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buying real estate: Get The Credit You Deserve! - 12/31/09 03:09 PM
Mortgage applications are being reviewed far more thoroughly now than in the past, and your credit score should be 680 or higher to qualify for the best interest rates. So how do you determine your score, and know you're getting the credit you deserve?
Everyone is allowed one free credit report per year from the three reporting agencies (Experian, Equifax and TransUnion). Review the reports for accuracy and act quickly to correct any errors or omissions.
Approximately 35% of your credit score is based on the timeliness of your payments. Make sure that no late payments older than seven years … (1 comments)
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buying real estate: Buyers and Sellers Come Together! - 02/12/09 08:51 AM
COME TOGETHER!
Rising real estate inventories are presenting buyers with more options and sellers with more competition. In the center of it all, you'll find the guidance and expertise of real estate agents and brokers. If you price a home reasonably, buyers will buy. If buyers make a reasonable offer, sellers will sell. It really is that simple.
For sellers, pricing is still the biggest factor in a listing's success or failure. Sellers, buyers and real estate agents all stand to lose from an overpriced property.
Likewise, buyers also need to be aware that negotiating skills are more critical now … (0 comments)
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buying real estate: TIME TO MAKE LEMONADE - 02/02/09 08:38 AM
TIME TO MAKE LEMONADE
When one hears the word "foreclosure," images are conjured of families unable to meet their loan commitments, and forced to consider unpleasant options. However, it's not only homeowners that suffer from a foreclosure. Renters can be "out on the street" if their landlord defaults on mortgage payments.
A report from the Mortgage Bankers Association states that nearly 20% of recent foreclosures have been against investors who did not live in the property, and even tenants in good standing face having to vacate the premises if they're renting one of these properties.
Why mention this gloom and … (0 comments)
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buying real estate: What to Know Before You Buy! - 01/16/09 10:44 AM
What to Know Before You BuyBuying a home is one of the most exciting things you will ever do in life. When you work with us in your home buying search these are some of the important areas we will cover in our first meeting. We call this the pre-buy "checklist" covering the fundamentals of the home-buying process, including understanding the market and pricing; selling histories; zoning issues; mortgage terms and tips on how to work with a lender.
Larry has over 15 years of experience in Bank Repos and Short Sales and non foreclosed real estate, my clients include General Electric … (0 comments)
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buying real estate: Orange County Real Estate Update - 01/12/09 10:21 AM
Here's the countywide data, as of last Thursday (1/8/2009) , for listings; deals pending; market time in months; vs. 2 weeks ago, a year ago and 2 years ago...
As you can see by the above figures the $250,000 - $500,000 price range has improved dramatically over the last two years while the million dollar plus market is starting to see supply grow and the marketing times lengthen. The $500,000 - $750,000 is also seeing some improvement as well. FHA and VA buyers are coming into the market due to the attractive financing that is being offered. VA buyers can still purchase with no money … (0 comments)
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buying real estate: And Now, The Good News! - 12/08/08 08:33 AM
AND NOW, THE GOOD NEWS
Consumer Reports recently published a survey, and the results indicate that there is, in fact, some good news in the real estate industry! While foreclosures and other economic factors still exert some negative impact, those buyers and sellers who have worked with real estate professionals expressed a high degree of satisfaction, both with their representatives and with their bottom line.
Nearly 10,000 consumers were surveyed, and nearly three-quarters of those buyers and sellers reported that they were very or completely satisfied with their agent. More good news: 86 percent of sellers who listed with a … (1 comments)
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Larry Weichman
Costa Mesa,
CA
More about me…
Weichman Realtors, A Trusted Name In Costa Mesa Real Estate
Address: 1525 Mesa Verde Drive East, Suite 111, Costa Mesa, CA, 92626
Office Phone: (714) 241-4532
Cell Phone: (714) 863-5739
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