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home loans: www.lasvegasmtg.com Report: New Lender guidelines! Say it ain't so! - 04/02/11 04:08 PM
www.lasvegasmtg.com Report: New Lender guidelines! Say it ain't so!
by John Le Francois
www.lasvegasmtg.com Report: New Lender guidelines! Say it ain't so! Recently I experienced a new rule that has slowed down the loan process for some very qualified buyers and is not even disclosed as a lender overlay. The delay is over any borrower that has a dispute on their credit report. A dispute with the borrower and the creditor no matter if the account is open or closed, balance or 0.00 balance, has to be removed before the lender will give the borrower approval for a home loan.
The delay is caused by … (0 comments)
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home loans: www.lasvegasmtg.com Report: Las Vegas FHA Home Loans with 530 FICO Scores - 03/13/11 01:30 PM
Las Vegas FHA Home Loans for 530 to 619 FICO Score
by John Le francois
www.lasvegasmtg.com Report: Many borrowers in this economic downturn are experiencing derogatory credit reports that require special lending options that alllows them to still purchase a Las Vegas FHA Home Loans with 530 FICO Scores or higher.All Western Mortgage now has Investors that will provide Mortgages to Credit Challanged Borrowers. There are strict guidelines for these type of FHA Home Loans in Las Vegas, Nevada.
580 to 619 FICO Scores 3.5% down payment for FICO Scores with no Scores or >=580 No open or active trade lines will need three alternative … (0 comments)
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home loans: Option ARM's and what affect will it have in Las Vegas, Nevada Housing Market. - 11/26/09 05:06 PM
CNNMoney Article By Les Christie: Option Arms: A poison Pill for homeowners
This is a comment about a article today in CNNMoney about Option Arms and what the affect it will have on the Las Vegas, Nevada housing Market. CNNMoney assessment is that it may be a killer for any home price recovery in Las Vegas, Nevada as the last of the Option Arms that were issued in 2004 are set to be recast. Some of the more interesting statistics that CNN reported is that relatively few of these Option Arms programs were used while they were being offered.
… (24 comments)
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home loans: Building a Niche Market in Las Vegas, Nevada - 11/21/09 02:01 PM
Building a Niche Market in Las Vegas, Nevada can come from some unexpected sources, let me explain. About four months ago I met with two gentleman at one of my Realtor's office thinking I was going to take an application. I did get some information on one of the gentleman necessary to get qualified for a loan, but not before I was interviewed by the other gentleman. I was asked questions about who I was, what did I stand for, and why I was the best person to work with his friend. I was being interviewed by the unofficial patriarch of … (3 comments)
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home loans: First time home buyers in Las Vegas - 11/08/09 10:02 PM
Being a Mortgage Banker can be stressful at times, but what makes this job worth while is helping first time home buyers in Las Vegas, Nevada getting into their new home. First time home buyers are from diverse cultures and income, but they share one common characteristic. The joy of accomplishment when the get their keys to their very own home.
When the first time home buyer starts the process of getting pre approved they are unsure of the process. I counsel them on the 7 stages of the lending process, so that they have a strong understanding of how … (0 comments)
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John Le Francois NMLS #333903
Las Vegas,
NV
More about me…
All Western Mortgage Broker # 14210
Address: 8345 W. Sunset Rd., Suite 200, Las Vegas, NV, 89113
Office Phone: (702) 369-0905 x 648
Cell Phone: (702) 271-2659
Email Me
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