I have never made a bad loan. Have you??? Confession Time is now. - 09/30/07 09:47 AM
When I started my career in Lending years ago, The manager that I had told me "You will never make a bad Loan, but you will have loans that go bad" that is a fact of life. Maybe that is what the industry needs to do now. Only make good loans.I … (6 comments)
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Michael Moore will be on Oprah today - Could be worth watching - 09/27/07 06:14 AM
This could be an interesting show. For the first time on TV, Michael Moore and a respected insurance lobbyist face off in a healthcare showdown. Then, Lisa Ling puts some insurance companies on the line. You might believe in what he says or not. Regardless consider watching, I say there is … (8 comments)
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Public Service - Missing Kids Banners - 09/26/07 02:07 PM
Public Service Banner
Tim Bradford, an employee of Atlas Mortgage is proud to offer this as a Public Service
Please give me a Call at 216.324.8113 with any Finance Questions
Avoid Paying Mortgage Insurance, First Time Buyers programs,
Grant, Gift and Zero Interest Programs could be available.
Anyone wanting … (0 comments)
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Oprah - 247 Reasons - PDF of the Report - 09/24/07 08:04 PM
if you are interested this is the report that will be profiled tomorrow on the Oprah Show. If you are looking for a little information or just a good laugh consider looking at this. Maybe we should make up a report like this as to why people buy homes??? Or why … (3 comments)
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Become the Dr Phil of Real Estate - You know the "BEST OF THE BEST" - 09/23/07 08:20 AM
This is an excellent post that made me think. How To Be Perceived As A Real Estate Expert - or NOT - You know what they say... "Perception is Reality."It describes Dr Phil's Marketing technique againt how Most Realtors Promote themself. I think there is alot of truth to her post. Read … (3 comments)
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Problem with HUD paying buyers Closing Costs on HUD Contracts. Line Item 5 - 09/21/07 01:27 PM
If anyone else has had a problem with HUD paying the full amount called for on line 5 of the HUD purchase contract. Please let me know. I recently had one and I was able to convince HUD that their rules had changed and they now have to apply the
"Upon … (2 comments)
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Proposed change to FHA MIP scheduled for change Jan 1, 2008.// Comment Period Ended 10/22/2007 - 09/20/07 05:15 PM
Come on Active Rainers
Please make your comments to HUD regarding this Proposal. And let others know what you are saying by leaving the post here.
Below is the proposed change to FHA MIP Premiums.
DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT[Docket No. FR-5171-N-01]Federal Housing Administration (FHA)Single Family Mortgage Insurance:Announcement of Planned Implementation of … (24 comments)
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New Group Started - Northern Ohio ActiveRainers - 09/19/07 10:17 PM
I started a new group called "Northern Ohio ActiveRainers" Please consider joining the group. My goal is to make it the #2 group in OHIO. I believe the entire Cleveland Metro area should participate in this group. Doing this might allow more participation and posts that some of the other groups … (2 comments)
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VIDEO-FHASecure may help if you have an Adjustable Rate Loan that is now Adjusting - 09/16/07 10:57 PM
Here is the Announcement of FHASecure
BUSH ADMINISTRATION TO HELP NEARLY ONE-QUARTER OF A MILLION HOMEOWNERS REFINANCE, KEEP THEIR HOMES
FHA to implement new "FHASecure" refinancing product
WASHINGTON - President George W. Bush today announced that HUD's Federal Housing Administration (FHA) will help an estimated 240,000 families avoid foreclosure by … (1 comments)
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VIDEO- Hearing on Predatory Lending: Cuyahoga County Treasurer - 09/16/07 10:44 PM
I was looking for something else and saw this video on youtube.com If you have not watched it before, I think you might find it interesting.
The Oversight Subcommittee on Domestic Policy takes an in-depth look at the predatory mortgages, payday loans, and foreclosures that plague inner-city America. This will be … (2 comments)
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OHFA Lowers Rate effective 1/02/2008 (However not the best for your client) - 09/14/07 12:58 PM
Below is the OHFA (Ohio Housing Finance Agency) notice of Rate Change.
Before you take your buyers to this program, call your preferred lender (Hopefully me) and have them compare the pricing with their current FHA, VA or Conventional products. Right now I am advising my clients against the OHFA program because other identical … (3 comments)
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Blood Suckers - Who do I mean???? - 09/14/07 09:24 AM
Hopefully that Title caused you to take a look at this post. When giving blood platelets this morning was talking with the technicial and was supprised when I asked her what perecentage of the population donate blood or other blood products. She told me only 5% of the eligible population make … (3 comments)
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