Buyers Market vs. Press - 10/24/07 07:03 PM
  What is the press talking about?
From my desk,  and with input of Countrywide Home Loans
  Over the past several months the "press" has been reporting both on TV and the papers that the housing market is falling and now is not the right time to purchase a home. I continue to be fascinated by these comments as they truly hold no real truth.  Let's look at the facts as they are today.
I believe we can say that housing prices have fallen over the past 12 months.  That could be anywhere between 2% and 20%, depending on the region in which you live.  … (0 comments)

Mortgage Snapshot - 10/19/07 04:28 PM
The last few days have been hard in the stock market, but that has translated to improved mortgage rates.  Bad news is good news for those in Real Estate!
Here's a sample of today's rates, 0+1, with escrows.  These are subject to vary based on loan amount, occupancy, credit quality and other factors:
Conventional (using 250K as amt)          30 yr fixed        6.00%
                                                            15 yr fixed        5.625%
                                                            5/1 ARM           5.625%
Jumbo  (using 650K as amt)                  30 yr fixed        6.375%
                                                            15 yr fixed        6.25%
                                                            5/1 ARM           6.00%
Compliments of Ashleigh Sumlin, Bradford Mortgage Company,  Charlotte, NC   704-373-2289 
(0 comments)

For First Time Homebuyers - 10/16/07 09:12 AM
For the First Time Homebuyer
  
When you set out to buy your first house, you certainly want to buy a piece of real estate you can consider to be "home" and not just an investment. At the same time, the best real estate purchase is one that can fill both of these roles.  So, when you begin the search for your first home, there are a few things you should keep in mind in order to make the best decision possible. These include:
Location, House size and Lot specifications. Hire a RealtorEveryone has heard that location is the most important aspect of … (0 comments)

What Cosumers Should Expect of Real Estate Professionals - 10/11/07 02:20 PM
 From my desk..Dean Davidson  - 5 Star Best in Client Satisfaction Award 2007
 Any profession is an occupation which, by its nature, requires a high degree of training, specialized study, and contiuing education.  Like the medical, leagal, and accounting professions, it is not all learned in books, but to a great extent in pratical application, a transaction at a time.
Common traits a consumer, whether they are in the market to purchase a home, or are in a position to need to sell a home, this customer/client has the right to expect the highest degree of performance from their real estate agent as … (0 comments)

Marketing vs. Selling Your Home - 10/08/07 03:49 PM
Pricing and Marketing Value
     The truth up-front!             
  FACT:  Buyers determine the market value of your home, not you and I!  The time to tell you this is right now, not after your home has been on the market for months and you have finally received a ridiculously low offer.  Some things that do not determine your market value are: 1) what you paid for the house, 2) the amount of cash you need from the sale, 3) what you think it is worth, 4) what an appraiser says it is worth, 5) what you paid down when you bought the property, … (1 comments)

Real Estate Bonanza - 10/08/07 03:46 PM
 
 Union County and Charlotte Area a Real Estate Bonanza
People in the Northeast are finding a home purchase bonanza in the Charlotte, NC market.  First of all,  the job market in the area is greatly enhanced by the presence of large banking institutions, like Bank of America, Waxhovia and B B & T, and the other professionals and service oriented business they attract.  Those that work in the banking industry, and others as well, in the Northeast, are usually subjected to long hours because of commutes.  Their work-life ratio is way out of balance.  When they buy a home in the Charlotte … (0 comments)

Selling Your Home - 10/08/07 03:41 PM
From my Newsletter 08/2007
Real Estate Corner...
Q.  Could You Give Me A Few Tips For Selling My Home Fast and For Top Dollar?
A.  If you're thinking of selling your home, how you "position" it can mean the difference between getting a fast, top dollar sale, and having it sit on the market for a long time.  If you're thinking of selling soon, you must call and get my Free report, "44 Money-Making Tips For Preparing Your Home To Sell", call me directly at  704-887-6696.  In the mean time, here are a few quick pointers...
Ø      First impressions are lasting.  Look at your home … (0 comments)

Your Real Estate Connection - 10/08/07 03:39 PM
Everyone, at some point in time, is going to be, or has been involved in a real estate transaction. With the exception of the purchase of homes in a new construction community,  very seldom are tworeal estate transactions just alike.  This is one key reason why most people use a Realtor.
We hope you will contact us with your Real Estate questions, and we will endeavor to answer them as best we can as soon as we can.
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L Dean Davidson

Waxhaw, NC

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Keller Williams Realty - Ballantyne

Office Phone: (704) 887-6600

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