danbury realtor: DUCTLESS AIR CONDITIONING
- 07/02/08 08:29 AM
DUCTLESS AIR CONDITIONING Ductless air conditioners and heat pumps are gaining in popularity as a means of providing cooling for a house. These systems function much the same as any other air conditioning or heat pump, except that they do not require ductwork to distribute air throughout the house. They are particularly practical for existing homes where there is no ductwork already installed for heating or cooling purposes.
This feature can produce substantial energy savings over a ducted air distribution system as there is no opportunity for the loss of conditioned air from the ductwork running through attics, basements or … (2 comments)
danbury realtor: Common HomeBuyer Questions: What is Title Insurance and do I need it?
- 06/06/08 01:11 PM
What is Title Insurance and do I need it? Title Insurance protects against problems in the title to your property. Mortgage lenders now require all borrowers to buy "Mortgagee" title insurance that protects the bank for the full amount of the mortgage in case of title problems (such as Indian claims, unreleased mortgages, forgeries, etc.). An "Owners" title policy protects the owner's equity. Premiums are set by the Insurance Department and vary depending upon the amount of coverage required. It is paid at closing and its is paid only once. However, upon refinancing, the new lender will again require a new … (0 comments)
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