Credit scores range between 200 and 800, with scores above 620 considered desirable for obtaining a mortgage. The following factors affect your score: 1. Your payment history. Did you pay your credit card obligations on time? If they were late, then how late? Bankruptcy filing, (0 comments)
foreclosure: Budgeting To Buy - 05/27/08 01:48 PM
Budgeting To Buy
If you want to buy a house, start by estimating what you can afford and making a budget to buy. Many prospective buyers find it difficult to accumulate enough cash for a down payment, especially if they are saddled with heavy debt. With some discipline and creative strategies, (0 comments)
foreclosure: How To ESCAPE The Mortgage Mess! - 05/27/08 12:55 PM
How to escape a mortgage mess
If payments on your adjustable-rate mortgage are about to go up, act now. Plus, tips for mortgage shoppers. By Mark Trumbull, The Christian Science Monitor
Stress in the nation's mortgage industry is putting a financial squeeze on home buyers and homeowners alike.
Buyers are finding (0 comments)
foreclosure: How To Bounce Back After Bancruptcy - 05/21/08 04:02 PM
Bounce back fast after bankruptcy
Carefully rebuild your credit and you could qualify for almost-normal rates, even a mortgage, in a year or two. Here's what you need to do.
By Liz Pulliam Weston
Anita Burleson has had trouble getting credit since her bankruptcy two years ago, but she knows (0 comments)
foreclosure: 5 Homeownership Tax Myths, Layla El Said, RE/MAX Suburban, Schaumburg - 04/22/08 01:00 PM
5 homeownership tax myths
Good intentions, such as deeding your house to your children, can end up costing them in higher taxes.
By Kay Bell, Bankrate.com
Owning a home tops the dream list for most Americans, and for plenty of good reasons: It's a shelter for your family, a gathering (0 comments)