Oregon Mortgage News - Archives April, 2007

Home : Blogs : Larry Morris, CMPS, Newberg Oregon : Oregon Mortgage News : Archives April, 2007

A Great Closing Gift for the Discerning Cigar Aficionado - 04/27/07 09:04 AM

There are a lot of great closing or thank you gifts, but have you ever thought of a box of good quality cigars? No, they are not for everyone, but for the right person they speak volumes. Plus, as they hand out their premium handmade cigars made with Dominican Republic tobacco … (1 comments)

5 Years of Matrimonial Bliss - 04/27/07 02:25 AM

Today is my 5 year anniversary. It's amazing to reflect on all of the changes that have taken place. It is both of our first, and only, marriages and we are both in our 40's. 6 years ago I wasn't married, didn't have a kid, worked part-time in ministry, lived with a … (4 comments)

When is a pre-approval not a pre-approval? - 04/24/07 01:18 PM

There is a lot of discussion about the need for a pre-approval letter. Most Realtors will not accept an offer on a home without one, and many will not even show a home. But what is a pre-approval letter and is it really any good?
First, we need to look at the … (4 comments)

What is a Buydown and Should You Do It? - 04/19/07 09:43 AM

Buydown options
A buydown is a type of financing where the buyer or seller pays extra points (also called discount points) to reduce the interest rate on a loan.Buydowns make it easier to qualify for a loan because they lower a loans interest rate. They can also allow you to buy more … (18 comments)

Mortgages: Local Lender or Internet Lender? - 04/18/07 07:56 PM

The Internet is a great source of information and the savvy consumer can get a great deal in many cases. Often, at prices that your local business cannot compete against. This is especially true with commodities, like consumer electronics, books, and clothes... In some cases service is good, other times it … (5 comments)

Getting the Most Out of Memberships...in anything! - 04/17/07 10:35 AM

All too many people join an Association or a Chamber of Commerce, attend 3 meetings, drop out and say: "What a waste of time!"
Effective use of Chamber and Association memberships, (like life) starts with giving:
Go up to a stranger, stick out your hand, say: "I don't think we've met before. I'm … (6 comments)

Who Should Attend an Inspection? - 04/17/07 09:55 AM

What's your thought? Barry Stone of Inman News was recently posed this question. He brought out a few good points. But I thought that I would take it to the Active Rain community and see what our thoughts are.
For me, as a buyer, I would not want the seller there to muddy … (10 comments)

Shopping Around for a Lender? - 04/16/07 11:13 AM

HERE'S THE INSIDE SCOOP ON HOW TO DO IT RIGHT!
First: make sure you are working with an experienced, professional loan officer. The largest financial transaction of your life is far too important to place into the hands of someone who is not capable of advising you properly and troubleshooting the issues … (2 comments)

Sherwood, Oregon: Destination to Wine Country - 04/12/07 07:12 PM

Sherwood, Oregon has been pegged to be the southern anchor of Washington counity's tourism drive. If approved, the scenic drive will start near Helvetia and travel for approximately 60 miles. It will be near 15 of the 18 wineries in Washington County. It will be marked by signs and have an accompanying map.
Even if … (0 comments)

I Wish I Had... - 04/11/07 09:53 AM

If you could have 3 wishes what would they be? (Be honest. "Peace on Earth" is best left for beauty shows. Search your heart and come to an honest conclusion...)
How satisfying would they leave you?
How long would it last?
Solomon was the richest and wisest king ever. Scripture tells us in 2 … (7 comments)

Why Sherwood Oregon - 04/10/07 12:19 AM

I'm a fairly recent addition to Sherwood and am proud to say that I love living here. I grew up in a small town in Southern Oregon and have spent over 15 years in Seattle and Portland. So I know big cities and little ones. Sherwood has the benefits of a small … (0 comments)

Related Links:

All member posts for April, 2007

New members in April, 2007