Holiday Decorating – 5 Minute Ideas - 11/24/10 10:52 AM
Your friendly Realtor from Lake Havasu City here with some 5 minute holiday decorating ideas for everyone. Each one is simple and ends with excellent results.
From Christmas Past - Holiday cards from previous years become extra flair for your mantel. Use a slim stick suspended between two vases or potted poinsettias and line up your cards in chronological order.
Place Out a Wreath - Paint a magnolia-leaf wreath this year and hang it on your door or inside your home on an empty wall.
Hand in Hand - Pin mittens your children have out grown along a length of … (1 comments)
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New Reverse Mortgage Option is Announced by HUD - 11/18/10 06:23 PM
There is a new modified version of the Home Equity Conversion Mortgage (HECM) product announced by the Federal Housing Administration (FHA). The modified version allows older home owners to tap into the equity in their home to cover living expenses and health care costs while continuing to live in their homes. The new version allows homeowners to not have to continue to make traditional mortgage or equity loan payments.
The new option will be available for all HECM case numbers assigned after October 4, 2010. The new FHA designed HECM Saver is a second reverse mortgage option to lower upfront closing … (1 comments)
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Seniors Should Know These Tips Before Modifying Their Mortgage - 11/11/10 04:21 PM
Since 2009, the federal government has ordered mortgage companies to modify loans rather than foreclose them. Therefore, I have some tips for seniors that can help before you modify your mortgage.
The idea is to cut the monthly mortgage payments so they are less than 30% of the homeowner's income. The federal government's Making Home Affordable Program has lengthened loan terms-in most cases, it extended from 30 years to 40 years, according to lenders and federal reports. Out of 390,000 mortgages, over half have been permanently modified through this program.
The U.S. Treasury Department has not released the number of … (0 comments)
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Travelers Who Might Rent Your Vacation Home and How to Bring Them In - 11/05/10 11:21 AM
Fall is a great time to take a vacation, especially in resort communities such as Lake Havasu City. Visiting old friends and taking a break from the cold winter weather in other parts of the country may make your vacation home the perfect spot for travelers.
There is an abundance of possibilities for booking your home this fall. And it's important to know what might interest travelers who are interested in renting your vacation home. Therefore, I have some tips that will help bring them in.
Warm Weather Lovers
If your vacation property is located in a warmer climate, then yours … (0 comments)
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