Finding Nemo - 11/30/08 11:46 PM
My youngest grandson (we have 4 so far with only 2 of our six children married) was watching Finding Nemo on thanksgiving day and I caught this image of him.  I know Im partial cuz its my grandson and MY picture, but I think its hillarious.

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see inside for details... - 11/26/08 10:47 PM

 
 
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Fresno in the Fall - 11/21/08 01:05 AM
Fresno summers can get blistering hot; you get used to 100+ degree weather.  Winters can be brutal when the fog rolls in.  But spring and fall are fabulous.  Today when I drove by Woodward Park I pulled in to catch a shot of the trees with autumn leaves.

 
as beautiful as the colors are, my favorite is this one in black and white:
 

 
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HELP! I CANT MAKE MY HOUSE PAYMENTS !!! - 11/19/08 02:17 PM
Facing Foreclosure? Received a Notice of Default?                                                     Fresno California
First of all - BEWARE OF FORECLOSURE SCAMS.
If you're behind on your house payments and at wits end as to what to do, here is what I suggest:
#1) Find a HUD approved counselor  in your area or contact and orginization like Neighborhood Works.
It's very important during such as stressful event that you have competent counsel and let's face it - a little hand holding through tough times doesn't hurt. There are are many Realtors© who can empathize with your situation (we have heard more than our fair share … (1 comments)

Alternative Living - Lowering the Bar on America's Living Standards - 11/18/08 02:24 PM
Take a look at this young man's lifestyle. Jay Shafer has been living in homes smaller than some peoples closets. His entire living space is smaller than the small home office I am sitting in right now.
But after watching his videos I have to admit that my inner hippy cries out " I WANT ONE!"
With all the people losing their homes these days there is something to be said for "smaller", more affordable living. How could one not be somewhat envious of the person living in a home that is not only affordable -- but fully paid for -- … (2 comments)

A Special Message to the Saudis Regarding the Latest Hijacking - 11/17/08 06:44 PM
News just out about ANOTHER hijacking by pirates on the high seas.
And the artilcle concludes with this comment:
“I think they will demand good money because it’s a brand new ship,” said Andrew Mwangura, of the East Africa Seafarers’ Assistance Programme. “I think they have hit the jackpot.”
The Saudis have plenty of money and I think the stupidist thing they can do is just pay a ransom.  They should hire the best mercenaries in the world  and go in there and take back what is theirs and raise the stakes on piracy.  Then, after they reclaim what is theirs … (4 comments)

Fresno California -- 24 HOUR -- Market Snapshot - 11/14/08 01:00 AM
These brief snapshots really help you get a feel for what is going on in the market. what you are seeing are the numbers for the last 24 hours on the Fresno MLS.
As you can see from the numbers in the graph below the ratio of price increases to price reductions tells the story as to where prices are going. We had 124 price reductions compared to 10 price increases. This is an imbalanced market and tells us that prices are continuing to be adjusted DOWNWARD.
We had 85 new listings and 44 back on the market for a total … (0 comments)

Fresno California Real Estate Market Update - 11/12/08 02:40 PM
Interesting article in the Fresno Bee today discussing the uptick real estate sales.  According to the article the same investors who sold property 2003 - 2005 and went to the sidelines are now coming back in.
Fresno Association of Realtors reports preliminary figures of  612 units sold in October Over half of  October sales (56%)  were foreclosures. The median price of a home is now $175,000 ( down 31% from a year ago) Go here for a chart of sales in Fresno  Clovis area
 
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Facing Foreclosure? Dont Know What to Do? - 11/11/08 05:12 PM
First of all, you're not alone. Hundreds of thousands of households all across America are facing foreclosure.  
 
First: BEWARE  OF  FORECLOSURE SCAMS.
I had a homeowner call me recently that asked for help in retrieving the money she gave to a company to save her home from foreclosure.  The company that took her money did absolutely NOTHING.  Realtors© are NOT ATTORNEYS and cant help you after you have been scammed.  Report the scammer to the police and have the local District Attorney help you.
Second: Know that there is help available through legitimate non-profit orginizations.  I suggest Neighborhood Works, " … (1 comments)

The Recession Deepens - Enjoy Your Mourning Cup of Coffee With Lazarus - 11/10/08 01:39 PM
First, a reminder for those of you missed it: Lazarus announced the recession before Bush and Buffet. So, when I announced the recession I said I would not be buying Starbucks beans until its over.
Ok, not only am I not purchasing Starbucks beans, recently I decided to give up their formula for a perfect cup of coffee. Starbucks recommends that you brew your coffee using 2 tablespoons per 6 ounces of water. I am convinced that the success of Starbucks has been, in great measure, simply due to the fact that they brew their coffee very strong.
Starbuck's brew is … (3 comments)

Check List for Purchasing an Older Mobil Home in California - 11/09/08 01:49 AM
Awhile back I submitted an offer for clients on a Mobile Home that our MLS states to be a 1979 on a permanent foundation.
The date of manufacture and the foundation are critical to what kind of financing you can obtain.  I'm not an expert on Mobile Home sales but I do know that to get the best financing the home must be on a permanent foundation: meaning in a California, a seismic foundation system.  Also, you want  the mobile home to be newer than 1978.
This particular home seemed to meet the requirements.  In fact, it was REALLY NICE -- … (0 comments)

 

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