3 Bedroom Condo for Sale in Rancho Bernardo - 04/27/11 07:16 PM
 
 
Financing for this 3 Bedroom Condo for Sale in Rancho Bernardo is available by contacting Laura Borja at Primary Residential Mortgage, local FHA/ VA/ Jumbo loan expert.     www.lauraborja.com or text PREQUALIFY to 619.992.4061.
Wonderful 3 Bedroom Condo for Sale in Rancho Bernardo in Playmor Community! 
 This 3 Bedroom Condo for Sale in Rancho Bernardo features 2 1/2  Bathrooms with 1599 Square Feet, a 1 car garage, a deck off the upstairs floor and a patio downstairs.
Playmor offers two pools and spas as well as greenbelt areas throughtout the community and is conveniently located near shopping and easy access to the I-15 freeway.
 17477 Ashburton Road, San Diego CA 92128 is located in Rancho Bernardo  which … (2 comments)

Home for Sale under $250,000 in Poway Unified School District - 04/27/11 07:06 PM

Pre-Qualify for this Home for Sale under $250,000 in Poway Unified School District with Laura Borja, Senior Mortgage Consultant - FHA/ VA/ Jumbo Mortgage Expert with Primary Residential Mortgage.     www.lauraborja.com or text PREQUALIFY to  619.992.4061.
 
This Home for Sale under $250,000 in Poway Unified School District features 3 Bedrooms and 2 1/2  Bathrooms with 1599 Square Feet.
The front of this  Home for Sale under $250,000 in Poway Unified School District features access to a 1 car garage.  This home also features a patio downstairs as well as a deck off the second floor.  
17477 Ashburton Road San Diego CA 92128 is located in Rancho Bernardo which is in … (0 comments)

Home For Sale in San Diego 92128 under $250,000 - 04/27/11 06:40 PM

Financing for this Home for sale in San Diego 92128 under $250,000 is available by contacting Laura Borja at Primary Residential Mortgage, local VA, FHA and Jumbo Loan Expert. Laura Borja can be reached at 619-992-4061 or laura@lauraborja.com
Exciting opportunity to purchase a Home for sale in San Diego 92128 under $250,000 featuring 3 bedrooms and 4=2.5 baths with 1599 Sq Feet.  
This Home for sale in San Diego 92128 under $250,000 offers a deck upstairs as well as a patio downstairs and a 1 car garage.
17477 Ashburton Road San Diego CA 92128 is located wihtin easy access to I-15, shopping, dining and entertainment.
For a private showing, contact Greta Treadgold … (1 comments)

Rancho Bernardo Starter Home for Sale - 04/27/11 06:18 PM

Financing for this Rancho Bernardo Starter Home for Sale is available by contacting Laura Borja at Primary Residential Mortgage, local FHA/ VA/ Jumbo loan expert.     www.lauraborja.com or text PREQUALIFY to 619.992.4061.
Wonderful  Rancho Bernardo Starter Home for Sale in Playmor! 
 This Rancho Bernardo Starter Home for Sale features 3 Bedrooms and 2 1/2  Bathrooms with 1599 Square Feet and a 1 car garage. In addition, this home features both a deck off the upstairs floor and a patio downstairs..
Playmor offers two pools and spas as well as greenbelt areas throughtout the community and is conveniently located near shopping and easy access to the I-15 freeway.
 17477 Ashburton Road, San Diego CA 92128 is … (0 comments)

HomePath Offering 3.5% Incentive to Buyers! - 04/14/11 01:29 PM
HomePath by FannieMae has announced their current special offer.
They are offering an awesome  HomePath® Buyer Incentive! The details below are directly from the HomePath® website.
Fannie Mae is currently offering buyers up to 3.5% in closing cost assistance through June 30, 2011.
 
 
The HomePath property buyer must meet the following qualifications to be eligible:
Buyers and/or selling agents (the agent representing the buyer) must request the incentive upon submission of initial offer in order to be eligible. The initial offer must be submitted on or after April 11, 2011 and close by June 30, 2011. If an initial offer was made prior to the effective … (0 comments)

March Market figures for San Diego County - 04/14/11 12:42 PM

According to the data published by the San Diego Association of Realtors (http://www.sdar.com/media/CurrentStats.pdf) the median price for detached homes increased 7.24% from the previous month and down 3.020% from the previous year.
 
However, not all areas of the San Diego Real Estate Market are down compared to last year.  Below is a list of some of the areas that are enjoying an increase in median price for detached homes compared to last year.

 
So if you are a buyer waiting for the "bottom", that may have come and gone and left you behind.  Yes there is still opportunity for … (0 comments)

Home for sale in La Jolla Shores near the beach - 04/09/11 01:51 PM

Financing for this home for sale in La Jolla Shores near the beach is available by contacting Laura Borja at Primary Residential Mortgage, local VA, FHA and Jumbo Loan Expert. Laura Borja can be reached at 619-992-4061 or laura@lauraborja.com
Exciting opportunity to purchase a home for sale in La Jolla Shores near the beach featuring 5 bedrooms and 4.5 baths with 2786 Sq Feet.  Seller will consider offers between $1,950,000 and $2,250,000
 
 
The front of this home for sale in La Jolla Shores near the beach features a large drive way, courtyard and a 2 car garage with plenty of storage. The large backyard of this home for sale in … (0 comments)

Home for sale in Village Woods Community - 04/09/11 01:41 PM
 
Financing for this Home for sale in Village Woods Community is available by contacting Laura Borja at Primary Residential Mortgage, local FHA/ VA/ Jumbo loan expert.     www.lauraborja.com or text PREQUALIFY to 619.992.4061.
Wonderful  Home for sale in Village Woods Community! 
 
 
 This Home for sale in Village Woods Community features 3 Bedrooms and 2 1/2  Bathrooms with 1724 Square Feet and a 2 car garage with additional storage as well as both a front and back patio.
Village Woods offers two pools and spas as well as greenbelt areas throughtout the community and is conveniently located near shopping and easy access to the freeway.
 10216 Caminito Pitaya San Diego CA 92131 is located … (0 comments)

Home for sale in La Jolla CA 92037 - 04/09/11 01:32 PM

Financing for this home for sale in La Jolla CA 92037 is available by contacting Laura Borja at Primary Residential Mortgage, local VA, FHA and Jumbo Loan Expert. Laura Borja can be reached at 619-992-4061 or laura@lauraborja.com
Exciting opportunity to purchase a home for sale in La Jolla CA 92037featuring 5 bedrooms and 4.5 baths with 2786 Sq Feet.  Seller will consider offers between $1,950,000 and $2,250,000 
The front of this home for sale in La Jolla CA 92037 features a large drive way, courtyard and a 2 car garage with plenty of storage. The large backyard of thishome for sale in La Jolla CA 92037offers a firepit, hot tub and … (0 comments)

Townhouse for sale in San Diego 92131 - 04/09/11 01:05 PM
Financing for this Townhouse for sale in San Diego 92131 is available by contacting Laura Borja at Primary Residential Mortgage, local FHA/ VA/ Jumbo loan expert.     www.lauraborja.com or text PREQUALIFY to 619.992.4061.
Wonderful Townhouse for sale in San Diego 92131 for sale in Village Woods Community!
 This Townhouse for sale in San Diego 92131 features 3 Bedrooms and 2 1/2  Bathrooms with 1724 Square Feet and a 2 car garage with additional storage as well as both a front and back patio.
Village Woods offers two pools and spas as well as greenbelt areas throughtout the community and is conveniently located near shopping and easy access to the freeway.
 10216 Caminito Pitaya San Diego … (2 comments)

Panoramic Ocean View home for sale in La Jolla Shores - 04/09/11 01:01 PM

Financing for this Panoramic Ocean View home for sale in La Jolla Shores is available by contacting Laura Borja at Primary Residential Mortgage, local VA, FHA and Jumbo Loan Expert. Laura Borja can be reached at 619-992-4061 or laura@lauraborja.com
Exciting opportunity to purchase a Panoramic Ocean View home for sale in La Jolla Shores featuring 5 bedrooms and 4.5 baths with 2786 Sq Feet.  Seller will consider offers between $1,950,000 and $2,250,000 
The front of this Panoramic Ocean View home for sale in La Jolla Shores features a large drive way, courtyard and a 2 car garage with plenty of storage. The large backyard of this Panoramic Ocean View home for sale … (1 comments)

Scripps Ranch Townhome for Sale - 04/08/11 10:38 PM
Financing for this Scripps Ranch Townhouse is available by contacting Laura Borja at Primary Residential Mortgage, local FHA/ VA/ Jumbo loan expert.     www.lauraborja.com or text PREQUALIFY to 619.992.4061.
Wonderful Scripps Ranch Townhouse for sale in Village Woods Community!
 This Scripps Ranch Townhouse features 3 Bedrooms and 2 1/2  Bathrooms with 1724 Square Feet and a 2 car garage with additional storage as well as both a front and back patio.
Village Woods offers two pools and spas as well as greenbelt areas throughtout the community and is conveniently located near shopping and easy access to the freeway.
 10216 Caminito Pitaya is located in Scripps Ranch which is in the San Diego Unified School District.  The High School is … (2 comments)

Implications of possible Government shutdown on loan processing - 04/07/11 05:29 PM

I would like to update you on the possible Implications of Government Shutdown.
While everyone ise still hopeful that a shutdown will be avoided (or another continuing resolution passed), it is unlikely that there will be any decision until the last minute. 
 Below is the latest information we have on the implications at the housing agencies.  However, no final decisions have apparently been made.  
 IRS Tax Transcripts
 We have been advised that if the IRS is on furlough, you will not be able to obtain tax transcripts. Tax Transcripts are required in order to verify the information provided by … (0 comments)

Hello Mr. and Mrs. Buyer in San Diego CA - Confused about what it takes to get an FHA Loan in today's market? - 04/02/11 11:20 PM
 
 
Whether you are a First Time Home Buyer, a current home owner looking to buy your next home or an experienced homeowner looking to size down, today's market conditions can seem confusing and overwhelming.
So what are the basics of qualifying for an FHA Mortgage? 
First, the property you purchase MUST be intended as your Primary Residence.
Next is meeting the credit worthiness requirements for FHA Loans
Credit History
  Minimum credit score of 580 for enhanced programs, 640 for standard FHA guidelines Bankruptcy (Chapter 7)- Generally the requirement is 2 years from discharge date. It is possible to qualify for a mortgage in … (2 comments)

Hello Mr. and Mrs. Buyer in San Diego CA - Confused about what it takes to get a VA Loan in today's market? - 04/02/11 10:31 PM

Whether you are a First Time Home Buyer, a current home owner looking to buy your next home or an experienced homeowner looking to size down, today's market conditions can seem confusing and overwhelming.
So what are the basics of qualifying for a VA Mortgage? 
....................................................................................................................
First, you must fall under the eligibility requirements (list not exhaustive but includes some of the most common categories)
Eligible Person Time Required
Active Duty Member.............................90 Days (181 during peacetime)
Former Active Duty (1990-present).....2 Years
Reserves/Guard...................................6 years in Selected Reserves
Unmarried Surviving Spouses..............No Time Requirement- veteran must have died on active duty or from a service-connected disability
(1 comments)

 
Helping Families Realize Their Dream of Homeownership Since 1990. Laura Borja is an experienced Mortgage Consultant covering the San Diego and south Riverside Counties. Laura Borja is an experienced Mortgage Consultant covering the San Diego and south Riverside Counties. Loan Programs available include: FHA loans, VA loans, USDA home loans, First Time Home buyer programs as well as conforming and Jumbo conventional loans.

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