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va: www.lasvegasmtg.com Report: Can a Veteran stop paying property taxes in Clark County, NV?? - 03/22/12 04:49 PM
www.lasvegasmtg,com Report: Can a Veteran stop paying property taxes in Clark County, Nevada? The answer is yes if they can qualify and meet the requirements. This is available for all active and retired Veterans and servicemen that own property in Nevada.
How is this possible?
NRS 361.090 Veteran's exemptions.
1. The property, to the extent of $2,000 assessed valuation, of any actual bona fide resident of the State of Nevada who:
(a) Has served a minimum of 90 continuous days on active duty, who was assigned to active duty at some time between April 21, 1898, and June 15, 1903, or between April … (0 comments)
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va: www.lasvegasmtg.com Report: The new standard for Mortgages QRM - 04/10/11 02:49 PM
www.lasvegasmtg.com Report: The new standard for Mortgages QRM
by John Le Francois
www.lasvegasmtg.com Report: The new standard for Mortgages QRM. What does QRM stand for? It stands for Qualified Residential Mortgage, and it is the product of the banks, Housing and Urban Development, and Securities and Housing regulators release of recommended changes to reduce the risk of toxic loans. This panel was created by the legislation Financial Reform Act in 2010 by Congress to create low risk loans. The legislation gave broad powers to the group and only expressed concerns about negative amortization and balloon payments and were silent on the minimum down payment requirements. Why are … (3 comments)
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va: Short Sales in Las Vegas, Nevada no longer a Niche Market! - 11/28/09 08:09 PM
Review Journal article written by Hubble Smith
I would like to comment on the article on Shorts Sales in Las Vegas, Nevada is no longer a Niche Market. It is interesting that there has been a increase in the number of closings of short sales, 16% in October from the first quarter of only 8% short sale closings. The pending contracts that are in escrow for short sale approval is a very slow process and is fraught with perils for the buyer and the seller. The peril for the buyer is the time it takes to get approval or denial is … (3 comments)
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va: Option ARM's and what affect will it have in Las Vegas, Nevada Housing Market. - 11/26/09 05:06 PM
CNNMoney Article By Les Christie: Option Arms: A poison Pill for homeowners
This is a comment about a article today in CNNMoney about Option Arms and what the affect it will have on the Las Vegas, Nevada housing Market. CNNMoney assessment is that it may be a killer for any home price recovery in Las Vegas, Nevada as the last of the Option Arms that were issued in 2004 are set to be recast. Some of the more interesting statistics that CNN reported is that relatively few of these Option Arms programs were used while they were being offered.
… (24 comments)
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va: Giving Thanks on Thanksgiving Day in Las Vegas, Nevada - 11/25/09 11:51 AM
Tomorrow we give thanks on Thanksgiving Day in Las Vegas, Nevada for the sacrifices from those that first came here in hopes of a better life and freedom from persecution. While Thanksgiving Day is a special day where we celebrate with food and festivities that first day the pilgrims gave thanks, it is also a time for me to reflect and give thanks as well.
I'm giving thanks for having a wonderful family, a loving wife of 25 years, 3 Children, and one grandchild Michael who brings me joy everyday. I'm giving thanks to being reunited with my two … (0 comments)
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va: How do you buy a Bank owned Property in Las Vegas, Nevada! - 11/18/09 10:48 AM
How do you buy a bank owned property in Las Vegas, Nevada? While this question may seem strange to some that read this, the more I deal with the REO managers and Asset Managers the more I have to ask this question. How do you buy a bank owned property?
I'm not sure if this is a local problem in Las Vegas, Nevada or other areas of the country are experiencing the same problem, a lack of communications from the banks or REO Managers on some of the simplest tasks at hand.
A Friend of mine showed me a short … (3 comments)
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va: First time home buyers in Las Vegas - 11/08/09 10:02 PM
Being a Mortgage Banker can be stressful at times, but what makes this job worth while is helping first time home buyers in Las Vegas, Nevada getting into their new home. First time home buyers are from diverse cultures and income, but they share one common characteristic. The joy of accomplishment when the get their keys to their very own home.
When the first time home buyer starts the process of getting pre approved they are unsure of the process. I counsel them on the 7 stages of the lending process, so that they have a strong understanding of how … (0 comments)
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va: Just Announced First Time Buyer $8,000.00 has Been extended! - 11/04/09 06:06 PM
November 4, 2009
Washington, D.C. – Led by Nevada Senator Harry Reid, the U.S. Senate today passed a bill that will extend unemployment benefits, the Homebuyer Tax Credit, and tax relief for struggling businesses.The Senate vote was 98 to 0 .
Homebuyer Credit• Extends the $8,000 credit through June 30, 2010 (must have binding contract by April 30, 2010).• Expands the credit (capped at $6,500) beyond first-time homebuyers to those who have owned a home for five consecutive years within the previous eight years.• Increases the dollar limits for eligibility for both credits from $75,000 for singles and $150,000 for married couples … (7 comments)
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John Le Francois NMLS #333903
Las Vegas,
NV
More about me…
All Western Mortgage Broker # 14210
Address: 8345 W. Sunset Rd., Suite 200, Las Vegas, NV, 89113
Office Phone: (702) 369-0905 x 648
Cell Phone: (702) 271-2659
Email Me
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