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group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
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Each month AR runs numerous contests as a way for our members to engage in activities
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These state pages or hyper-local pages provide content directly related to a specific geographical location.
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What does "Certified" means for home inspectors - 09/26/08 09:54 AM
Home Inspector Associationsby Ron Tipton, CRI Many Home Inspectors claim to be "certified". What exactly does that mean? Certification comes from a variety of different organizations. Many Home Inspection schools bestow "Certified" to their graduates. However, being certified by a school only confirms that you completed their course work. To find a Home Inspector that is experienced, you must look at at the two oldest and most respected Professional Organizations. ASHI (American Society of Home Inspectors) and NAHI (National Association of Home Inspectors) certify their members only after they have completed a proctored nationally recoginized exam and have completed at least 250 (1 comments)
Part 111 - Dealing with challenges - Credit Scoring - 09/23/08 06:18 PM
Credit Scoring Part III: Dealing with Challenges Typically, a person with a low credit score is in this position because they lack structure in his or her life. There are, of course, cases where unplanned health or employment complications are to blame, but for the most part, these are individuals who lack the discipline to pay their bills on time or curb their spending. This is your opportunity to be the "knight in shining armor" that provides them with a simple roadmap to get back on track. Let's take a look at some examples that can help to quickly improve (2 comments)
Part II: The Five Factors of Credit ScoringThere are five factors that comprise the credit score. They are listed below in order of importance, just as an underwriter would look at the score: Payment History: 35% impact. Paying debt on time and in full has a positive impact. Late payments, judgments and charge-offs have a negative impact. Missing a high payment has a more severe impact than missing a low payment. Delinquencies that have occurred in the last two years carry more weight than older items. Outstanding Credit Balances: 30% impact. This factor marks the ratio between the (0 comments)
Credit Scoring - 09/13/08 04:45 PM
I am going to share a 4 part series from my Lender Bill Edwards - It seems a mysterious sometimes on how credit scoring really works - Nice information to share with your clients.
Part I: Good Credit Translates into Lower Rates for the Consumer In the 1960s, Fair Isaac Corporation started working on a system lenders could use to evaluate the likelihood of receiving repayment on loans. Prior to that, it was really a matter of trusting an individual to be a "man of his word," so to speak. Fair Isaac sought to take human error out of the (1 comments)
Another great article from my home inspector - 09/09/08 05:53 PM
Comfort Home Inspection Services, Inc. 303-697-1616 September 2008 IN THIS MONTH'S NEWSLETTER... Prepare for an Inspection Scheduling QUICK LINKS RELATED TOPICSMORE ON US We've noticed many listing agents have not prepared their sellers for the Home Inspection. We'll give you some ideas to pass on to your sellers before the Home Inspector shows up. Please let us know if there is anything we can do to support your business. We look forward to working with you soon. What should a seller do before a Home Inspection? We often find that many sellers have not been properly informed about a Buyer's Home (0 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.