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Mortgage and Lending - Mason-McDuffie Mortgage, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA, - NMLS #138061 MMCD #1141
Great advice here from Susan for everyone out there considering buying a home --- finding the RIGHT agent is very different from working with the FIRST agent.  Good agents may not answer on the first ring or call you back within 30 seconds ---- and good agents are very worth waiting 24 hours for ...
Be a Buddha, not a Bull  "They're a bull in a china shop, and that's me trying to put it nicely"       That's how a 3rd party in a transaction described the buyer's agent on a recent purchase transaction.  In this specific deal, there were numerous delays, all caused by a buyer.  First he was bus...
What the Brexit Means for Mortgage Rates       A short while ago someone posed the question "what happens to our markets if the UK leaves the EU?".  Well, in a major surprise, we're seeing that unfold today.       The DOW is (as of this writing) down more than 500, Japan's markets were crushed ov...
Underwriting Isn't Easy  "The underwriter is asking for...".  "Underwriting declined your file...".  "The underwriter doesn't understand this...".       The types of comments above happen WAY more often than "the underwriter was awesome!" and for a good reason - the underwriter is, whether they w...
Attention to Detail - A Lesson Learned       At the start of my career, the mortgage business was a different world.  Loan application accuracy was basically a suggestion, and if you could confirm the borrower had a pulse, chances are you could get them financing.  When things first started "tigh...
What a perfect title, and good info to share from Lyn.  To the point, buyers need to go to the original source, through an agent, to get the best info when buying or selling! Where do listings come from on the internet? Q.  When I search Zillow, I've noticed that not all of the listings show up. ...
Bigots are not a protected class       Under ECOA law, lenders are not allowed to discriminate against any applicant on the basis of race, color, religion, national origin, sex, marital status, age, or the receipt of public assistance.  Please note that within this list of protected classes, "Big...
Please Share in Support of Small Business        This is not a real estate related post.  It's not mortgage related.  It's an "I'm sick and tired of giant corporations having big enough wallets to force small businesses to suffer, whether they're right or wrong" blog.  And I want you to share it....
Just like everything else - if it's on TV, you can rest assured it's overly produced nonsense. HGTV and the participants should be ashamed of themselves that they'd inconvenience others through outright deception in order to make a buck. I've worked in transactions with agents from TV shows on th...
Suicidal Real Estate Agents       A first time home buyer that I've been working with for a while now gave me a call today about a property he's interested in.  We went over some numbers, options, and ways we can get him approved - best & worst case scenarios - his approval numbers are tight, but...

John Meussner

#MortgageMadeEasy Costa Mesa, CA 484-680-4852
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