During the winter months it is important to maintain your Indoor Relative Humidity between 30%-50%.Warm air moves from warm to cold during the winter months. If your humidity is elevated, let's say in the 60% to 80% range you may notice frost forming in attics or on interior walls and ceilings. Frost may form in your attic on the roof sheathing as a result of inadequate ventilation or inadequate insulation. Warm moist air will enter the attic through improperly sealed attic access doors,light fixture electrical boxes and any other unsealed openings into the attic. As the weather warms up, the sun warms the frosted areas and it begins to rain in the attic. When your exterior walls are improperly insulated, the moist air will find its way through your interior walls and find the cold spots and frost will form behind the drywall and even on the drywall inside the home. This then can become an indoor air quality issue as mold has a nice moist area to grow. Bottom line is maintain your Indoor Relative Humidity around 30%-50% and these problems should not occur.
Thermal Infrared Inspections An infrared camera allows me to scan large areas of a home from a distance. Thermal infrared inspections work on the principal that different materials in the structure of the home have different thermal mass. In the daytime, the sun heats the exterior and as hidden moisture evaporates it is cooler than the surrounding areas. This is known as evaporative cooling.
If there is a leak, lets say in the roof membrane, the insulation inside the roof will become wet. The wet insulation has a higher thermal mass than the rest of the dry roof structure. As a result of this difference, the wet areas will retain heat energy longer than other areas providing me with a clear picture of the damaged area.
I recently received a call from a client who complained of water running down her basement wall after a moderate rain. During a thermal scan of south wall of the home, I found moisture entering the wall around a window and working its way down the interior of the wall and exiting down the basement wall. After months of complaining to the builder(15 month old $1.5 mil home) it took a thermal scan to find the problem. The builder had no idea where the problem was prior to my investigation.
When an infrared scan reveals a possible source of moisture, this is verified with a moisture meter to rule out false readings.
About 2-1/2 million children are injured or killed by hazards in the home each year. The good news is that many of these incidents can be prevented by using simple child safety devices on the market today.
Any safety device you buy should be sturdy enough to prevent injury to your child, yet easy for you to use. It's important to follow installation instructions carefully. In addition, if you have older children in the house, be sure they re-secure safety devices. Remember, too, that no device is completely childproof; determined youngsters have been known to disable them.
You can childproof your home for a fraction of what it would cost to have a professional do it. And safety devices are easy to find. You can buy them at hardware stores, baby equipment shops, supermarkets, drug stores, home and linen stores, and through mail order catalogues.
Here are some child safety devices that can help prevent many injuries to young children.
1 Use Safety Latches and Locks for cabinets and drawers in kitchens, bathrooms, and other areas to help prevent poisonings and other injuries. Safety latches and locks on cabinets and drawers can help prevent children from gaining access to medicines and household cleaners, as well as knives and other sharp objects.
Look for safety latches and locks that adults can easily install and use, but are sturdy enough to withstand pulls and tugs from children. Safety latches are not a guarantee of protection, but they can make it more difficult for children to reach dangerous substances. Even products with child-resistant packaging should be locked away, out of reach; this packaging is not childproof.
Typical cost of a safety latch or lock: less than $2.
2 Use Safety Gates to help prevent falls down stairs and to keep children away from dangerous areas. Safety gates can help keep children away from stairs or rooms that have hazards in them. Look for safety gates that children cannot dislodge easily, but that adults can open and close without difficulty. For the top of stairs, gates that screw to the wall are more secure than "pressure gates."
New safety gates that meet safety standards display a certification seal from the Juvenile Products Manufacturers Association (JPMA). If you have an older safety gate, be sure it doesn't have "V" shapes that are large enough for a child's head and neck to fit into.
Typical cost of a safety gate: $13 to $40.
3 Use Door Knob Covers and Door Locks to help prevent children from entering rooms and other areas with possible dangers. Door knob covers and door locks can help keep children away from places with hazards, including swimming pools.
Be sure the door knob cover is sturdy enough not to break, but allows a door to be opened quickly by an adult in case of emergency. By restricting access to potentially hazardous rooms in the home, door knob covers could help prevent many kinds of injuries. To prevent access to swimming pools, door locks should be placed high out of reach of young children. Locks should be used in addition to fences and door alarms. Sliding glass doors, with locks that must be re-secured after each use, are often not an effective barrier to pools.
Typical cost of a door knob cover: $1 and door lock: $5 and up.
4 Use Anti-Scald Devices for faucets and shower heads and set your water heater temperature to 120 degrees Fahrenheit to help prevent burns from hot water. Anti-scald devices for regulating water temperature can help prevent burns.
Consider using anti-scald devices for faucets and showerheads. A plumber may need to install these. In addition, if you live in your own home, set water heater temperature to 120 degrees Fahrenheit to help prevent burns from hot water.
Typical cost of an anti-scald device: $6 to $30.
5 Use Smoke Detectors on every level of your home and near bedrooms to alert you to fires. Smoke detectors are essential safety devices for protection against fire deaths and injuries.
Check smoke detectors once a month to make sure they're working. If detectors are battery-operated, change batteries at least once a year or consider using 10-year batteries. Typical cost of a smoke detector: less than $10. 6 Use Window Guards and Safety Netting to help prevent falls from windows, balconies, decks, and landings. Window guards and safety netting for balconies and decks can help prevent serious falls.
Check these safety devices frequently to make sure they are secure and properly installed and maintained. There should be no more than four inches between the bars of the window guard. If you have window guards, be sure at least one window in each room can be easily used for escape in a fire. Window screens are not effective for preventing children from falling out of windows.
Typical cost of a window guard or safety netting: $8 to $16.
7 Use Corner and Edge Bumpers to help prevent injuries from falls against sharp edges of furniture and fireplaces. Corner and edge bumpers can be used with furniture and fireplace hearths to help prevent injuries from falls or to soften falls against sharp or rough edges.
Be sure to look for bumpers that stay securely on furniture or hearth edges.
Typical cost of a corner and edge bumper: $1 and up.
8 Use Outlet Covers and Outlet Plates to help prevent electrocution. Outlet covers and outlet plates can help protect children from electrical shock and possible electrocution.
Be sure the outlet protectors cannot be easily removed by children and are large enough so that children cannot choke on them.
Typical cost of an outlet cover: less than $2.
9 Use a Carbon Monoxide (CO) Detector outside bedrooms to help prevent CO poisoning. A carbon monoxide (CO) detector can help prevent CO poisoning. Consumers should install CO detectors near sleeping areas in their homes. Households that should use CO detectors include those with gas or oil heat or with attached garages.
Typical cost of a carbon monoxide (CO) detector: $30 to $70.
10 Cut Window Blind Cords; use Safety Tassels and Inner Cord Stops to help prevent children from strangling in blind cord loops. Window blind cord safety tassels on miniblinds and tension devices on vertical blinds and drapery cords can help prevent deaths and injuries from strangulation in the loops of cords. Inner cord stops can help prevent strangulation in the inner cords of window blinds.
For older miniblinds, cut the cord loop, remove the buckle, and put safety tassels on each cord. Be sure that older vertical blinds and drapery cords have tension or tie-down devices to hold the cords tight. When buying new miniblinds, verticals, and draperies, ask for safety features to prevent child strangulation.
11 Use Door Stops and Door Holders to help prevent injuries to fingers and hands. Door stops and door holders on doors and door hinges can help prevent small fingers and hands from being pinched or crushed in doors and door hinges.
Be sure any safety device for doors is easy to use and is not likely to break into small parts, which could be a choking hazard for young children.
Typical cost of a door stop and door holder: less than $4.
12 Use a Cordless Phone to make it easier to continuously watch young children, especially when they're in bathtubs, swimming pools, or other potentially dangerous areas.
Cordless phones help you watch your child continuously, without leaving the vicinity to answer a phone call. Cordless phones are especially helpful when children are in or near water, whether it's the bathtub, the swimming pool, or the beach.
Septic systems treat and disperse relatively small volumes of wastewater from individual or small numbers of homes and commercial buildings. Septic system regulation is usually a state, tribal, and local responsibility. EPA provides information to homeowners and assistance to state and local governments to improve the management of septic systems to prevent failures that could harm human health and water quality.Information for Homeowners
If your septic tank failed, or you know someone whose did, you are not alone. As a homeowner, you are responsible for maintaining your septic system. Proper septic system maintenance will help keep your system from failing and will help maintain your investment in your home. Failing septic systems can contaminate the ground water that you or your neighbors drink and can pollute nearby rivers, lakes and coastal waters.
Ten simple steps you can take to keep your septic system working properly.
Locate your septic tank and drainfield. Keep a drawing of these locations in your records.
Have your septic system inspected at least every three years.
Pump your septic tank as needed (generally every three to five years).
Don't dispose of household hazardous wastes in sinks or toilets.
Keep other household items, such as dental floss, feminine hygiene products, condoms, diapers, and cat litter out of your system.
Use water efficiently.
Plant only grass over and near your septic system. Roots from nearby trees or shrubs might clog and damage the system. Also, do not apply manure or fertilizers over the drainfield.
Keep vehicles and livestock off your septic system. The weight can damage the pipes and tank, and your system may not drain properly under compacted soil.
Keep gutters and basement sump pumps from draining into or near your septic system.
Check with your local health department before using additives. Commercial septic tank additives do not eliminate the need for periodic pumping and can be harmful to your system.
Wood destroying insects and other organisms can cause serious problems in the wood structural components of a house and may go undetected for a long period of time. New Construction All chemical soil treatments, bait systems, and chemical wood treatment must be approved by the Environmental Protection Agency (EPA) and applied in accordance with the EPA label instructions. In some cases it is not feasible for a builder to arrange for soil treatment. In this regard, the International Residential Code (IRC) by the International Code council allows a builder to utilize pressure treated wood as a measure of termite protection. If pressure treated wood is used, however, it must be used in all framing members up to and including the top plate of the first floor level wall. This includes the subfloor and floor joists of the first floor. The use of pressure treated wood in only the sill plate is not acceptable. In such cases, the builder must provide the lender with a letter stating that the house is protected from termites by the use of pressure treated wood. The builder must also provide the home buyer with a one year warranty against termites. The use of post-construction soil treatment where the chemicals are applied only around the perimeter of the foundation is NOT acceptable in new construction. Appraiser's Observations Appraisers are to observe all areas of the house and other structures/areas within the legal boundaries of the property that have potential for infestation by termites and other wood destroying organisms, including the bottoms of exterior doors and frames, wood siding in contact with the ground and crawl spaces. Mud tunnels running from the ground up the side of the house may indicate termite infestation. Observe the eave and gable vents and wood window sills for indication of the entrance of swarming termites and note excessive dampness or large areas where the vegetation is dead. Evidence of active termite infestation must be noted. Termites Subterranean termites are the most damaging insects of wood. Their presence is hard to notice and damage usually is found before the termites are seen. Prevent infestations because if they occur they will almost always need professional pest control service. Signs of Infestation Generally, the first sign of infestation is the presence of swarming termites on the window or near indoor light. If they are found inside the house, it almost always means that they have infested. Other signs that may be found are termite wings on window sills or in cobwebs, and shelter tubes which are tunnels constructed by the termites from soil or wood and debris. Usually, wood damage is not found at first, but when it is found it definitely reveals a termite infestation. Anywhere wood touches soil is a possible entry into a home for termites. Examine wood which sounds dull or hollow when struck by a screwdriver or hammer. Inspect suspected areas with a sharp, pointed tool such as an ice pick to find termite galleries or their damage. Control Control measures include reducing the potential infestation, preventing termite entry and applying chemicals for remedial treatment. Inspection Inspect thoroughly to determine if there is an infestation, damage, and/or conditions that could invite a termite attack or the need fo remedial control measures. The tools and equipment needed for an inspection include a flashlight, ice pick or sharp-pointed screwdriver, ladder and protective clothing. Outdoors Check the foundation of the house, garage and other buildings for shelter tubes coming from the soil. Look closely around porches, connecting patios, sidewalks, areas near kitchens or bathrooms and hard-to-see places. Check window and door frames and where utility services enter the house for termite infestation or wood decay. Also look behind shrubbery or plants near walls. Pay special attention to areas where earth and wood meet such as fences, stair carriages or trellises. Open and check any exterior electrical meter or fuse box set into the wall, a common point of infestation. Indoors Carefully check all doors, window facings, baseboards and hardwood flooring. Discoloration or stains on walls or ceilings may mean that water is leaking and can decay wood and aid termite infestation. It is very important to inspect where plumbing or utility pipes enter the foundation or flooring. Also examine the attic for shelter tubes, water leakage, and wood damage. .
Prevention
Many termite problems can be prevented. The most important thing to do is deny termites access to food (wood), moisture and shelter.Follow the sugestions below.
have at least a 2-inch clearance between the house and planter boxes or soil-filled porches
elimiate all wood-to-soil contacts such as trellises, fence posts, stair casings and doorfacings (they can be put on masonary blocks or on treated wood)
separate shrubbery from the house to help make it easier to inspect the foundation line
use wolmanized wood (pressure-treated wood) so that rain will not rot it
seal openings through the foundation
remove wood scraps or stumps from around foundations
have at least 12"-18" clearance between floor beams and the soil underneath
Chemical Treatment Termite treatment often requires specialized equipment. Therefore, it is recommended that you always use the services of a pest control operator because he is familiar with construction principles and practices, has the necessary equipment and knows about subterranean termites. Exterminating Termites
If you think you have a termite infestation in your house, you need to call a structural pest control company to conduct a professional inspection. To find a company, ask friends or coworkers for recommendations, or check the yellow pages. If the inspection finds evidence of drywood termites, you have several options, depending on the degree of infestation. Fumigation and heating of the entire house are the only options that ensure eradication in the entire structure. If the infestation is contained in a small area, local or spot control may be effective. However, hidden infestations in other part of the structure will not be eredicated. Total (Whole-House) Eradication For the heat method, pets, plants, and other items that might be damaged by high temperatures must be removed. The house is then covered with tarps, and hot air is blown into the tarp until the inside temperature reaches 140° to 150°F and the temperature of the structural timbers reaches 120°F. The time to complete this procedure varies greatly from one structure to another, depending on factors such as the building's construction and the weather conditions. The procedure may not be practical for structures that cannot be heated evenly. Local or Spot Control Local or spot control methods include the use of pesticides, electric current, extreme cold, localized heat, microwave energy, or any combination of these methods. Local or spot control also includes the removal and replacement of infested structural timber. These methods are intended to remove or kill termites only within the specific targeted area, leaving open the possibility of other undetected infestations within the structure. These treatments are NOT designed for whole-house eradication. Any pest control company that claims whole-house results with local or spot control methods is guilty of false advertising and should be reported. Local or spot treatment with pesticides involves drilling and injecting pesticides into infested timbers, as well as the topical application of toxic chemicals. The electric current method involves delivering electric energy to targeted infestations. For the extreme cold method, liquid nitrogen is pumped into wall voids adjacent to suspected infestation sites, reducing the area to -20°F. The localized heat method involves heating infested structural timbers to 120°F. The microwave method kills termites by directing microwaves into termite-infested wood. If you see the following signs in your house, you might have termites:
· sawdust-like droppings
· dirt or mud-like tubes or trails on the structure
· damaged wood members (like window sills)
• swarming winged insects within the structure, especially in the spring or fall
The primary functions of the plumbing system within the house are as follows:
To bring an adequate and potable supply of hot and cold water to the users of the dwelling.
To drain all waste water and sewage discharged from these fixtures into the public sewer, or private disposal system.
It is, therefore, very important that the housing inspector familiarize himself fully with all elements of these systems so that he may recognize inadequacies of the structure's plumbing as well as other code violations. Elements of a Plumbing System Water Service: The piping of a house service line should be as short as possible. Elbows and bends should be kept to a minimum since these reduce the pressure and therefore the supply of water to fixtures in the house. The house service line should also be protected from freezing. The burying of the line under 4 feet of soil is a commonly accepted depth to prevent freezing. This depth varies, however, across the country from north to south. The local or state plumbing code should be consulted for the recommended depth in your area of the country.
The materials used for a house service may be copper, cast iron, steel or wrought iron. The connections used should be compatible with the type of pipe used.
Corporation stop - The corporation stop is connected to the water main. This connection is usually made of brass and can be connected to the main by use of a special tool without shutting off the municipal supply. The valve incorporated in the corporation stop permits the pressure to be maintained in the main while the service to the building is completed.
Curb stop - The curb stop is a similar valve used to isolate the building from the main for repairs, nonpayment of water bills, or flooded basements. Since the corporation stop is usually under the street and would necessitate breaking the pavement to reach the valve, the curb stop is used as the isolation valve.
Curb stop box - The curb stop box is an access box to the curb stop for opening and closing the valve. A long-handled wrench is used to reach the valve.
Meter stop -The meter stop is a valve placed on the street side of the water meter to isolate the meter for installation or maintenance. Many codes require a gate valve on the house side of the meter to shut off water for house plumbing repairs. The curb and meter stops are not to be used frequently and can be ruined in a short time if used very frequently.
Water meter - The water meter is a device used to measure the amount of water used in the house. It is usually the property of the city and is a very delicate instrument that should not be abused. Since the electric system is usually grounded to the water line, a grounding loop-device should be installed around the meter. Many meters come with a yoke that maintains electrical continuity even though the meter is removed.
Hot and Cold Water Main Lines: The hot and cold water main lines are usually hung from the basement ceiling and are attached to the water meter and hot-water tank on one side and the fixture supply risers on the other. These pipes should be installed in a neat manner and should be supported by pipe hangers or straps of sufficient strength and number to prevent sagging. Hot and cold water lines should be approximately 6 inches apart unless the hot water line is insulated. This is to insure that the cold water line does not pick up heat from the hot water line. The supply mains should have a drain valve or stop and waste valve in order to remove water from the system for repairs. These valves should be on the low end of the line or on the end of each fixture riser.
The fixture risers start at the basement main and rise vertically to the fixtures on the upper floors. In a one-family dwelling, riser branches will usually proceed from the main riser to each fixture grouping. In any event the fixture risers should not depend on the branch risers for support but should be supported with a pipe bracket. Each fixture is then connected to the branch riser by a separate line. The last fixture on a line is usually connected directly to the branch riser.
Hot Water Heaters: Hot water heaters are usually powered by electricity, fuel oil, gas, or in rare cases, coal or wood. They consist of a space for heating the water and a storage tank for providing hot water over a limited period of time. All hot water heaters should be fitted with a temperature-pressure relief valve no matter what fuel is used. This valve will operate when either the temperature or the pressure becomes too high due to an interruption of the water supply or a faulty thermostat.
Pipe Sizes: The size of basement mains and risers depends on the number of fixtures supplied. However, a 3/4 inch pipe is usually the minimum size used. This allows for deposits on the pipe due to hardness in the water and will usually give satisfactory volume and pressure. Drainage System The water supply brought into the house and used is discharged through the drainage system. This system is either a sanitary drainage system carrying just interior waste water or a combined system carrying interior waste and roof runoff.
Did you know the following facts about lead? FACT: Lead exposure can harm young children and babies even before they are born. FACT: Even children who seem healthy can have high levels of lead in their bodies. FACT: You can get lead in your body by breathing or swallowing lead dust, or by eating soil or paint chips containing lead. FACT: You have many options for reducing lead hazards. In most cases, lead-based paint that is in good condition is not a hazard. FACT: Removing lead-based paint improperly can increase the danger to your family. If you think your home might have lead hazards, read on to learn about lead and some simple steps to protect your family. Health Effects of Lead
Childhood lead poisoning remains a major environmental health problem in the U.S.
Even children who appear healthy can have dangerous levels of lead in their bodies.
People can get lead in their body if they:
Put their hands or other objects covered with lead dust in their mouths.
Eat paint chips or soil that contains lead.
Breathe in lead dust (especially during renovations that disturb painted surfaces).
Lead is even more dangerous to children than adults because:
Babies and young children often put their hands and other objects in their mouths. These objects can have lead dust on them.
Children's growing bodies absorb more lead.
Children's brains and nervous systems are more sensitive to the damaging effects of lead.
If not detected early, children with high levels of lead in their bodies can suffer from:
Damage to the brain and nervous system
Behavior and learning problems (such as hyperactivity)
Slowed growth
Hearing problems
Headaches
Lead is also harmful to adults. Adults can suffer from:
Difficulties during pregnancy
Other reproductive problems (in both men and women)
High blood pressure
Digestive problems
Nerve disorders
Memory and concentration problems
Muscle and joint pain Where Lead is Found
*In general, the older your home, the more likely it has lead-based paint. Paint Many homes built before 1978 have lead-based paint. The federal government banned lead-based paint from housing in 1978. Some states stopped its use even earlier. Lead can be found:
In homes in the city, country, or suburbs.
In apartments, single-family homes, and both private and public housing.
Inside and outside of the house.
In soil around a home. (Soil can pick up lead from exterior paint, or other sources such as past use of leaded gas in cars.)
Household dust. (Dust can pick up lead from deteriorating lead-based paint or from soil tracked into a home.)
Drinking water. Your home might have plumbing with lead or lead solder. Call your local health department or water supplier to find out about testing your water. You cannot see, smell, or taste lead, and boiling your water will not get rid of lead. If you think your plumbing might have lead in it:
Use only cold water for drinking and cooking.
Run water for 15 to 30 seconds before drinking it, especially if you have not used your water for a few hours.
The job. If you work with lead, you could bring it home on your hands or clothes. Shower and change clothes before coming home. Launder your work clothes separately from the rest of your family's clothes.
Old painted toys and furniture.
Food and liquids stored in lead crystal or lead-glazed pottery or porcelain.
Lead smelters or other industries that release lead into the air.
Hobbies that use lead, such as making pottery or stained glass, or refinishing furniture.
Folk remedies that contain lead, such as "greta" and "azarcon" used to treat an upset stomach. Where Lead is Likely to be a Hazard
Lead from paint chips, which you can see, and lead dust, which you can't always see, can be serious hazards.
Peeling, chipping, chalking, or cracking lead-based paint is a hazard and needs immediate attention.
Lead-based paint may also be a hazard when found on surfaces that children can chew or that get a lot of wear-and-tear. These areas include:
Windows and window sills.
Doors and door frames.
Stairs, railings, and banisters.
Porches and fences.
Note: Lead-based paint that is in good condition is usually not a hazard.
Lead dust can form when lead-based paint is dry scraped, dry sanded, or heated. Dust also forms when painted surfaces bump or rub together. Lead chips and dust can get on surfaces and objects that people touch. Settled lead dust can re-enter the air when people vacuum, sweep, or walk through it.
Lead in soil can be a hazard when children play in bare soil or when people bring soil into the house on their shoes. Checking Your Family and Home for Lead
Get your children and home tested if you think your home has high levels of lead.
Just knowing that a home has lead-based paint may not tell you if there is a hazard.
To reduce your child's exposure to lead, get your child checked, have your home tested (especially if your home has paint in poor condition and was built before 1978), and fix any hazards you may have. Your Family
Children's blood lead levels tend to increase rapidly from 6 to 12 months of age, and tend to peak at 18 to 24 months of age.
Consult your doctor for advice on testing your children. A simple blood test can detect high levels of lead. Blood tests are important for:
Children at ages 1 and 2.
Children and other family members who have been exposed to high levels of lead.
Children who should be tested under your state or local health screening plan.
Your doctor can explain what the test results mean and if more testing will be needed. Your Home You can get your home checked in one of two ways, or both:
A paint inspection tells you the lead content of every different type of painted surface in your home. It won't tell you whether the paint is a hazard or how you should deal with it.
A risk assessment tells you if there are any sources of serious lead exposure (such as peeling paint and lead dust). It also tells you what actions to take to address these hazards.
Have qualified professionals do the work. There are standards in place for certifying lead-based paint professionals to ensure the work is done safely, reliably, and effectively. Contact the National Lead Information Center (NLIC) for a list of contacts in your area. Trained professionals use a range of methods when checking your home, including:
Visual inspection of paint condition and location.
A portable x-ray fluorescence (XRF) machine.
Lab tests of paint samples.
Surface dust tests.
Note: Home test kits for lead are available, but studies suggest that they are not always accurate. Consumers should not rely on these tests before doing renovations or to assure safety. What You Can do to Protect Your Family If you suspect that your house has lead hazards, you can take some immediate steps to reduce your family's risk:
If you rent, notify your landlord of peeling or chipping paint.
Clean up paint chips immediately.
Clean floors, window frames, window sills, and other surfaces weekly. Use a mop, sponge, or paper towel with warm water and a general all-purpose cleaner or a cleaner made specifically for lead.
REMEMBER: NEVER MIX AMMONIA AND BLEACH PRODUCTS TOGETHER SINCE THEY CAN FORM A DANGEROUS GAS.
Thoroughly rinse sponges and mop heads after cleaning dirty or dusty areas.
Wash children's hands often, especially before they eat and before nap time and bed time.
Keep play areas clean. Wash bottles, pacifiers, toys, and stuffed animals regularly.
Keep children from chewing window sills or other painted surfaces.
Clean or remove shoes before entering your home to avoid tracking in lead from soil.
Make sure children eat nutritious, low-fat meals high in iron and calcium, such as spinach and dairy products. Children with good diets absorb less lead.
In addition to day-to-day cleaning and good nutrition you can temporarily reduce lead hazards by taking actions such as repairing damaged painted surfaces and planting grass to cover soil with high lead levels. These actions (called "interim controls") are not permanent solutions and will need ongoing attention. To permanently remove lead hazards, you must hire a certified lead "abatement" contractor. Abatement (or permanent hazard elimination) methods include removing, sealing, or enclosing lead-based paint with special materials. Just painting over the hazard with regular paint is not enough. Always hire a person with special training for correcting lead problems--someone who knows how to do this work safely and has the proper equipment to clean up thoroughly. Certified contractors will employ qualified workers and follow strict safety rules set by their state or the federal government. Contact the National Lead Information Center(NLIC) for help with locating certified contractors in your area and to see if financial assistance is available. Are You Planning to Buy or Rent a Home Built Before 1978? Many houses and apartments built before 1978 have paint that contains lead (called lead-based paint). Lead from paint, chips, and dust can pose serious health hazards if not taken care of properly. Federal law requires that individuals receive certain information before renting or buying a pre-1978 housing:
Residential Lead-Based Paint Disclosure Program
LANDLORDS have to disclose known information on lead-based paint and lead-based paint hazards before leases take effect. Leases must include a disclosure form about lead-based paint.
SELLERS have to disclose known information on lead-based paint and lead-based paint hazards before selling a house. Sales contracts must include a disclosure form about lead-based paint. Buyers have up to 10 days to check for lead hazards.
*If not conducted properly, certain types of renovations can release lead from paint and dust into the air. Many houses and apartments built before 1978 have paint that contains lead (called lead-based paint). Lead from paint, chips, and dust can pose serious health hazards if not taken care of properly. Federal law requires that contractors provide lead information to residents before renovating a pre-1978 housing:
Pre-Renovation Education Program (PRE)
RENOVATORS have to give you a pamphlet titled "Protect Your Family from Lead in Your Home", before starting work.
Take precautions before your contractor or you begin remodeling or renovations that disturb painted surfaces (such as scraping off paint or tearing out walls):
Have the area tested for lead-based paint.
Do not use a belt-sander, propane torch, heat gun, dry scraper, or dry sandpaper to remove lead-based paint. These actions create large amounts of lead dust and fumes.
Lead dust can remain in your home long after the work is done.
Temporarily move your family (especially children and pregnant women) out of the apartment or house until the work is done and the area is properly cleaned. If you can't move your family, at least completely seal off the work area.
If you have already completed renovations or remodeling that could have released lead-based paint or dust, get your young children tested and follow the steps outlined to protect your family.
Asbestos is a mineral fiber. It can be positively identified only with a special type of microscope. There are several types of asbestos fibers. In the past, asbestos was added to a variety of products to strengthen them and to provide heat insulation and fire resistance.
How Can Asbestos Affect My Health?
From studies of people who were exposed to asbestos in factories and shipyards, we know that breathing high levels of asbestos fibers can lead to an increased risk of:
lung cancer: -- mesothelioma, a cancer of the lining of the chest and the abdominal cavity -- asbestosis, in which the lungs become scarred with fibrous tissue.
The risk of lung cancer and mesothelioma increases with the number of fibers inhaled. The risk of lung cancer from inhaling asbestos fibers is also greater if you smoke. People who get asbestosis have usually been exposed to high levels of asbestos for a long time. The symptoms of these diseases do not usually appear until about 20 to 30 years after the first exposure to asbestos.
Most people exposed to small amounts of asbestos, as we all are in our daily lives, do not develop these health problems. However, if disturbed, asbestos material may release asbestos fibers, which can be inhaled into the lungs. The fibers can remain there for a long time, increasing the risk of disease. Asbestos material that would crumble easily if handled, or that has been sawed, scraped, or sanded into a powder, is more likely to create a health hazard.
Where Can I Find Asbestos And When Can It Be A Problem?
Most products made today do not contain asbestos. Those few products made which still contain asbestos that could be inhaled are required to be labeled as such. However, until the 1970s, many types of building products and insulation materials used in homes contained asbestos. Common products that might have contained asbestos in the past, and conditions which may release fibers, include:
Steam pipes, boilers and furnace ducts insulated with an asbestos blanket or asbestos paper tape. These materials may release asbestos fibers if damaged, repaired, or removed improperly.
Resilient floor tiles (vinyl asbestos, asphalt, and rubber), the backing on vinyl sheet flooring, and adhesives used for installing floor tile. Sanding tiles can release fibers. So may scraping or sanding the backing of sheet flooring during removal.
Cement sheet, millboard, and paper used as insulation around furnaces and woodburning stoves. Repairing or removing appliances may release asbestos fibers. So may cutting, tearing, sanding, drilling, or sawing insulation.
Door gaskets in furnaces, wood stoves, and coal stoves. Worn seals can release asbestos fibers during use.
Soundproofing or decorative material sprayed on walls and ceilings. Loose, crumbly, or water-damaged material may release fibers. So will sanding, drilling, or scraping the material.
Patching and joint compounds for walls and ceilings, and textured paints. Sanding, scraping, or drilling these surfaces may release asbestos.
Asbestos cement roofing, shingles, and siding. These products are not likely to release asbestos fibers unless sawed, dilled, or cut.
Artificial ashes and embers sold for use in gas-fired fireplaces. Also, other older household products such as fireproof gloves, stove-top pads, ironing board covers, and certain hairdryers.
Automobile brake pads and linings, clutch facing, and gaskets.
Where Asbestos Hazards May Be Found In The Home
Some roofing and siding shingles are made of asbestos cement.
Houses built between 1930 and 1950 may have asbestos as insulation.
Asbestos may be present in textured paint and in patching compounds used on wall and ceiling joints. Their use was banned in 1977.
Artificial ashes and embers sold for use in gas-fired fireplaces may contain asbestos.
Older products such as stove-top pads may have some asbestos compounds.
Walls and floors around woodburning stoves may be protected with asbestos paper, millboard, or cement sheets.
Asbestos is found in some vinyl floor tiles and the backing on vinyl sheet flooring and adhesives.
Hot water and steam pipes in older houses may be coated with an asbestos material or covered with an asbestos blanket or tape.
Oil and coal furnaces and door gaskets may have asbestos insulation.
What Should Be Done About Asbestos In The Home?
If you think asbestos may be in your home, don't panic, usually the best thing is to leave asbestos material that is in good condition alone. Generally, material in good condition will not release asbestos fibers. There is no danger unless fibers are released and inhaled into the lungs. Check material regularly if you suspect it may contain asbestos. Don't touch it, but look for signs of wear or damage such as tears, abrasions, or water damage. Damaged material may release asbestos fibers. This is particularly true if you often disturb it by hitting, rubbing, or handling it, or if it is exposed to extreme vibration or air flow. Sometimes, the best way to deal with slightly damaged material is to limit access to the area and not touch or disturb it. Discard damaged or worn asbestos gloves, stove-top pads, or ironing board covers. Check with local health, environmental, or other appropriate officials to find out proper handling and disposal procedures. If asbestos material is more than slightly damaged, or if you are going to make changes in your home that might disturb it, repair or removal by a professional is needed. Before you have your house remodeled, find out whether asbestos materials are present. How To Identify Materials That Contain Asbestos
You can't tell whether a material contains asbestos simply by looking at it, unless it is labeled. If in doubt, treat the material as if it contains asbestos or have it sampled and analyzed by a qualified professional. A professional should take samples for analysis, since a professional knows what to look for, and because there may be an increased health risk if fibers are released. In fact, if done incorrectly, sampling can be more hazardous than leaving the material alone. Taking samples yourself is not recommended. If you nevertheless choose to take the samples yourself, take care not to release asbestos fibers into the air or onto yourself. Material that is in good condition and will not be disturbed (by remodeling, for example) should be left alone. Only material that is damaged or will be disturbed should be sampled. Anyone who samples asbestos-containing materials should have as much information as possible on the handling of asbestos before sampling, and at a minimum, should observe the following procedures:
Make sure no one else is in the room when sampling is done.
Wear disposable gloves or wash hands after sampling.
Shut down any heating or cooling systems to minimize the spread of any released fibers.
Do not disturb the material any more than is needed to take a small sample.
Place a plastic sheet on the floor below the area to be sampled.
Wet the material using a fine mist of water containing a few drops of detergent before taking the sample. The water/detergent mist will reduce the release of asbestos fibers.
Carefully cut a piece from the entire depth of the material using, for example, a small knife, corer, or other sharp object. Place the small piece into a clean container (for example, a 35 mm film canister, small glass or plastic vial, or high quality resealable plastic bag).
Tightly seal the container after the sample is in it.
Carefully dispose of the plastic sheet. Use a damp paper towel to clean up any material on the outside of the container or around the area sampled. Dispose of asbestos materials according to state and local procedures.
Label the container with an identification number and clearly state when and where the sample was taken.
Patch the sampled area with the smallest possible piece of duct tape to prevent fiber release.
Send the sample to an asbestos analysis laboratory accredited by the National Voluntary Laboratory Accreditation Program (NVLAP) at the National Institute of Standards and Technology (NIST). Your state or local health department may also be able to help.
How To Manage An Asbestos Problem If the asbestos material is in good shape and will not be disturbed, do nothing! If it is a problem, there are two types of corrections: repair and removal. Repair usually involves either sealing or covering asbestos material. Sealing (encapsulation) involves treating the material with a sealant that either binds the asbestos fibers together or coats the material so fibers are not released. Pipe, furnace, and boiler insulation can sometimes be repaired this way. This should be done only by a professional trained to handle asbestos safely. Covering (enclosure) involves placing something over or around the material that contains asbestos to prevent release of fibers. Exposed insulated piping may be covered with a protective wrap or jacket. With any type of repair the asbestos remains in place. Repair is usually cheaper than removal, but it may make later removal of asbestos, if necessary, more difficult and costly. Repairs can either be major or minor. Major repairs must be done only by a professional trained in methods for safely handling asbestos. Minor repairs should also be done by professionals since there is always a risk of exposure to fibers when asbestos is disturbed. Repairs Doing minor repairs yourself is not recommended since improper handling of asbestos materials can create a hazard where none existed. If you nevertheless choose to do minor repairs, you should have as much information as possible on the handling of asbestos before doing anything. Contact your state or local health department or regional EPA office for information about asbestos training programs in your area. Your local school district may also have information about asbestos professionals and training programs for school buildings. Even if you have completed a training program, do not try anything more than minor repairs. Before undertaking minor repairs, carefully examine the area around the damage to make sure it is stable. As a general matter, any damaged area which is bigger than the size of your hand is not a minor repair.
Before undertaking minor repairs, be sure to follow all the precautions described earlier for sampling asbestos material. Always wet the asbestos material using a fine mist of water containing a few drops of detergent. Commercial products designed to fill holes and seal damaged areas are available. Small areas of material such as pipe insulation can be covered by wrapping a special fabric, such as rewettable glass cloth, around it. These products are available from stores (listed in the telephone directory under Safety Equipment and Clothing") which specialize in asbestos materials and safety items.
Removal is usually the most expensive method and, unless required by state or local regulations, should be the last option considered in most situations. This is because removal poses the greatest risk of fiber release. However, removal may be required when remodeling or making major changes to your home that will disturb asbestos material. Also, removal may be called for if asbestos material is damaged extensively and cannot be otherwise repaired. Removal is complex and must be done only by a contractor with special training. Improper removal may actually increase the health risks to you and your family. Asbestos Professionals: Who Are They And What Can They Do? Asbestos professionals are trained in handling asbestos material. The type of professional will depend on the type of product and what needs to be done to correct the problem. You may hire a general asbestos contractor or, in some cases, a professional trained to handle specific products containing asbestos. Asbestos professionals can conduct home inspections, take samples of suspected material, assess its condition, and advise about what corrections are needed and who is qualified to make these corrections. Once again, material in good condition need not be sampled unless it is likely to be disturbed. Professional correction or abatement contractors repair or remove asbestos materials. Some firms offer combinations of testing, assessment, and correction. A professional hired to assess the need for corrective action should not be connected with an asbestos-correction firm. It is better to use two different firms so there is no conflict of interest. Services vary from one area to another around the country. The federal government has training courses for asbestos professionals around the country. Some state and local governments also have or require training or certification courses. Ask asbestos professionals to document their completion of federal or state-approved training. Each person performing work in your home should provide proof of training and licensing in asbestos work, such as completion of EPA-approved training. State and local health departments or EPA regional offices may have listings of licensed professionals in your area.
If you have a problem that requires the services of asbestos professionals, check their credentials carefully. Hire professionals who are trained, experienced, reputable, and accredited - especially if accreditation is required by state or local laws. Before hiring a professional, ask for references from previous clients. Find out if they were satisfied. Ask whether the professional has handled similar situations. Get cost estimates from several professionals, as the charges for these services can vary.
Though private homes are usually not covered by the asbestos regulations that apply to schools and public buildings, professionals should still use procedures described during federal or state-approved training. Homeowners should be alert to the chance of misleading claims by asbestos consultants and contractors. There have been reports of firms incorrectly claiming that asbestos materials in homes must be replaced. In other cases, firms have encouraged unnecessary removals or performed them improperly. Unnecessary removals are a waste of money. Improper removals may actually increase the health risks to you and your family. To guard against this, know what services are available and what procedures and precautions are needed to do the job properly.
In addition to general asbestos contractors, you may select a roofing, flooring, or plumbing contractor trained to handle asbestos when it is necessary to remove and replace roofing, flooring, siding, or asbestos-cement pipe that is part of a water system. Normally, roofing and flooring contractors are exempt from state and local licensing requirements because they do not perform any other asbestos-correction work. Call 1-800-USA-ROOF for names of qualified roofing contractors in your area. (Illinois residents call 708-318-6722.) For information on asbestos in floors, read "Recommended Work Procedures for Resilient Floor Covers." You can write for a copy from the Resilient Floor Covering Institute, 966 Hungerford Drive, Suite 12-B, Rockville, MD 20850. Enclose a stamped, business-size, self-addressed envelope.
Asbestos-containing automobile brake pads and linings, clutch facings, and gaskets should be repaired and replaced only by a professional using special protective equipment. Many of these products are now available without asbestos. For more information, read "Guidance for Preventing Asbestos Disease Among Auto Mechanics," available from regional EPA offices. If You Hire A Professional Asbestos Inspector
Make sure that the inspection will include a complete visual examination and the careful collection and lab analysis of samples. If asbestos is present, the inspector should provide a written evaluation describing its location and extent of damage, and give recommendations for correction or prevention.
Make sure an inspecting firm makes frequent site visits if it is hired to assure that a contractor follows proper procedures and requirements. The inspector may recommend and perform checks after the correction to assure the area has been properly cleaned.
If You Hire A Corrective-Action Contractor
Check with your local air pollution control board, the local agency responsible for worker safety, and the Better Business Bureau. Ask if the firm has had any safety violations. Find out if there are legal actions filed against it.
Insist that the contractor use the proper equipment to do the job. The workers must wear approved respirators, gloves, and other protective clothing.
Before work begins, get a written contract specifying the work plan, cleanup, and the applicable federal, state, and local regulations which the contractor must follow (such as notification requirements and asbestos disposal procedures). Contact your state and local health departments, EPA's regional office, and the Occupational Safety and Health Administration's regional office to find out what the regulations are. Be sure the contractor follows local asbestos removal and disposal laws. At the end of the job, get written assurance from the contractor that all procedures have been followed.
Assure that the contractor avoids spreading or tracking asbestos dust into other areas of your home. They should seal the work area from the rest of the house using plastic sheeting and duct tape, and also turn off the heating and air conditioning system. For some repairs, such as pipe insulation removal, plastic glove bags may be adequate. They must be sealed with tape and properly disposed of when the job is complete.
Make sure the work site is clearly marked as a hazard area. Do not allow household members and pets into the area until work is completed.
Insist that the contractor apply a wetting agent to the asbestos material with a hand sprayer that creates a fine mist before removal. Wet fibers do not float in the air as easily as dry fibers and will be easier to clean up.
Make sure the contractor does not break removed material into small pieces. This could release asbestos fibers into the air. Pipe insulation was usually installed in preformed blocks and should be removed in complete pieces.
Upon completion, assure that the contractor cleans the area well with wet mops, wet rags, sponges, or HEPA (high efficiency particulate air) vacuum cleaners. A regular vacuum cleaner must never be used. Wetting helps reduce the chance of spreading asbestos fibers in the air. All asbestos materials and disposable equipment and clothing used in the job must be placed in sealed, leakproof, and labeled plastic bags. The work site should be visually free of dust and debris. Air monitoring (to make sure there is no increase of asbestos fibers in the air) may be necessary to assure that the contractor's job is done properly. This should be done by someone not connected with the contractor.
Caution!
Do not dust, sweep, or vacuum debris that may contain asbestos. These steps will disturb tiny asbestos fibers and may release them into the air. Remove dust by wet mopping or with a special HEPA vacuum cleaner used by trained asbestos contractors.
Drinking Water The United States has one of the safest water supplies in the world. However, national statistics don't tell you specifically about the quality and safety of the water coming out of your tap. That's because drinking water quality varies from place to place, depending on the condition of the source water from which it is drawn and the treatment it receives. Now you have a new way to find information about your drinking water, if it comes from a public water supplier (EPA doesn't regulate private wells, but recommends that well owners have their water tested annually). Starting in 1999, every community water supplier must provide an annual report (sometimes called a consumer confidence report) to its customers. The report provides information on your local drinking water quality, including the water's source, the contaminants found in the water, and how consumers can get involved in protecting drinking water. You may want more information, or have more questions. One place you can go is to your water supplier, who is best equipped to answer questions about your specific water supply. What contaminants may be found in drinking water? There is no such thing as naturally pure water. In nature, all water contains some impurities. As water flows in streams, sits in lakes, and filters through layers of soil and rock in the ground, it dissolves or absorbs the substances that it touches. Some of these substances are harmless. In fact, some people prefer mineral water precisely because minerals give it an appealing taste. However, at certain levels, minerals, just like man-made chemicals, are considered contaminants that can make water unpalatable or even unsafe. Some contaminants come from erosion of natural rock formations. Other contaminants are substances discharged from factories, applied to farmlands, or used by consumers in their homes and yards. Sources of contaminants might be in your neighborhood or might be many miles away. Your local water quality report tells which contaminants are in your drinking water, the levels at which they were found, and the actual or likely source of each contaminant. Some ground water systems hav established wellhead protection programs to prevent substances from contaminating their wells. Similarly, some surface water systems protect the watershed around their reservoir to prevent contamination. Right now, states and water suppliers are working systematically to assess every source of drinking water and to identify potential sources of contaminants. This process will help communities to protect their drinking water supplies from contamination. Where does drinking water come from? A clean, constant supply of drinking water is essential to every community. People in large cities frequently drink water that comes from surface water sources, such as lakes, rivers, and reservoirs. Sometimes these sources are close to the community. Other times, drinking water suppliers get their water from sources many miles away. In either case, when you think about where your drinking water comes from, it's important to consider not just the part of the river or lake that you can see, but the entire watershed. The watershed is the land area over which water flows into the river, lake, or reservoir. In rural areas, people are more likely to drink ground water that was pumped from a well. These wells tap into aquifers, the natural reservoirs under the earth's surface, that may be only a few miles wide, or may span the borders of many states. As with surface water, it is important to remember that activities many miles away from you may affect the quality of ground water. Your annual drinking water quality report will tell you where your water supplier gets your water. How is drinking water treated? When a water supplier takes untreated water from a river or reservoir, the water often contains dirt and tiny pieces of leaves and other organic matter, as well as trace amounts of certain contaminants. When it gets to the treatment plant, water suppliers often add chemicals called coagulants to the water. These act on the water as it flows very slowly through tanks so that the dirt and other contaminants form clumps that settle to the bottom. Usually, this water then flows through a filter for removal of the smallest contaminants like viruses and Giardia. Most ground water is naturally filtered as it passes through layers of the earth into underground reservoirs known as aquifers. Water that suppliers pump from wells generally contains less organic material than surface water and may not need to go through any or all of the treatments described in the previous paragraph. The quality of the water will depend on local conditions. The most common drinking water treatment, considered by many to be one of the most important scientific advances of the 20th century, is disinfection. Most water suppliers add chlorine or another disinfectant to kill bacteria and other germs. Water suppliers use other treatments as needed, according to the quality of their source water. For example, systems whose water is contaminated with organic chemicals can treat their water with activated carbon, which adsorbs or attracts the chemicals dissolved in the water. What if I have special health needs? People who have HIV/AIDS, are undergoing chemotherapy, take steroids, or for another reason have a weakened immune system may be more susceptible to microbial contaminants, including Cryptosporidium, in drinking water. If you or someone you know fall into one of these categories, talk to your health care provider to find out if you need to take special precautions, such as boiling your water. Young children are particularly susceptible to the effects of high levels of certain contaminants, including nitrate and lead. To avoid exposure to lead, use water from the cold tap for making baby formula, drinking, and cooking, and let the water run for a minute or more if the water hasn't been turned on for six or more hours. If your water supplier alerts you that your water does not meet EPA's standard for nitrates and you have children less than six months old, consult your health care provider. You may want to find an alternate source of water that contains lower levels of nitrates for your child. What are the health effects of contaminants in drinking water? EPA has set standards for more than 80 contaminants that may occur in drinking water and pose a risk to human health. EPA sets these standards to protect the health of everybody, including vulnerable groups like children. The contaminants fall into two groups according to the health effects that they cause. Your local water supplier will alert you through the local media, direct mail, or other means if there is a potential acute or chronic health effect from compounds in the drinking water. You may want to contact them for additional information specific to your area. Acute effects occur within hours or days of the time that a person consumes a contaminant. People can suffer acute health effects from almost any contaminant if they are exposed to extraordinarily high levels (as in the case of a spill). In drinking water,microbes, such as bacteria and viruses, are the contaminants with the greatest chance of reaching levels high enough to cause acute health effects. Most people's bodies can fight off these microbial contaminants the way they fight off germs, and these acute contaminants typically don't have permanent effects. Nonetheless, when high enough levels occur, they can make people ill, and can be dangerous or deadly for a person whose immune system is already weak due to HIV/AIDS, chemotherapy, steroid use, or another reason. Chronic effects occur after people consume a contaminant at levels over EPA's safety standards for many years. The drinking water contaminants that can have chronic effects are chemicals (such as disinfection by-products, solvents, and pesticides), radionuclides (such as radium), and minerals (such as arsenic). Examples of these chronic effects include cancer, liver or kidney problems,or reproductive difficulties. Who is responsible for drinking water quality? The Safe Drinking Water Act gives the Environmental Protection Agency (EPA) the responsibility for setting national drinking water standards that protect the health of the 250 million people who get their water from public water systems. Other people get their water from private wells which are not subject to federal regulations. Since 1974, EPA has set national standards for over 80 contaminants that may occur in drinking water. While EPA and state governments set and enforce standards, local governments and private water suppliers have direct responsibility for the quality of the water that flows to your tap. Water systems test and treat their water, maintain the distribution systems that deliver water to consumers, and report on their water quality to the state. States and EPA provide technical assistance to water suppliers and can take legal action against systems that fail to provide water that meets state and EPA standards. What is a violation of a drinking water standard? Drinking water suppliers are required to monitor and test their water many times, for many things, before sending it to consumers. These tests determine whether and how the water needs to be treated, as well as the effectiveness of the treatment process. If a water system consistently sends to consumers water that contains a contaminant at a level higher than EPA or state health standards or if the system fails to monitor for a contaminant, the system is violating regulations, and is subject to fines and other penalties. When a water system violates a drinking water regulation, it must notify the people who drink its water about the violation, what it means, and how they should respond. In cases where the water presents an immediate health threat, such as when people need to boil water before drinking it, the system must use television, radio, and newspapers to get the word out as quickly as possible. Other notices may be sent by mail, or delivered with the water bill. Each water suppliers' annual water quality report must include a summary of all the violations that occurred during the previous year. For more information call the Safe Drinking Water Hotline at 1-800-426-4791. How can I help protect drinking water? Using the new information that is now available about drinking water, citizens can both be aware of the challenges of keeping drinking water safe and take an active role in protecting drinking water. There are lots of ways that individuals can get involved. Some people will help clean up the watershed that is the source of their community's water. Other people might get involved in wellhead protection activities to prevent the contamination of the ground water source that provides water to their community. These people will be able to make use of the information that states and water systems are gathering as they assess their sources of water. Other people will want to attend public meetings to ensure that the community's need for safe drinking water is considered in making decisions about land use. You may wish to participate as your state and water system make funding decisions. And all consumers can do their part to conserve water and to dispose properly of household chemicals.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.