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buying a home: Buying a Home in Lake Havasu City Can be a Financial Blessing - 06/24/10 07:37 PM
Buying a home in Lake Havasu City, Arizona can be a financial blessing.  The city was recently recognized for their excellence in final reporting with a Certificate of Achievement.  Therefore, because of their excellent financial reporting, you can feel sure that the community you are buying in is a strong and stable one. 
The Government Finance Officers Association gave the Certificate of Achievement for Excellence in Financial Reporting to Lake Havasu City's financial officers.  This is the highest form of recognition a city can achieve for governmental accounting and financial reporting.  Earning this certificate of achievement signifies they have accomplished great … (0 comments)

buying a home: Choosing the Right Lender - 10/29/09 04:32 PM
Today, there is a variety of choices of lenders to choose from and often homebuyers find themselves asking which lender is right for them.  Today's choices include mortgage brokers, banks, Internet lenders and home builders.  And each lender has its own advantages and disadvantages of using them.  Therefore, I would like to go over the different types of lenders to help homeowners make a sound choice when it comes to buying a home.
Types of Lenders:
Banks - Advantages of banks are that they are regulated by state and federal agencies, many branches provide you with one-on-one access and your current … (1 comments)

buying a home: Keeping Your Credit Score in Check to Buy a Home with Purchasing Power - 10/22/09 01:33 PM
For those wanting to buy a home with purchasing power, keeping your credit in check can sometimes turn into a guessing game.  Many times, we find ourselves questioning how paying the minimum balance will affect our credit, how paying late will affect our credit, how missing a payment will affect our credit and so on.  Therefore, I have compiled a list of answers to many of these questions using a 10-point scale to help you grade yourself.
Using this 10-point scale will help you keep your credit in check to help you buy your dream home with purchasing power. 
Making the … (1 comments)

buying a home: Free Money from the Government - 09/17/09 12:16 PM
When was the last time you got free money from the government?  Well, time is running out on the $8,000 federal tax credit.  The deadline is November 30, which is only five weeks away.  
The federal tax credit is for first time buyers only as part of the economic stimulus package.  When buying a home under this credit, you will receive a credit for $8,000 or 10% of the home's value, whichever is less.
Facts about the federal tax credit:
* Purchase Date: The property must be purchased between January 1, 2009 and November 30, 2009.  Buyers must be a "first … (0 comments)

 
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Cheryl Westwood

Lake Havasu City, AZ

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Keller Williams Arizona Living Realty

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