Here's your recorded webinar, "Putting JOY back into sending Christmas cards"
Putting JOY back into sending Christmas cards
View our on-demand Webinar anytime!
If you missed the webinar we would still like you to be able to view it.
As promised, the link to the recorded webinar is included. Feel free to watch this on your own time and even share it! If you have questions, contact me, arry Morris at 503-421-0096
This webinar was produced by a couple of my associates. If you are interested in sending cards yourself, please contact me at the above information, or enter my user of 24238.
Larry Morris is a Certified Mortgage Planning Specialist with American Nationwide Mortgage Company in Newberg, Oregon. He specializes in USDA Guaranteed Rural Home Loans, FHA Purchase and Refinance, FHA 203k Rehab loans, Sect 184 Native American loans, Hobby Farm loans and conforming purchase and refinances in the states of Oregon and Washington.
He can be reached at 503-421-0096, or larry@PDX-Mortgage.com.
www.PDX-Mortgage.com
OR License ML-3259 WA License WA-510-LO-51175
.
APR rates are subject to change based on lender's normal credit guidelines and market conditions.
Do you love SENDING Christmas cards? I know you probably love touching people's lives with them, but do you love the PROCESS of sending Christmas cards? Me neither. Or at least that's the way I used to be.
You are probably aware that I have been using a tool called SendOutCards for awhile now. Last year, I sent 300 Christmas cards in under 20 minutes. That's not an Ecard but a real physical card, printed stuffed stamped addressed and mailed through the US Postal service.
Just the other day, a friend of mine sat down and created a video where He sent 100 cards in under 5 minutes. Want to see how he did it? Here is that quick video: http://screencast.com/t/MjFhN2VjMWI Crazy, huh?
So here is my early Christmas gift to you. I am going to give you TIME! Time is the one commodity that can never be replaced. Money can earned again, clothes can be bought again, but time can never be regained. Well, in this busiest time of year, I am going to give you precious hours and probably save you money at the same time.
How? Most of us spend Hours if not days doing our Christmas cards. They get more and more expensive, take more and more time to produce and so we send fewer and fewer cards.
Well, I have teamed up with SendOutCards Senior Manager John Riding and Executive Everett O'Keefe to put on a fun, lively Christmas Card webinar THIS THURSDAY at Noon. If you can make it, it will be worth your while because we will show you how to add hours of extra time to your holiday season and feel great about sending out your holiday cheer with very little effort and lots less expense! Register right here: https://www1.gotomeeting.com/register/846310641 Use Registration code (24238)
Even if you can't make the time slot, register anyway, and we will send you a link to the recorded webinar! Yes, that way you can watch it whenever you like!
P.S. Want to be the hero at your home or office? Share this email! Or post this link (https://www1.gotomeeting.com/register/846310641) on your Facebook, Twitter, LinkedIn, etc. Your friends, family, and coworkers will thank you! Make sure you give them this Registration code (24238)
Larry Morris is a Certified Mortgage Planning Specialist with American Nationwide Mortgage Company in Newberg, Oregon. He specializes in USDA Guaranteed Rural Home Loans, FHA Purchase and Refinance, FHA 203k Rehab loans, Sect 184 Native American loans, Hobby Farm loans and conforming purchase and refinances in the states of Oregon and Washington.
He can be reached at 503-421-0096, or larry@PDX-Mortgage.com.
www.PDX-Mortgage.com
OR License ML-3259 WA License WA-510-LO-51175
.
APR rates are subject to change based on lender's normal credit guidelines and market conditions.
Do you love SENDING Christmas cards? I know you probably love touching people's lives with them, but do you love the PROCESS of sending Christmas cards? Me neither. Or at least that's the way I used to be.
You are probably aware that I have been using a tool called SendOutCards for awhile now. Last year, I sent 300 Christmas cards in under 20 minutes. That's not an Ecard but a real physical card, printed stuffed stamped addressed and mailed through the US Postal service.
Just the other day, a friend of mine sat down and created a video where He sent 100 cards in under 5 minutes. Want to see how he did it? Here is that quick video: http://screencast.com/t/MjFhN2VjMWI Crazy, huh?
So here is my early Christmas gift to you. I am going to give you TIME! Time is the one commodity that can never be replaced. Money can earned again, clothes can be bought again, but time can never be regained. Well, in this busiest time of year, I am going to give you precious hours and probably save you money at the same time.
How? Most of us spend Hours if not days doing our Christmas cards. They get more and more expensive, take more and more time to produce and so we send fewer and fewer cards.
Well, I have teamed up with SendOutCards Senior Manager John Riding and Executive Everett O'Keefe to put on a fun, lively Christmas Card webinar THIS THURSDAY at Noon. If you can make it, it will be worth your while because we will show you how to add hours of extra time to your holiday season and feel great about sending out your holiday cheer with very little effort and lots less expense! Register right here: https://www1.gotomeeting.com/register/846310641 Use Registration code (24238)
Even if you can't make the time slot, register anyway, and we will send you a link to the recorded webinar! Yes, that way you can watch it whenever you like!
P.S. Want to be the hero at your home or office? Share this email! Or post this link (https://www1.gotomeeting.com/register/846310641) on your Facebook, Twitter, LinkedIn, etc. Your friends, family, and coworkers will thank you! Make sure you give them this Registration code (24238)
Larry Morris is a Certified Mortgage Planning Specialist with American Nationwide Mortgage Company in Newberg, Oregon. He specializes in USDA Guaranteed Rural Home Loans, FHA Purchase and Refinance, FHA 203k Rehab loans, Sect 184 Native American loans, Hobby Farm loans and conforming purchase and refinances in the states of Oregon and Washington.
He can be reached at 503-421-0096, or larry@PDX-Mortgage.com.
www.PDX-Mortgage.com
OR License ML-3259 WA License WA-510-LO-51175
.
APR rates are subject to change based on lender's normal credit guidelines and market conditions.
Beautiful 3 bedroom, 2 bath townhome close to a Campbell and McCormick Parks and downtown. Pictures and words do not do this home justice.
This is a MUST SEE.
Program
Rate
APR
Down
Payment
Monthly
Payment
USDA Guaranteed
Rural Home Loan
4.875%
5.092%
$0
$955.58
FHA
5%
5.092
$5,238
$1,038
Conforming
4.875%
5.255%
$34,447
$817
The above rates are based on acceptable credit, the ability to fully document your income and meet all appropriate lender guidelines. These rate meant to be an example of what you could expect and are subject to change at any time due to market conditions or lender program changes.
or a Good Faith Estimate based on your unique situation, please contact Larry Morris below.
St Helens is an excellent town for first time homebuyers. It is a beautiful, small town on the Columbia River. Located just 18 miles from Vancouver, 25 miles from Portland and 20 miles to Longview, WA, St Helens is closer to Portland's job center then most people realize. Home to some of the best kayaking, sailing and fishing in Oregon, St Helens is a gem waiting to be discovered.
It's also close enough to Portland to take advantage of all Portland has to offer, but far enough away for home prices to be reasonable.
St Helens First Time Home Buyers are able to purchase a home with:
100% Financing with NO monthly Mortgage Insurance $0 Down Payment
Up to 6% Seller Concessions that can be applied towards your Closing Costs.
Simplified Appraisal Process
There are Income Qualifiers. You can't make to much or to little.
Larry Morris is a Certified Mortgage Planning Specialist with American Nationwide Mortgage Company in Newberg, Oregon. He specializes in USDA Guaranteed Rural Home Loans, FHA Purchase and Refinance, FHA 203k Rehab loans, Sect 184 Native American loans, Hobby Farm loans and conforming purchase and refinances in the states of Oregon and Washington.
He can be reached at 503-421-0096, or larry@PDX-Mortgage.com.
www.PDX-Mortgage.com
OR License ML-3259 WA License WA-510-LO-51175
.
APR rates are subject to change based on lender's normal credit guidelines and market conditions.
More Newberg Homebuyers Qualify for Homebuyer Tax Credit
President Obama has just signed an expanded version of the $8,000 first time home buyer tax credit that was set to expire on November 30. This will allow more Newberghomebuyers, both first time homebuyers and move up homebuyers, to qualify for the tax credit.
The new version of the tax credit has the potential to stimulate the housing market even more than the old version due to the fact that more Oregonians will qualify under the new rules. Although the tax credit remains at $8,000 for home buyers that have not owned a primary residence in the last three years, it has been expanded to include a $6,500 tax credit for home buyers that have lived in their current primary residence for at least five consecutive years out of the past eight years. Under the old rules, move-up home buyers did not qualify.
Consider these three examples:
Example 1: Jane purchased a home in 2002, lived there for 5 years as her primary home, moved out in 2007, and turned that home into a rental property. If Jane decides to buy a new primary residence today, she would qualify for the $6,500 tax credit based on the fact that she lived in the same residence as her primary home for at least five consecutive years out of the past eight.
Example 2: Harry purchased a home in 2004, and lived there for the past 5 years as his primary home. If Harry decides to buy a new primary residence today, he would qualify for the $6,500 tax credit based on the fact that he lived in the same residence as his primary home for at least five consecutive years out of the past eight.
Example 3: Nicole purchased a home in 2006, and lived there for the past 3 years as her primary home. If Nicole decides to buy a new primary residence today, she would not qualify for the $6,500 tax credit based on the fact that she did not live in the same residence as her primary home for at least five consecutive years out of the past eight.
The tax credit applies to Newberg, Oregon homes purchased for less than $800,000 before May 1, 2010. If you sign a binding contract to purchase a home before May 1st, you would need to close on the transaction before July 1, 2010. It works kind of like a gift certificate that can be redeemed for cash. You simply file a form with the IRS right after you buy your home, and the IRS will send you a check for the full amount of your credit.
The income limitation for single tax payers in Newberg went up from $75,000 under the old rules to $125,000 under the new rules. For married tax payers, the income limitation went up from $150,000 to $225,000. This means that more people will qualify for the credit - especially in parts of Oregon with higher costs of living. This should help stimulate parts of the housing market that may not have been impacted by the old version of the credit. As an example, earlier this year I helped a single Fire Fighter get into a townhome. He works a lot of overtime and makes around $90,000 per year. This disqualified him for the tax credit under the old rules, but he would qualify under the new rules.
There are many creative ways of structuring your home purchase transaction in ways that maximize the benefits of the credit. Here are a few examples:
The credit applies to 1-4 unit homes as long as you live in one of the units as your primary residence - you could live in one unit and rent out the others.
If two unmarried individuals buy a home, and only one of the individuals qualifies for the credit based on their income or past home ownership status, the individual who qualifies for the credit can claim the full credit. (Note: In the case of married couples, both spouses must qualify for the credit.)
The credit applies even if you have co-signers on your mortgage loan.
Combined with the USDA Guaranteed Rural Home Loan or an FHA Loan, lower property values, many great homes on the market and today's great rates, there has never been a better time to buy a home in Oregon.
Home buyers who work with a Certified Mortgage Planning Specialist are much better equipped to save money and navigate the complexities of the tax credit.
Larry Morris is a Certified Mortgage Planning Specialist with American Nationwide Mortgage Company in Newberg, Oregon. He specializes in USDA Guaranteed Rural Home Loans, FHA Purchase and Refinance, FHA 203k Rehab loans, Sect 184 Native American loans, Hobby Farm loans and conforming purchase and refinances in the states of Oregon and Washington.
He can be reached at 503-421-0096, or larry@PDX-Mortgage.com.
www.PDX-Mortgage.com
OR License ML-3259 WA License WA-510-LO-51175
.
APR rates are subject to change based on lender's normal credit guidelines and market conditions.
More Sherwood Homebuyers Qualify for Homebuyer Tax Credit
President Obama has just signed an expanded version of the $8,000 first time home buyer tax credit that was set to expire on November 30. This will allow more Sherwood,Oregon homebuyers, both first time homebuyers and move up homebuyers, to qualify for the tax credit.
The new version of the tax credit has the potential to stimulate the housing market even more than the old version due to the fact that more Oregonians will qualify under the new rules. Although the tax credit remains at $8,000 for home buyers that have not owned a primary residence in the last three years, it has been expanded to include a $6,500 tax credit for home buyers that have lived in their current primary residence for at least five consecutive years out of the past eight years. Under the old rules, move-up home buyers did not qualify.
Consider these three examples:
Example 1: Jane purchased a home in 2002, lived there for 5 years as her primary home, moved out in 2007, and turned that home into a rental property. If Jane decides to buy a new primary residence today, she would qualify for the $6,500 tax credit based on the fact that she lived in the same residence as her primary home for at least five consecutive years out of the past eight.
Example 2: Harry purchased a home in 2004, and lived there for the past 5 years as his primary home. If Harry decides to buy a new primary residence today, he would qualify for the $6,500 tax credit based on the fact that he lived in the same residence as his primary home for at least five consecutive years out of the past eight.
Example 3: Nicole purchased a home in 2006, and lived there for the past 3 years as her primary home. If Nicole decides to buy a new primary residence today, she would not qualify for the $6,500 tax credit based on the fact that she did not live in the same residence as her primary home for at least five consecutive years out of the past eight.
The tax credit applies to Sherwood homes purchased for less than $800,000 before May 1, 2010. If you sign a binding contract to purchase a home before May 1st, you would need to close on the transaction before July 1, 2010. It works kind of like a gift certificate that can be redeemed for cash. You simply file a form with the IRS right after you buy your home, and the IRS will send you a check for the full amount of your credit.
The income limitation for single tax payers in Sherwood went up from $75,000 under the old rules to $125,000 under the new rules. For married tax payers, the income limitation went up from $150,000 to $225,000. This means that more people will qualify for the credit - especially in parts of Oregon with higher costs of living. This should help stimulate parts of the housing market that may not have been impacted by the old version of the credit. As an example, earlier this year I helped a single Fire Fighter get into a townhome. He works a lot of overtime and makes around $90,000 per year. This disqualified him for the tax credit under the old rules, but he would qualify under the new rules.
There are many creative ways of structuring your home purchase transaction in ways that maximize the benefits of the credit. Here are a few examples:
The credit applies to 1-4 unit homes as long as you live in one of the units as your primary residence - you could live in one unit and rent out the others.
If two unmarried individuals buy a home, and only one of the individuals qualifies for the credit based on their income or past home ownership status, the individual who qualifies for the credit can claim the full credit. (Note: In the case of married couples, both spouses must qualify for the credit.)
The credit applies even if you have co-signers on your mortgage loan.
Combined with the USDA Guaranteed Rural Home Loan or an FHA Loan, lower property values, many great homes on the market and today's great rates, there has never been a better time to buy a home in Sherwood.
Home buyers who work with a Certified Mortgage Planning Specialist are much better equipped to save money and navigate the complexities of the tax credit.
Larry Morris is a Certified Mortgage Planning Specialist with American Nationwide Mortgage Company in Newberg, Oregon. He specializes in USDA Guaranteed Rural Home Loans, FHA Purchase and Refinance, FHA 203k Rehab loans, Sect 184 Native American loans, Hobby Farm loans and conforming purchase and refinances in the states of Oregon and Washington.
He can be reached at 503-421-0096, or larry@PDX-Mortgage.com.
www.PDX-Mortgage.com
OR License ML-3259 WA License WA-510-LO-51175
.
APR rates are subject to change based on lender's normal credit guidelines and market conditions.
More Portland Oregon Homebuyers Qualify for Homebuyer Tax Credit
President Obama has just signed an expanded version of the $8,000 first time home buyer tax credit that was set to expire on November 30. This will allow more Oregon homebuyers, both first time homebuyers and move up homebuyers, to qualify for the tax credit.
The new version of the tax credit has the potential to stimulate the housing market even more than the old version due to the fact that more Oregonians will qualify under the new rules. Although the tax credit remains at $8,000 for home buyers that have not owned a primary residence in the last three years, it has been expanded to include a $6,500 tax credit for home buyers that have lived in their current primary residence for at least five consecutive years out of the past eight years. Under the old rules, move-up home buyers did not qualify.
Consider these three examples:
Example 1: Jane purchased a home in 2002, lived there for 5 years as her primary home, moved out in 2007, and turned that home into a rental property. If Jane decides to buy a new primary residence today, she would qualify for the $6,500 tax credit based on the fact that she lived in the same residence as her primary home for at least five consecutive years out of the past eight.
Example 2: Harry purchased a home in 2004, and lived there for the past 5 years as his primary home. If Harry decides to buy a new primary residence today, he would qualify for the $6,500 tax credit based on the fact that he lived in the same residence as his primary home for at least five consecutive years out of the past eight.
Example 3: Nicole purchased a home in 2006, and lived there for the past 3 years as her primary home. If Nicole decides to buy a new primary residence today, she would not qualify for the $6,500 tax credit based on the fact that she did not live in the same residence as her primary home for at least five consecutive years out of the past eight.
The tax credit applies to Oregon homes purchased for less than $800,000 before May 1, 2010. If you sign a binding contract to purchase a home before May 1st, you would need to close on the transaction before July 1, 2010. It works kind of like a gift certificate that can be redeemed for cash. You simply file a form with the IRS right after you buy your home, and the IRS will send you a check for the full amount of your credit.
The income limitation for single tax payers in Oregon went up from $75,000 under the old rules to $125,000 under the new rules. For married tax payers, the income limitation went up from $150,000 to $225,000. This means that more people will qualify for the credit - especially in parts of Oregon with higher costs of living. This should help stimulate parts of the housing market that may not have been impacted by the old version of the credit. As an example, earlier this year I helped a single Fire Fighter get into a townhome. He works a lot of overtime and makes around $90,000 per year. This disqualified him for the tax credit under the old rules, but he would qualify under the new rules.
There are many creative ways of structuring your home purchase transaction in ways that maximize the benefits of the credit. Here are a few examples:
The credit applies to 1-4 unit homes as long as you live in one of the units as your primary residence - you could live in one unit and rent out the others.
If two unmarried individuals buy a home, and only one of the individuals qualifies for the credit based on their income or past home ownership status, the individual who qualifies for the credit can claim the full credit. (Note: In the case of married couples, both spouses must qualify for the credit.)
The credit applies even if you have co-signers on your mortgage loan.
Combined with the USDA Guaranteed Rural Home Loan or an FHA Loan, lower property values, many great homes on the market and today's great rates, there has never been a better time to buy a home in Oregon.
Home buyers who work with a Certified Mortgage Planning Specialist are much better equipped to save money and navigate the complexities of the tax credit.
Larry Morris is a Certified Mortgage Planning Specialist with American Nationwide Mortgage Company in Newberg, Oregon. He specializes in USDA Guaranteed Rural Home Loans, FHA Purchase and Refinance, FHA 203k Rehab loans, Sect 184 Native American loans, Hobby Farm loans and conforming purchase and refinances in the states of Oregon and Washington.
He can be reached at 503-421-0096, or larry@PDX-Mortgage.com.
www.PDX-Mortgage.com
OR License ML-3259 WA License WA-510-LO-51175
.
APR rates are subject to change based on lender's normal credit guidelines and market conditions.
More Oregon Homebuyers Qualify for Homebuyer Tax Credit
President Obama has just signed an expanded version of the $8,000 first time home buyer tax credit that was set to expire on November 30. This will allow more Oregon homebuyers, both first time homebuyers and move up homebuyers, to qualify for the tax credit.
The new version of the tax credit has the potential to stimulate the housing market even more than the old version due to the fact that more Oregonians will qualify under the new rules. Although the tax credit remains at $8,000 for home buyers that have not owned a primary residence in the last three years, it has been expanded to include a $6,500 tax credit for home buyers that have lived in their current primary residence for at least five consecutive years out of the past eight years. Under the old rules, move-up home buyers did not qualify.
Consider these three examples:
Example 1: Jane purchased a home in 2002, lived there for 5 years as her primary home, moved out in 2007, and turned that home into a rental property. If Jane decides to buy a new primary residence today, she would qualify for the $6,500 tax credit based on the fact that she lived in the same residence as her primary home for at least five consecutive years out of the past eight.
Example 2: Harry purchased a home in 2004, and lived there for the past 5 years as his primary home. If Harry decides to buy a new primary residence today, he would qualify for the $6,500 tax credit based on the fact that he lived in the same residence as his primary home for at least five consecutive years out of the past eight.
Example 3: Nicole purchased a home in 2006, and lived there for the past 3 years as her primary home. If Nicole decides to buy a new primary residence today, she would not qualify for the $6,500 tax credit based on the fact that she did not live in the same residence as her primary home for at least five consecutive years out of the past eight.
The tax credit applies to Oregon homes purchased for less than $800,000 before May 1, 2010. If you sign a binding contract to purchase a home before May 1st, you would need to close on the transaction before July 1, 2010. It works kind of like a gift certificate that can be redeemed for cash. You simply file a form with the IRS right after you buy your home, and the IRS will send you a check for the full amount of your credit.
The income limitation for single tax payers in Oregon went up from $75,000 under the old rules to $125,000 under the new rules. For married tax payers, the income limitation went up from $150,000 to $225,000. This means that more people will qualify for the credit - especially in parts of Oregon with higher costs of living. This should help stimulate parts of the housing market that may not have been impacted by the old version of the credit. As an example, earlier this year I helped a single Fire Fighter get into a townhome. He works a lot of overtime and makes around $90,000 per year. This disqualified him for the tax credit under the old rules, but he would qualify under the new rules.
There are many creative ways of structuring your home purchase transaction in ways that maximize the benefits of the credit. Here are a few examples:
The credit applies to 1-4 unit homes as long as you live in one of the units as your primary residence - you could live in one unit and rent out the others.
If two unmarried individuals buy a home, and only one of the individuals qualifies for the credit based on their income or past home ownership status, the individual who qualifies for the credit can claim the full credit. (Note: In the case of married couples, both spouses must qualify for the credit.)
The credit applies even if you have co-signers on your mortgage loan.
Combined with the USDA Guaranteed Rural Home Loan or an FHA Loan, lower property values, many great homes on the market and today's great rates, there has never been a better time to buy a home in Oregon.
Home buyers who work with a Certified Mortgage Planning Specialist are much better equipped to save money and navigate the complexities of the tax credit.
Larry Morris is a Certified Mortgage Planning Specialist with American Nationwide Mortgage Company in Newberg, Oregon. He specializes in USDA Guaranteed Rural Home Loans, FHA Purchase and Refinance, FHA 203k Rehab loans, Sect 184 Native American loans, Hobby Farm loans and conforming purchase and refinances in the states of Oregon and Washington.
He can be reached at 503-421-0096, or larry@PDX-Mortgage.com.
www.PDX-Mortgage.com
OR License ML-3259 WA License WA-510-LO-51175
.
APR rates are subject to change based on lender's normal credit guidelines and market conditions.
The minutes from the September Fed Meeting have been released and needless to say, it was a heated meeting. However, most of the Fed members agreed that we are not yet in a position to increase the rate of short term funds and that the purchase of Mortgage Backed Securities should be extended.
"But the minutes of the Federal Open Market Committee meeting of Sept. 22-23 reveal that below the veneer, officials have a wide range of views about where the economy is headed and therefore where Fed policy needs to be. The wide range of opinions about the economic outlook and the Fed's unprecedented policies had been expected by Fed watchers given the "cacophony" heard from officials in their public remarks.
Some officials believe that the Fed will need to tighten policy sooner rather than later. Others are worried that a weak recovery might cause a dangerous downturn in prices. Most Fed officials agreed that a recovery has started. But there was little agreement about the strength of the expected upturn.
There was a "range of views" expressed about the Fed's unprecedented credit-easing policies. Some Fed officials wanted to boost the size of the Fed's purchase of mortgage securities, while one wanted to end the program early.
There was no appetite for hiking rates at this meeting because "the cost of the economy turning out to be weaker than anticipated could be relatively high," the minutes said. The Fed decided to extend its purchase of MBS and asset-backed securities into the first quarter to smooth them out and avoid any sudden end that might jolt markets"
So what does this mean to Oregon Homeowners?
If this is correct, we should continue to see 30 year fixed rates below 5% into the 1st quarter of 2010. this bodes well for those who have yet to refinance and for those looking for a home. Fall and winter are usually poor times to sell a home in Oregon as the weather is generally bad. This should mean sellers are more willing to accept a reasonable offer, then wait for a higher one.
Time will tell.
Feel free to call me to get yourself or your clients qualified for an Oregon Home Loan today. 503-421-0096.
Larry Morris is a Certified Mortgage Planning Specialist with American Nationwide Mortgage Company in Newberg, Oregon. He specializes in USDA Guaranteed Rural Home Loans, FHA Purchase and Refinance, FHA 203k Rehab loans, Sect 184 Native American loans, Hobby Farm loans and conforming purchase and refinances in the states of Oregon and Washington.
He can be reached at 503-421-0096, or larry@PDX-Mortgage.com.
www.PDX-Mortgage.com
OR License ML-3259 WA License WA-510-LO-51175
.
APR rates are subject to change based on lender's normal credit guidelines and market conditions.
I received this from a reliable source. It should be taken seriously. Remember, don't ever give your personal information to anyone over the phone unless you know it is from a trusted source.
Scam Alert:
Type: Jury Duty Vishing Scam
Method of Delivery: Phone call from an alleged court officer
Primary Region Effecgted: Reports from 11 states, including: Florida, New York, Minnesota, Illinois, Colorado, Oregon, California, Virginia, Oklahoma, Arizona, and New Hampshire; may spread nationally
Source: Federal Bureau of Investigation (www.fbi.gov)
Scam Characteristics: A caller identifies him/herself as an officer of the court and notifies the victim that a warrant has been issued for their arrest for a failure to report for jury duty. If the victim protests they have never received a summons for jury duty, the scammer asks for a Social Security number and date of birth to verify the victim's identity and cancel the arrest warrant. This fraud is spreading quickly and has been reported in 11 states so far.
Recommended Precautions:
Be Suspicious These vishing scams (a combination of the words "voice" and "phishing") are designed to get you to provide criminals with your personal and financial information. Most organizations will not ask you to provide your sensitive information during an unsolicited phone call, so any caller that does should immediately send up a red flag.
Never Provide Your Sensitive Information to Unsolicited Callers Sensitive information includes your Social Security number, your credit card or debit card numbers, your birth date or birthplace, your vehicle registration plate number, and any other information you wish to keep private.
Contact the Court in Question To determine the legitimacy of the call, contact the court in question at a number that can be found in the phone book, on a phone directory website, or by calling directory assistance.
Sensitive information includes your Social Security number, your credit card or debit card numbers, your birth date or birthplace, your vehicle registration plate number, and any other information you wish to keep private.
Larry Morris is a Certified Mortgage Planning Specialist with American Nationwide Mortgage Company in Newberg, Oregon. He specializes in USDA Guaranteed Rural Home Loans, FHA Purchase and Refinance, FHA 203k Rehab loans, Sect 184 Native American loans, Hobby Farm loans and conforming purchase and refinances in the states of Oregon and Washington.
He can be reached at 503-421-0096, or larry@PDX-Mortgage.com.
www.PDX-Mortgage.com
OR License ML-3259 WA License WA-510-LO-51175
.
APR rates are subject to change based on lender's normal credit guidelines and market conditions.
Relevant news and information about issues relating to Oregon and Southern Washington mortgages and real estate.
I am not an attorney or a Realtor and these views should not be considered as legal advice.
Licenses:
OR ML3259
WA--510-LO-51175
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.
Do you love SENDING Christmas cards? I know you probably love touching people's lives with them, but do you love the PROCESS of sending Christmas cards? Me neither. Or at least that's the way I used to be.
;)
;)
