real estate tips and advice: Why Clients Fire Real Estate Agents - 04/14/14 08:51 AM
I recently read a blog post where people were ranting about some of the issues they had with real estate agents. 
 
To be very clear, I know that the real estate agents that I work with would never conduct their business this way – but I wanted to share with you what both sellers and buyers have given as the reason they have fired their real estate agent and chosen someone else to represent them. 
 
Not Notifying Clients When Going Out of Town – Whether it’s a day or a week, send them an email and let them … (2 comments)

real estate tips and advice: 10 Ways to Avoid Your Buyers Loan From Falling Through - 03/20/12 05:47 AM
How many times has it happened to you that just when you're about ready to close a transaction, the buyer has quit their jobs, put a lump sum of cash into their bank account, bought a car, etc?  Print this and hand this to all of your buyers.  Enjoy!



10 Commandments When Applying for a Mortgage Loan
Thou shall not change jobs or become self-employed
Thou shall not buy a car, truck or van unless you plan to live in it
Thou shall not use your credit cards or let your payments fall behind
Thou shall not … (0 comments)

real estate tips and advice: Butter my Buns and Call Me a Biscuit? - 03/15/12 09:20 AM
d
(3 comments)

real estate tips and advice: Join in My Holiday Contest! - 12/15/11 10:58 AM
  All you have to do is like my facebook page and answer the questions up until Christmas.  Check out my facebook page by clicking here for the rules and the prize.  That's it!  Merry Christmas and Happy New Year!
(0 comments)

real estate tips and advice: Voice Your Opinion Now - 01/26/11 06:37 AM
Those of you that follow my blogs, know that I like to provide valuable information to you to help you grow your business.   I am looking to take it one step further and offer lunch and learns to Realtors.  I don't want to do just lunch and learns about loan programs.  Don't get me wrong, there is some stuff you need to know about lending in order to keep your transactions running smooth.  However, like my blogs, I'm looking to help you to grow your business and to help you make happy clients.
Here are a few ideas that I was … (0 comments)

real estate tips and advice: Need to Know if Your Property Loan Amount Qualifies for Conventional Financing? - 12/28/10 07:37 AM
Did you know that you can check the conventional mortgage loan limits, by property address? Just use this link, https://commlend.efanniemae.com/LoanLimitGeocoder/pages/Login.aspx/. 
Call me with any questions!
Jayne Combs

Land/Home Financial
NMLS#222444
jcombs@lhfinancial.com
661 965-0088
Follow me on:


(2 comments)

real estate tips and advice: Just 10 Business Cards a Day? Simple Right? - 12/08/10 06:52 AM
Since I will be on vacation next week, I thought I'd give you my tip of the week a little early :) .  Hope this helps you to gain at least 1-2 new listings/sales next week:
I just met a true real estate animal. This person has been in the business for only a few years, is located in a small town and is tearing up the market there! I wanted to know his secret.  This is so simple; I just shook my head laughing. Get this; he said all he does is put 10 of his business cards in his pocket … (3 comments)

real estate tips and advice: Irate Client Equals Great Referral Source? - 12/06/10 06:14 AM
The other day I got a phone call from an irate client. Apparently her real estate agent had made a mistake, or at least the client thought he had. Now, do we get referrals from irate past clients? The answer is, YES!! You can actually get the best referring clients from these situations; IF YOU DO THE RIGHT THING. What is the right thing? It's a 3 step process.1. Say you are sorry. "Mr. Client, I sincerely apologize for what happened."2. Take responsibility. "Mr. Client, I accept full responsibility." 3. Ask them how you can make it right. "Mr. Client, what … (3 comments)

real estate tips and advice: Has this ever happened to you? - 11/30/10 06:26 AM
As a realtor, I thought you would appreciate this and unfortunately, can relate to these cartoons.
I want to buy a house:    http://www.youtube.com/watch?v=2dcHcLSfVN8
I want to sell my house:  http://www.youtube.com/watch?v=XtapppxQ6sA
Enjoy!  And I hope it made you at least laugh a little.
Jayne Combs
Mortgage Consultant
NMLS#222444
 
(0 comments)

real estate tips and advice: How to Get a Mortgage Loan for Non-Citizen Borrowers (FHA) - 11/29/10 06:14 AM

FHA financing is available to borrowers who have legal residence in the U.S. 
The two categories of legal residents are:
Permanent Resident Aliens Non-Permanent Resident Aliens Permanent Resident Aliens
Provide valid Social Security Number Provide copy of the Alien Registration Receipt Card (Resident Alien Card), I-551 OR Unexpired foreign passport with an I-551 stamp.  Non-Permanent Resident Aliens
Provide valid Social Security Number Provide EAD (Employment Authorization Document) issued by the U.S. Bureau of Citizenship and Immigration Services (BCIS), formally the INS.  Typical EAD documents for non-permanent resident aliens would be a type of visa:            -H1B - Specialty … (3 comments)

real estate tips and advice: Marketing Without Money? - 11/29/10 04:06 AM
Marketing Without Moneyby Jeff Crilley
There's an old saying, "If you build a better mousetrap, the world will beat a path to your door." That's just not true anymore. There are plenty of wonderful mousetraps out there that no one will ever buy because nobody knows they exist.
And you don't have to mount some expensive marketing campaign to get the word out. The truth is there are plenty of ways to market that mousetrap even if the only thing in your pocket is lint.
1. Free Publicity
The world's appetite for news is insatiable. With 24-hour TV news networks, online … (2 comments)