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fha: Buying a house in Kentucky? Think FHA - 01/16/08 03:07 PM
Buying a house in Kentucky or wanting to buy a house in Kentucky soon?
I am following up to my post yesterday about the credit score adjustments on Conventional loans where I mentioned that for scores under 620,  FHA is most likely the best means to achieve affordable financing.
Even many real estate agents I have spoken with lately still have misconceptions about FHA financing and worry it's going to take too long or they have to jump through too many "hoops". The appraisal/inspection processs is truly simplified in the last couple years.  Working with someone who originates a lot of FHA loans really … (0 comments)

fha: Kevin's 2008 Mortgage Lending Outlook: Credit Score Means More Than Ever Before - 01/15/08 03:36 PM
Wow it's mid-January already...Time seems to fly as I try to get caught up on all the things I've been meaning to do and seem to always put off around Christmas!
Before I get into credit score and pricing issues, I've been looking back at 2007 over the last couple weeks and how the real estate and mortgage industry has changed and affected us all.  Of course, the media has been painting that picture for the world and has turned the word "subprime" into an albatross on the industry.  I looked up the definition of albatross: besides being a large web-footed sea … (1 comments)

fha: Hello to all! - 01/07/08 09:40 AM
It's nice to see an active Fayette County community here!  Now more than ever networking is key to our success.  Feel free to share your trials and tribulations with me and openly ask questions about what's going on in the mortgage industry.  I've been through a market decline before but we sure didnt see this many wholesale lenders go under in the late 90's. I keep telling myself that those of us who perservere with a stronger, diversified pool of lenders will reap the rewards of our efforts after the market normalizes a little more.
My 1st thought today is about the phrase, "Perception … (0 comments)

 
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Kevin Weaver

Cincinnati, OH

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Emery Federal Credit Union

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