mortgage rates: Market Snap Shot - 1/21/2008 - 01/21/08 11:38 AM
The markets are closed today in celebration of MLK Jr's Birthday. Mortgages rates improved last week due to weak economic news and the uncertainty of the future. This week we see 3 economic reports with a moderate impact on mortgage rates: Initial Jobless Claims, Existing Home Sales and Crude Inventories. These … (0 comments)

mortgage rates: The Anatomy of a Mortgage Rate - 11/17/07 08:11 PM
There is a lot of discussion about Yield Spread (YSP) or Rebate. Is it a rip-off or is it in the client's best interest? The bottom line is that it is a part of how our price sheets are constructed and how we price loans. Mortgage Brokers do it and so … (0 comments)

mortgage rates: Mortgage Market Update - And the Slide Continues... - 05/24/07 11:50 AM
Current Price of FNMA 5.5% Bond:  $97.66  -12bp   This is an improvement from today's lows of -19 bp
Current 30 year fixed rate at par - 6.125%
Mortgage Bonds are taking a beating after a stellar New Home Sales report was released.   New Home Sales were reported at 981,000, which was much stronger … (0 comments)

mortgage rates: Mortgage Market Update - 05/16/07 10:13 AM
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mortgage rates: Rate Watch - Alert to Lock - 05/09/07 01:40 PM
The Fed has spoken and while they have chosen to leave the benchmark alone, mortgage backed securities are reacting negatively. The benchmark FNMA 30 Yr. 5.5% note is currently down 15 basis points. This is down 12 for the day since most lenders came out with rates. While this normally isn't enough for … (0 comments)

mortgage rates: Are Mortgage Rates Heading Higher? - 05/02/07 11:23 AM
Long-term Mortgage Rates are based on the investment appetite of mortgage backed securities. In recent years, there has been a lot of foreign buying of our Bonds, including these mortgage backed securities.  And this foreign buying has helped keep our interest rates low.  But times are changing, as Bond yields in … (4 comments)

 
Loan Officer: Larry Morris, CMPS, Newberg Oregon (NW Lending Solutions)
Larry Morris, CMPS, Newberg Oregon
Newberg, OR
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NW Lending Solutions

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Relevant news and information about issues relating to Oregon and Southern Washington mortgages and real estate. I am not an attorney or a Realtor and these views should not be considered as legal advice.
Larry H. Morris CMPS
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