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homes kettering: Beautiful Newer home in Kettering - 11/09/11 10:23 AM
Beautiful Newer Home in Kettering
$269,000
Spectacular 5 Bedroom/4 Bath home! Only 3 Years Old!
Two-story entry w/an open staircase and beautiful hardwood floors through the entry way, hall, dining area, kitchen and morning room.
The Great room is 26' x 25'
Beyond the kitchen is a 10'x 18' Morning Room w/access to the oversized deck.
Upstairs you will find 4 ample sized bedrooms. The Owners Suite has a sitting area, walk-in closet and owners bath w/ a spa tub & separate shower.
In the Finished basement is the 5th bedroom with Egress, an office space, a … (2 comments)
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homes kettering: Watch for deceptive mortgage advertising - 09/13/07 07:00 PM
Some of the mortgage advertisements appearing in Web sites, newspapers, direct mail and unsolicited e-mail may be violating federal law. The Federal Trade Commission is to send warning letters to more than 200 advertisers and media outlets informing them of the possible violations. The letters being sent to advertisers advised them to review their ads and read up on relevant laws. Media outlets were given guidance on screening ads for questionable claims.
Some of the claims made in the ads are "potentially deceptive," or violating the Truth in Lending Act, according to a FTC news release. The advertisements were claims that these mortgage companies had very low monthly payments or … (0 comments)
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homes kettering: What's on your Good Faith Estimate? - 09/13/07 06:35 PM
The National Association of REALTORS (NAR) sent a joint letter to Housing and Urban Development (HUD) Secretary on August 8, 2007, encouraging HUD to undertake reform of the Good Faith Estimate under Real Estate Settlement Procedures Act (RESPA). The letter, co-signed by Center for Responsible Lending (CRL) President, in an effort to address abusive lending practices, in part, through a summary Good Faith Estimate . The letter also states that additional strong legislative and regulatory action will be required.
Specifically, the letter recommends a Summary Good Faith Estimate that highlights key loan terms and payment information in an easily understandable format and accompany the full Good Faith Estimate that would provide … (1 comments)
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