Real estate blog entries tagged with leesells by Lee Ginsburg (Prudential Ca. Realty)

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leesells: What Shall it Be? Loan Modificaiton? Short Sale? Foreclosure? - 06/16/09 02:27 AM

You are among the millions underwater and over stressed. What shall you do.
Your credit will be most negatively affected with a Foreclosure, then a short sale. As long as you stay current on your loan, loan modification should not affect your credit. Your credit score weather it is right … (0 comments)

leesells: One Buyer's Loss is Another Buyer's Second Chance - 05/06/09 02:01 PM

30% of Real Estate Deals Don't Go Thru. Maybe it is more, maybe it is less, but that is a pretty good estimate. So what does that mean to buyers and their agents? It means the property you lost out to in multiple offers or just because someone was faster than … (0 comments)

leesells: Every Negative Has a Positive!!! - 03/26/09 09:15 PM

Every Negative Has a PositivePositives of This Economy
•1.     Bay Area Housing Affordability has gone from 16% to 38%
•2.     Debt of Americans is Decreasing.
•3.     A Large Increase in People Volunteering.
•4.     A Large increase in Military Enrollment.
•5.     First Time Home Buyers can get an $8000 Tax Credit.
•6.     … (0 comments)

leesells: Housing Stimulus Package -An Open Letter to Poloiticians - 02/09/09 09:46 PM

To Congress Woman Jackie Spier, Senator Diane Feinstein, and Senator Boxer

I am a local realtor specializing in San Mateo and San Francisco Counties Real Estate. I do not think the $15,000 Home Buyer Tax Credit in Economic Stimulus Package is making best use of the tax payers money.
… (0 comments)

leesells: Help Children Buy A Home? Loan, Gift or Partner? - 01/08/09 11:19 PM

As parents we all love our children and only want to help them. In the Bay Area parents almost have to help with a down payment. Do you give your children a gift or a loan? Is it better to be a co-borrower with them? Maybe be partners. If you help … (0 comments)

leesells: HOA Dues: Junk Fees or Good Budgeting - 10/16/08 11:23 PM

Many people are under the belief that paying the HOA Dues is like throwing money out the window. I am not sure so let's review the costs of Home Ownership that is covered under the HOA Dues.
The following costs are approximate present day costs for a 1200 square foot home and … (0 comments)

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