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dayton ohio: Dream Media! LACK OF CONFIDENCE! - 10/24/08 08:52 AM
WHAT'S UP WITH THE REAL ESTATE MARKET? Lack of confidence is really what we are talking about here.  Reality is that the price of homes has declined. Long-term investments have their ups and downs and real estate is, after all, a long term investment.
NOT IN THE NEWS - If you look at the market over the past decades and decades, real estate increases over time.. no matter what the market is in the short run.  
The media version of the real estate market and mortgage lending, for that matter, does nothing to help build it up. Another example of how Bad … (4 comments)

dayton ohio: Could Mortgage rates be lower than Last year? Indeed! - 09/19/07 08:43 AM
Interest rates on prime conforming loans fell across the board in the past week, with rates on 30-year fixed mortgages averaging 0.15 percentage points below the previous week's level. The drop in mortgage rates may give some relief to borrowers who are looking to refinance or purchase a home.
The 30-year fixed-rate mortgage averaged 6.31% for the week ending Sept. 13, 2007, down from 6.46% last week, according to Freddie Mac's weekly survey. The mortgage averaged 6.43% a year ago.
The 15-year fixed-rate mortgage averaged 5.97% for the week, down from last week's 6.15% average. The mortgage averaged 6.11% a year ago.
Adjustable-rate mortgages also … (2 comments)

dayton ohio: Is your house Smelly? - 05/04/07 12:06 PM
Here is a subject that REALTORS have to sometimes address:
If your home is on the market, Use your nose. Many people are oblivious to scents, but others are extremely sensitive to offensive odors.
To eliminate bad smells, do the following
* bathe your pets
* freshen the cat litter box frequently
* shampoo your carpets
* dry clean your drapes
* empty trash cans, recycling bins and ash trays. (better not to smoke in the house when it's on the market!)
*Place open boxes of baking soda in smell-prone areas, and refrain from cooking fish or strong-smelling foods before a showing
* Introduce pleasing smells by placing flowers or potpourri in your home … (1 comments)

dayton ohio: Buyers benefit from open house - 05/04/07 11:24 AM
Home buyers all too often leave an open house simply because they didn't like the house. But what they really should be doing is taking advantage of a prime opportunity to pick up useful information that might aid in their search for a new home. From learning about the area to finding a good real estate agent, an open house can provide a wealth of knowledge whether you like the home itself or not.
So, outside of learning about the home, what other kinds of information might you learn by attending an open house? RealEstate.com shares some helpful facts:
Shop for an agent
If … (0 comments)

dayton ohio: FHA Could help Consumers with safe Mortgage Products - 04/25/07 01:27 PM
The NATIONAL ASSOCIATION OF REALTORS stressed the need for the Federal Housing Administration to make changes to fill today's consumer demands. Some changes that could be made: The FHA could provide borrowers with a safer alternative to riskier mortgage products that are on the market today. They could boost loan limits, eliminate the 3 percent minimum cash down payment, and give the FHA flexibility to provide risk-based pricing. As sub-prime loans are being reevaluated and real estate markets have softened, a reformed FHA would be in the perfect position to offer home buyers better mortgage choice and help bring stability to … (1 comments)

 

Laurie Scalf

Beavercreek, OH

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