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Shake the Money Tree? - 08/25/10 02:03 PM
Check Out All of These Little-Known Sources for FHA Down Payment! Have you heard or thought of this before? "I'd like to buy a home but don't have the money for the down payment or closing costs!" There are a lot of lesser-known alternative sources of funds that are acceptable to FHA! Gift Funds - Family, close friends (with no financial interest), employers, and charitable organizations (with no financial interest) are acceptable donors. Loans from Immediate Family - Unsecured or secured against the subject property. Payment must be calculated in ratios. Secured Loans - Can be collateralized by investment accounts or real property. Payments on loans (1 comments)
Consumers and Realtors be sure to watch this!!!!!! - 08/09/10 12:54 PM
This will further explain what HUD is doing on FHA loans as I described last week. Check out this link as Frank and Brian show how it will affect buyers of homes. Get off the fence and get in contract and a case number ordered before September 7. http://www.thinkbigworksmall.com/mypage/archive/1/52542/
Jayne Combs Frost Mortgage Lending Group NMSL#222444
HUD Announces MI Changes effective September 7, 2010. - 08/05/10 08:57 PM
News Flash-HUD Announces MI changes effective September 7, 2010 - UFMIP will be reduced to 1.00% on all amortization terms. Annual MIP will be increased to .9% for LTV's >95% and amortization terms >15 yrs. Mortgagee Letter to be released shortly. Here's a link to the letter from David Stevens. http://portal.hud.gov/portal/page/porta...l/ver-1/HUD/federal_housing_administration/docs/August_Special_Edition_2_FromtheDeskOf.pdf
Jayne Combs NMLS #222444 Frost Mortgage Lending
Avoid Foreclosure? Know your options? - 08/04/10 02:51 PM
Fannie Mae has a great new website out to help you to understand what your options are besides foreclosure. I thought this would be something useful to pass on to you either for yourself or someone you know that may be going through this. Here is the link: http://knowyouroptions.com/ Feel free to repost this to your website. It could make someone's day you don't know about. Impossible is not a word, just a reason for someone not to try - Lyrics from Kutless, What Faith Can Do. (1 comments)
FHA Assumptions = More $ales???? - 08/02/10 07:07 PM
(All info provided assumes existing loan was originated on or after December 15, 1989) An FHA assumable loan can be an attractive feature when selling or listing your home for both the buyer and seller, especially in today's declining value market. Here are some quick facts on FHA assumptions: · Buyers must credit-qualify to assume existing loan for remaining term. •· Buyer will obtain assumption package from current loan servicer. •· Loan fees are lower than a new-loan origination. •· Sellers will be released of liability. •· No appraisal required. •· Investors do not qualify for assumptions. •· Cash contributions from the seller (2 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.