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Mortgage and Lending - Mortgages in AZ, CA, CO, DE, FL, GA, IN, MD, MN, MT, NC, NJ, NV, OK, OR, PA, SC, SD, TN, TX, UT, VA, WI - NMLS #138061 MMCD #1141

ARCHIVED BLOG POSTS

2013 

  Monday Motivation - A new blog post each week to help motivate or inspire.  Hope your week's off to a great start!     "All animals except man know that the principle business of life is to enjoy it" -Samuel Butler          I read this quote this morning, and although it sounds pretty simple an...
09/30/2013
  FHA Multi-Unit lending guidelines (3-4 units)        Many people think of the FHA 203(b) fixed rate loan program as a pretty vanilla program, and in many ways it is. 1-4 units,  minimum 3.5% down, fairly high thresholds for debt/income ratios, down payment can come from a gift, no required rese...
09/27/2013
  This is one of my all time favorites - Seared Ahi with black bean, mango, and jalapeno salsa on the side.        The trick to this one is a fresh, quality piece of Ahi and a perfect sear- sadly, thanks to what's going on in Japan, my Ahi may have an irridescent, neon green glow in the not so d...
09/27/2013
09/25/2013
2013 Taste of Newark - Sunday, September 29, 2013 12pm-3pmOld College Lawn (Rain location is Clayton Hall)        The 'Enjoy Downtown Newark' website describes this event as 'the ultimate foodie event in Newark, DE', and that's a very appropriate description from my experience.      The best flav...
09/23/2013
Monday Motivation -  A new blog post each week to inspire & motivate through stories and quotes.  Hope your week's off to a great start!        This piece by Thomas Edison reminds me very much of real estate agent's and loan officers - we are in a profession that realizes the definition of work, ...
09/23/2013
              Who are you accountable to?  If you have a family, perhaps you're most accountable to them, or maybe it's your boss.  Everyone is accountable to someone, but I've found one of the best practices in business and in life is to be accountable to yourself.        Accountability is a bi...
09/20/2013
  Total Mortgage 30 day closing guarantee        I'm happy to announce that Total Mortgage has officially launched our 30 day closing guarantee program!  If your loan qualifies for the 30 day guarantee and does NOT close within 30 days (subject to terms below) we will make your first mortgage pay...
09/19/2013
            When buying a home, one of the first questions people tend to ask is "What do I qualify for?".      While this seems like an appropriate question, in reality it doesn't matter what you qualify for - it matters what you can afford.      Affordability should be the most important aspect...
09/18/2013
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Monday Motivation A new blog post each week to inspire & motivate through stories & great quotes.  Hope your week's off to a great start!      I recently saw a video made in which an old man helps a young, poor child, only to have the child return the favor upon growing up.  It reminded me of the...
09/16/2013
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John Meussner

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