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huntington beach: 8 Great Reasons Why you Should Short Sale your Home! - 12/24/09 01:21 PM
Reason Number 1 - Because You Can!
Several years ago short sales were unheard of. Asking a bank to do a short sale would have resulted in a laugh and a click at the other end of the phone. But banks now realize the scope of the problem. Heck, even they needed a bail out. And you may too! Do you want to be the guy taking all the arrows and holding up the weight of the universe like Charles Atlas, or does it make sense to restructure now while you can. I guarantee when all of this mess is … (1 comments)
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huntington beach: LITTLE STEPS UP TO THE LEAP! - 12/22/09 10:19 AM
As you've already read here, conditions are ripe to become a homeowner, and it's time to determine if you're ready to make the leap. While the price of the home is the largest factor, don't forget about loan fees and closing costs, which add to your total financed amount.
Since banks are stricter in their lending, Step One is to polish up your credit report. A higher score gives you more power when it comes to negotiating terms and interest rates.
Similarly, a larger downpayment will positively affect your mortgage terms and reduce the amount you have to finance. If … (0 comments)
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huntington beach: DEVILS IN THE DETAILS - 11/28/09 01:00 AM
When you receive an Offer To Purchase, you are likely to focus on the price. You might be ecstatic over a full price offer, but you should be aware how "contingencies" could affect the likelihood of success.
Almost every offer has a mortgage contingency, stating that the buyer will secure financing at a certain rate and for a certain term. Make sure these factors are realistic. A buyer seeking a 30-year loan at 4% with no points may be hedging their bets if your agent advises that these loans are typically written at 7% with 1.5 points. Unrealistic terms can … (3 comments)
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huntington beach: Huntington Beach CA Short Sale Expert Help - 04/16/09 02:31 AM
Why are short sales an important option for seller's in today's market?
In the simplest terms, short sales are a last hope for people looking to avoid foreclosure. The market that we are experiencing today is full of homeowners who are truly hurting and they don't know where to start or who to turn to. Short sales, although not an ordinary transaction, are a good alternative for sellers who are either in a foreclosure already, or are headed toward one. It is crucial that real estate professionals take the time to understand that these are real families on the verge of … (0 comments)
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huntington beach: California Foreclosure Procedure - 11/04/08 09:50 AM
California Foreclosure Procedure
Method of Foreclosure: Power of Sale.Number of Notices: Two: Notice of Default and Notice of Sale. Amount of Notice Required: For a Notice of Default, three months. For a Notice of Sale, twenty days. Content of Notice of Default: a) identify the mortgage; b) nature of the breach; c) election to sell to satisfy obligation; and d) if curable. Notice must be filed in the county where the mortgaged property is located. Notice of Sale: a) time and place of sale; and b) total amount due plus a reasonable estimate of costs and expenses. Name, instate street address … (0 comments)
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huntington beach: Bank Repo's In Costa Mesa And Other Orange County Cities - 03/13/08 11:56 PM
Bank owned homes are continuing to be a great place to shop these days. Many homes are priced up to and over $200,000 below some recent area sales. The best way to find these great buys is to hook up with an experienced Real Estate Agent/ Broker and call them weekly and let them know how serious you are to find a home in today's real estate market.
Get fully approved for a loan, have you letter in hand from the lender. Get it to the agent you feel most comfortable with that has your best interests at heart. Start shopping! Most … (0 comments)
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Larry Weichman
Costa Mesa,
CA
More about me…
Weichman Realtors, A Trusted Name In Costa Mesa Real Estate
Address: 1525 Mesa Verde Drive East, Suite 111, Costa Mesa, CA, 92626
Office Phone: (714) 241-4532
Cell Phone: (714) 863-5739
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Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.
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