50 PM
Temecula Short Sale Agents present - 31519 McCartney Dr. Winchester CA 92596
Just listed a much sought after single level floor plan with a 3 car tandem garage for under $200,000
Temecula short sale specialist … (4 comments)
|
avoid foreclosure: Bank of America Short Sale update - re: Backup Offers - 01/10/12 01:15 PM
… (1 comments)
|
avoid foreclosure: Why would a lender agree to a short sale? - 01/09/12 09:17 PM
Why would a lender agree to a short sale? The answer is simple: Lenders do not want to own houses. Lenders are in the business of loaning money, not in the business of stockpiling real estate. There have been numerous reports that banks can face fees of $30,000.00-$60,000.00 in the process of foreclosing on a property. From a business standpoint, the lender most always will make out better if the property is put on the market and given an opportunity to attract a buyer through a Realtor.
Lenders / banks stand to make more and in less time from a short … (3 comments)
|
avoid foreclosure: CHASE offers my Temecula Short Sale client $30,000.00 to make a fresh start. - 01/07/12 04:05 PM
CHASE offers my Temecula Short Sale client $30,000.00 to make a fresh start.
The letter from CHASE reads...
RETURN YOUR LISTING AGREEMENT NOW OWE NOTHING MORE ON YOUR MORTGAGE GET $30,000.00 WHEN YOU SELL YOUR HOME.My clients had 20 days to respond, or the offer would no longer be valid.Chase told them to find a real estate agent with experience working with mortgage companies,they called me and asked for my help as their Temecula short sale specialist. My clients were a bit skeptical as to if this was a true offer as most banks offer $3,000.00 not $30,000.00to cooperate with the short sale … (4 comments)
|
|
|
|
|
|
Sidney Kutchuk,Temecula Short Sale Agent Specialist, Rated 5 Stars *****
Temecula,
CA
More about me…
Temecula short sale specialist,Cyber Sid,HAFA,HAP,Rental Hms
Address: Temecula Short Sale Specialist,Temecula,Murrieta, Temecula Ca,Murrieta Ca,Winchester Ca,, Temecula, Ca, 92590
Office Phone: (951) 676-4663
Cell Phone: (951) 215-6745
Email Me
Short Sale Specialist.
Blog of my TEMECULA and MURRIETA SHORT SALE Experiences.
Come with me thru my many trips via email,phone & faxes with the banks,lenders and my clients during my Temecula & Murrieta short sale transactions...
Sidney Kutchuk
Temecula Short Sale Specialist.
www.RealtyWrks.com
(951) 217-6745
41720 Winchester Rd #I
Temecula Ca 92590
www.aShortSale.com
www.Temecula-ShortSaleAgents.com
 Listings
Links
Archives
|
;)
;)
;)
