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leesells: San Mateo County Realtors Help Seniors - 02/17/10 09:45 PM
RSVP is Coming
May 3-7
Get The Word Out!
Register now at http://www.samcar.org/userfiles/file/RSVP10_homeownerAPP.pdf
WHAT IS RSVP?RSVP is an annual week-long community outreach program that takes place in May 3-7 during "Adopt-A-Senior" Week. Realtors of San Mateo County provides free assistance to seniors who cannot otherwise perform certain household tasks due to physical or financial constraints.
FREE HOME SERVICES FOR SENIORS & THE HOMEBOUNDWashing windows, changing furnace filters, turning over mattresses, vacuuming, changing light bulbs, replacing smoke detector batteries and other similar household tasks are just a few chores that Realtors will perform.The program is one way Realtors and Affiliates can … (0 comments)
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leesells: What Shall it Be? Loan Modificaiton? Short Sale? Foreclosure? - 06/16/09 02:27 AM
You are among the millions underwater and over stressed. What shall you do.
Your credit will be most negatively affected with a Foreclosure, then a short sale. As long as you stay current on your loan, loan modification should not affect your credit. Your credit score weather it is right or wrong is used by potential employers before hiring, landlords before renting, insurance companies before granting insurance and etc. Depending on your individual situation maybe credit is not important.
My client's father nearing retirement age could live in his son's rental unit and will not be looking for another … (0 comments)
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leesells: One Buyer's Loss is Another Buyer's Second Chance - 05/06/09 02:01 PM
30% of Real Estate Deals Don't Go Thru. Maybe it is more, maybe it is less, but that is a pretty good estimate. So what does that mean to buyers and their agents? It means the property you lost out to in multiple offers or just because someone was faster than you does not mean it is gone forever. We all know that a ratified offer on a short sale means nothing until the lien holders agree. Many REO's and individual sales are falling through today. Many buyers, especially first time buyers get concerned when a property falls out of contract. … (0 comments)
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leesells: Every Negative Has a Positive!!! - 03/26/09 09:15 PM
Every Negative Has a PositivePositives of This Economy
•1. Bay Area Housing Affordability has gone from 16% to 38%
•2. Debt of Americans is Decreasing.
•3. A Large Increase in People Volunteering.
•4. A Large increase in Military Enrollment.
•5. First Time Home Buyers can get an $8000 Tax Credit.
•6. Buyers of California New Homes can get a $10,000 State Tax Credit.
•7. People are able to modify or refinance their loans to an affordable payment.
•8. Businesses have the opportunity to clean up their books and start fresh.
•9. Great Opportunity to Purchase a new car or any other … (0 comments)
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leesells: Housing Stimulus Package -An Open Letter to Poloiticians - 02/09/09 09:46 PM
To Congress Woman Jackie Spier, Senator Diane Feinstein, and Senator Boxer
I am a local realtor specializing in San Mateo and San Francisco Counties Real Estate. I do not think the $15,000 Home Buyer Tax Credit in Economic Stimulus Package is making best use of the tax payers money.
First and Foremost to stop and slow down the hemorrhaging of the Real Estate market we must try to limit foreclosures, short sales and strive to keep the homeowner in the home. A very common situation is a homeowner with a $700,000 mortgage on a home with a $500,000 value … (0 comments)
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leesells: Help Children Buy A Home? Loan, Gift or Partner? - 01/08/09 11:19 PM
As parents we all love our children and only want to help them. In the Bay Area parents almost have to help with a down payment. Do you give your children a gift or a loan? Is it better to be a co-borrower with them? Maybe be partners. If you help one child, you have to help the others. California is a community property state and that creates other issues. It is difficult to bring it up but more than half the marriages wind up in divorce and gifting child money to purchase a home is possibly giving your child's ex-spouse … (0 comments)
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leesells: HOA Dues: Junk Fees or Good Budgeting - 10/16/08 11:23 PM
Many people are under the belief that paying the HOA Dues is like throwing money out the window. I am not sure so let's review the costs of Home Ownership that is covered under the HOA Dues.
The following costs are approximate present day costs for a 1200 square foot home and a 2 Bedroom Bay Area Condo.
Painting the exterior of a home will cost $9000 and has an expected life of 10 years. That comes to $900 a year or $75.00 a month
Roof and gutters will cost $12,500 and has an expected life of 25 years. That … (0 comments)
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Lee Ginsburg
San Bruno,
CA
More about me…
Prudential Ca. Realty
Address: 180 El Camino Real, San Bruno, Ca, 94066
Office Phone: (650) 358-3959
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