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preforeclosure: Don't Let This Happen To You! - 11/21/08 08:50 PM
A woman arrived home from work only to find the doors to her home locked last week.  Not unusual, right?  I mean, we go home every day and expect the doors to be locked, right?  That means our home and belongings are safe, right?  But we usually expect the doors to open when we put our keys in the locks.
Unfortunately for this poor woman, the locks had been changed on all the doors.
So she called a real estate agent who had been keeping in touch by sending her mortgage crisis information.  Upon assessing the situation, the agent realized that this woman … (6 comments)

preforeclosure: Top 5: Options for Someone Facing Foreclosure - 11/04/08 07:41 PM
Top 5: Options for Someone Facing Foreclosure 5.  Roommates Welcome!  Consider getting a roommate.  If you have enough space, taking on a roommate who will not only share the utility bills but also the mortgage payment could be a tremendous help.  Place an ad in the Louisville Courier-Journal or on Louisville.com! 4. Lease Option.  If an outright sale of the house isn't an option, leasing with an option to buy may be perfect for the right person.  You can gain the income to make your monthly mortgage payments while the person leasing can build up their credit score and have time … (0 comments)

preforeclosure: Mistakes People Make When Facing Foreclosure - 10/27/08 05:26 PM
Top 5: Mistakes People Make When Facing Foreclosure
5.  Don't Open the Mail from the mortgage or home owner's insurance company.  Big Mistake!  Ignoring the situation will not make it go away.  No communication from you gives the mortgage company no reason to try to work with you.
4.  Lie to the mortgage company about your payment.  If you lie to your banker about anything related to your mortgage payments, you could face fines and/or jail time - and you really don't want that.  Trust us!
3.  Try to sell the property on your own.  Another potentially huge mistake!  If you … (4 comments)

preforeclosure: Protecting Your Home During Bad Economic Times - 10/20/08 06:51 PM
Top 5:  Things You Can Do To Protect Your Home During Bad Economic Times
5.  Save.If you don't already have one, start a regular savings account and a repairs savings account.  Having a cushion to fall back on is a sure way to protect yourself.  Should a situation arise where you need money, you won't have to use the equity in your house as an ATM to deal with it.
4.  Cut back on spending.Consider your cable service.  Do you have "the works?"  If so, maybe you could cut back to a basic package for a while.  Paying high cell phone … (1 comments)

 

Kris Wissing ~ SidCo Property Solutions

Louisville, KY

More about me…

SidCo Property Solutions

Office Phone: (502) 425-3327 x 225

Cell Phone: (502) 500-6297

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Most people don't know what they need to know to get out of financial trouble with their mortgage. If you are pre-foreclosure, in foreclosure, or have clients in these positions, we're here to not only tell you what you need to know, but to help you fix the problems! Kristopher W…, Real Estate Professional in Louisville View Kristopher Wissing's profile on LinkedIn Join Me at Entrepreneur Connect! Calendar of Events


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