oregon mortgage rates: Mortgage Rates to Remain Low? - 10/14/09 01:33 PM
The minutes from the September Fed Meeting have been released and needless to say, it was a heated meeting. However, most of the Fed members agreed that we are not yet in a position to increase the rate of short term funds and that the purchase of Mortgage Backed Securities should … (0 comments)
oregon mortgage rates: Is a Mortgage a Commodity? - 07/26/09 06:17 AM
To many people, a mortgage is a simple loan that should be decided by the lowest price and closing costs. There is no real difference except price and rate. This is supported by the media and many in our profession. Just go with the lowest rate, APR and closing costs and … (43 comments)
There is a lot of discussion about Yield Spread (YSP) or Rebate. Is it a rip-off or is it in the client's best interest? The bottom line is that it is a part of how our price sheets are constructed and how we price … (0 comments)
oregon mortgage rates: Mortgage Market Update - Ripe for a Rebound? - 05/22/07 02:58 PM
Current Price of FNMA 5.5% Bond: $97.968 30 Yr Fixed prices at par are now around 6.125% Currently, the Bond Market is getting hammered. We've seen a loss of 22 bps (basis points) today alone. We are in the midst of a reprice for the worst yet again today. However, we could be … (0 comments)
oregon mortgage rates: Mortgage Market Update - Recommendation To Lock - 05/15/07 10:19 AM
While the Bond market got what it wanted as the Core Consumer Price Index showed tame consumer inflation. The Core CPI for April was reported up 0.2% which lowered the year over year Core rate to a better than expected 2.3% and closer to the Fed's target zone of 1 to … (0 comments)
Relevant news and information about issues relating to Oregon and Southern Washington mortgages and real estate.
I am not an attorney or a Realtor and these views should not be considered as legal advice.
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OR ML3259
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The minutes from the September Fed Meeting have been released and needless to say, it was a heated meeting. However, most of the Fed members agreed that we are not yet in a position to increase the rate of short term funds and that the purchase of Mortgage Backed Securities should … (0 comments)
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