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Mortgage and Lending - Mason-McDuffie Mortgage, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA, - NMLS #138061 MMCD #1141
Interested in moving to Richmond?  Whether you want to move to RVA or haven't considered it at all, you'll enjoy the below post by Shannon.  And if you're a fellow real estate blogger wondering how to do a localism post, I'd suggest getting your notepad ready, because this is an awesome represent...
Recently Closed - Delayed Financing in Rialto, CA      A few months back I received a call from a client that found me through ActiveRain, specifically looking for options to get a cash back mortgage on a recently acquired property.  He had gone under contract to purchase a new home in Rialto, CA...
How Home Ownership Saves Money ***This post contains information pertaining to tax law and the US Tax code.  We are not CPAs and this is not tax advice, but merely information deemed accurate to the best of our knowledge based on tax codes as of the date of original publication - May 16, 2017 ---...
Why Do Lenders Ask For So Much Information?       Today I received an email from the Georgia Department of Banking & Finance.  They send out notices usually once each month to provide updates, news, and mortgage related notes that licensed originators in Georgia should know.  Today's email was a ...
Some of them want to use you, some of them want to abuse you      This month @Kathleen Daniels invited us to write about the thing in our job that drives us nuts - the Joker to our Batman.  I loved this analogy, because thinking about the topic I wanted to write about, I realized I have a lot of ...
Dick offers us a great picture of what goes on in the minds of sellers in a competitive marketplace.  We see similar multiple-offer scenarios play out daily here in a hot California marketplace, and I see them across the country. As a lender a few things stood out to me --- for one, while FHA sho...
New Fannie Mae (Conventional) Guidelines       Fannie Mae has announced some changes to their conventional lending guidelines, effective immediately.  This is a welcome announcement as the changes make underwriting guidelines more clear, and in some cases more lenient.  They also improve pricing ...
Zillow Takes a Bite Out of Dual Agency "Beginning in May, 2017, Zillow Group, which includes both the Zillow and Trulia platforms, has decided to STOP accepting manual listing entries from real estate agents. What does this mean? It means that beginning in May, Zillow and Trulia will ONLY accept ...
Recently Closed - 15 year Refinance in Los Angeles, CA      Recently a friend reached out with a casual "hey, a coworker of mine is having trouble refinancing so I told him to give you a call".  Shortly thereafter, I heard from his coworker, who was looking to refinance to a lower rate, and was a...
Loan Fees Shouldn't Be a Mystery To you, it's a "buffer".  To a client, it's a "miscellaneous" mystery.  To a lot of people, it looks an awful lot like gouging, or at least the potential to gouge.  Since the SAFE act of 2008, as lenders we've been legally mandated to know our fees, and disclose o...

John Meussner

#MortgageMadeEasy Walnut Creek, CA 484-680-4852
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