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Mortgage and Lending - Mason-McDuffie Mortgage, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA, - NMLS #138061 MMCD #1141
Recently Closed - 15 year Refinance in Los Angeles, CA      Recently a friend reached out with a casual "hey, a coworker of mine is having trouble refinancing so I told him to give you a call".  Shortly thereafter, I heard from his coworker, who was looking to refinance to a lower rate, and was a...
Loan Fees Shouldn't Be a Mystery To you, it's a "buffer".  To a client, it's a "miscellaneous" mystery.  To a lot of people, it looks an awful lot like gouging, or at least the potential to gouge.  Since the SAFE act of 2008, as lenders we've been legally mandated to know our fees, and disclose o...
What Documents Do I Need to Get a Mortgage?      One of the most confusing, and often times frustrating, parts of buying a new home or refinancing an old mortgage loan is submitting all of the documentation required by lenders.  If the last time you got a mortgage was pre-TRID, pre-SAFE, pre-Dodd...
My Favorite (and Least Favorite) Brands      We were given the contest opportunity for March to consider branding, and to write about our 3 favorite brands.  I have a lot of brand loyalty, and the 3 below are ones that I've used, and will continue to use, for years to come. Bauer Hockey I've been...
Great Realtor Experience in Palm Beach County, FL       How would you feel if you referred a client to a Realtor outside of your area, and at the end of the client's home purchase, they described the Realtor like this: "She was absolutely amazing.  I'm so glad you referred her to us, she was God ...
Best Escrow Company in Southern California      Having worked in California for a few years now, I've encountered a lot of different escrow companies and agents.  On purchase transactions, the seller often chooses escrow, so I see many different faces on different transactions.  I'm here to tell ...
I hold licenses and do business in 11 states.  Every one of them, with the exception of small pockets, are seeing market circumstances similar to what Susan mentions below in her blog.  Her advice to buyers is spot on.  If you haven't gotten started with her first tip, that's where I come in. Our...
How Does the Fed Affect Mortgage Rates?       What does the Fed do to mortgage rates?  In the words of the late Edwin Starr, "Absolutely Nothin'".  Yesterday. Janet Yellen announced a .25 increase in the Fed funds rate, and those in the real estate industry seemed quick to scare the pants off of ...
Licensed to do Mortgage Loans in Texas       They say that everything is bigger in Texas.  The mortgage licensing process is no different.  While I submitted license applications for Maryland, Tennessee, and Texas at the same time, Texas took quite a while to work it's way through the process, bu...
A Long Weekend in the Rockies      When getting licensed to do mortgage financing, one thing that's important to me is that I do business where I want to do business.  I believe in forming real relationships with people, knowing something about the markets I serve, and having the ability to relat...

John Meussner

#MortgageMadeEasy Walnut Creek, CA 484-680-4852
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