keller williams realty: Keller Williams is a Top 10 Best Place to work I am proud to be part of KW - 05/20/12 08:47 PM
I have been with Keller Williams since 2004 and I have loved every minute of it. The culture, the education....Congrats to all the KW people out there! 2012 is rocking!
http://www.kw.com/kw/pressrelease.html?pressReleaseId=341
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keller williams realty: Major Changes to HAFA Program! Yes it's better - 03/26/12 09:19 PM
On Friday, March 9, the Obama Administration announced updates to the Home Affordable Foreclosure Alternative (HAFA) program. Created in 2009, HAFA is a government-sponsored initiative assisting all Home Affordable Modification Program (HAMP) eligible homeowners in avoiding foreclosure through short sales and deed-in-lieus. The HAFA updates will go into effect on June 1, 2012, and will allow more distressed homeowners to seek assistance. Most importantly, the deadline for submitting for HAFA eligibility will be extended a full year, from December 31, 2012, to December 31, 2013. Other major changes from March’s updates to the HAFA program include: •The removal of occupancy requirements. Previously, HAFA required … (1 comments)
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keller williams realty: Treasury, Fannie Mae and Freddie MAC HAFA Program - 03/26/12 06:49 PM
Here are the basic requirements to be considered for the HAFA program. If you don't know who owns your loan, call us 760-464-8138 and we can help you find out!
TREASURY DEPARTMENT HAFA ELIGIBILITY (Short Sale)
· Must be or recently have been borrower’s principal residence
· Property has been borrower occupied in the last 12 months
· Loan must be delinquent or default reasonably foreseeable (current or less than 60 days delinquent - Loan in foreclosure is eligible)
· 1st loan must have originated on or before January 1, 2009
· Borrower must be able to document a financial hardship
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keller williams realty: This month in Real Estate - 03/13/12 01:58 PM
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keller williams realty: Did you know that homes prices have fallen to where they were a decade ago? - 03/12/12 09:58 PM
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keller williams realty: Real Efficiency - 03/07/12 10:38 PM
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keller williams realty: Think you can't afford to buy a home? - 03/07/12 10:34 PM
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keller williams realty: IMPORTANT UPDATE: HAFA's sister program HAMP gets extended through 2013 - 02/29/12 09:13 PM
IMPORTANT UPDATE: HAFA's sister program HAMP gets extended through 2013
The Treasury Department announced that the Home Affordable Modification Program (HAMP) - which is the sister program for HAFA - was extended by one (1) year through December 31, 2013.
This means eligible consumers will have more time to apply for a HAMP modification. Other changes to HAMP include higher Treasury paid financial incentives for Fannie Mae and Freddie Mac to forgive principal, and an easing of program guidelines so that homes occupied by renters are also now eligible for the program.
We expect that the HAFA program, since it's … (3 comments)
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keller williams realty: You may be entitled to $1,000 CASH BACK on your Short sale in La Quinta - 02/18/12 07:00 PM
Short Sale in La Quinta: Considering a Short Sale? Is your Mortgage FHA?
Visit us at www.StopMyDesertForeclosure.com
Or call us at: 760-464-8138 and learn what programs your home is approved for
Laura Lake, Short Sale Agent with Keller Williams Realty, La Quinta, CA 92253
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keller williams realty: What will you see when you look back - 01/30/12 06:27 PM
Click here to view this email in a web browser. … (0 comments)
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keller williams realty: Can Agents make the worst clients? - 12/23/11 01:13 AM
I like to beleive that all Real Estate Agents/Brokers are professional at all times, but my belief has truly been put to the test this past week.
I am representing an "out of area" agent who is purchasing a home in La Quinta, CA and I figured this would be an "easy as pie" transactions......so not the case. I guess that saying is true, "Dr.'s make the worst patients".....
I guess part of the problem is that I "assumed", "the client is an agent and knows how things work in the Real Estate world". I am a very patient person...but even I … (8 comments)
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keller williams realty: Happy Thanksgiving from La Quinta Ca - 11/23/11 05:52 PM
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keller williams realty: Some Quick Tips for Selling - 11/21/11 11:37 PM
<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd"> Keller Williams Click here to view this email in a web browser. … (3 comments)
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keller williams realty: Investment Propety - short Sale approved - Closed the deal - 11/19/11 02:06 AM
Desert Hot Springs Short Sale sold We helped this seller get their investment property sold and the new buyer kept the current tenants in the home, a win-win for everyone! … (2 comments)
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keller williams realty: Just Listed - HAFA Short Sale Approved - North La Quinta - 11/16/11 11:03 PM
http://www.buyandsellpalmsprings.com/listing/mlsid/301/propertyid/21441731/
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keller williams realty: What???? Mortgage Insurance Covers the Bank.....Not Me?? - 11/07/11 10:42 PM
What???? Mortgage Insurance Covers the Bank.....Not Me??
Had a meeting last week with a seller who bought a new home in the Shadow Hills Development in Indio, CA 92203 back in 2004.
Her husband passed away recently and she wanted to know how to get the Mortgage Insurance to kick in and payoff her loan as she could not afford to pay the mortagage payment by herself.
I was somewhat confused until she told me her story....
When her and her husband bought the home from the developer, they used the on-site mortgage lender. They put 20% down and was told that they would also have a mortgage insurance payment as part of their mortgage. She continues on by … (4 comments)
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keller williams realty: Charming Condo in Palm Springs, Turnkey furnished - 11/07/11 10:25 PM
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keller williams realty: When can you buy a home again after a Short Sale or Foreclosure? - 11/07/11 10:18 PM
When can you buy a home again after a Short Sale or Foreclosure?
Here are the general guidelines followed FHA Lenders. Just another reason why short sale is better than a foreclosure if you can't get a loan modification from your lender
Foreclosure/deed-in-lieu: 3 years from date foreclosure was completed and less than 3 years from date of foreclousre may be acceptable depending on the results of acceptable extenuating circumstances.
Short Sale: 3 years from the date of the transfer of the property to a new owner and no waiting period if borrower had no late payments on any mortagages … (2 comments)
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keller williams realty: Attention Homeowners who had their home foreclosed - 11/03/11 06:59 PM
Attention Homeowners who had their home foreclosed
It was announced on Tuesday that The Office of the Comptroller of the Currency (OCC) and the Federal Reserve Board that the independent foreclosure reviews of 14 large services issued in April now are underway.
See the full story: http://independentforeclosurereview.com/
If you lost your home to foreclosure between January 1, 2009 and December 31, 2010 and you believe there was fraud involved, be sure to visit http://independentforeclosurereview.com/ to find out what you need to do and find out if you qualify to have your situation reviewed.
The following is the list of banks that are … (0 comments)
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keller williams realty: Short Sales, they are changing......again! - 11/02/11 11:20 PM
Short Sales, they are changing…….again!
I have been listing and negotiating short sales for past 4 years, and one thing for sure...banks and investors keep changing their minds and each file is like doing your 1st one…each one different and no one works the same, even if it’s the same lender and same investor.
I called on a lender today to get an update on several of my files and spoke to an asset manager whom I have worked with on past files and we ended up having a very nice conversation.
During our talk, he informed … (6 comments)
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