Scott Gormley
Chico ,
CA
More about me…
Oak Valley Mortgage-California Home Loans and Refinancing
Office Phone: (530) 361-6202
Cell Phone: (530) 592-8362
Email Me
Tags
0 (1)
10 commandments of real estate professionals (1)
13 (1)
13th (1)
2007 (2)
2008 (1)
3 main factors (1)
3 questions (1)
ability (1)
account (1)
active (8)
active rain (2)
adapt (1)
adjustable (2)
adjustable home loans (1)
adjustable loan (1)
adjustable mortgage california (1)
adjustable mortgage rates (1)
adjustable rate mortgage (1)
adjustable rate mortgages (1)
advertising (1)
advice (1)
affiliates (1)
affordability (2)
age (1)
age gap with clients (1)
agent (14)
agents (3)
air (1)
alan greenspan (1)
america (1)
americas (1)
amoritization (1)
appeal (1)
application (2)
appraisal (1)
appraisals (2)
appraiser (1)
arms (2)
article (1)
assets (1)
associate (1)
associates (1)
association (1)
auction (1)
avoid (3)
babies (1)
baby (4)
background (1)
banks (1)
basics (1)
bay area (1)
behavior (1)
ben bernanke (1)
benefits of homeownership (1)
big (1)
big event (1)
bird (1)
birthdays (1)
blog (4)
blogging (1)
bmu 210 (1)
bomb (1)
books (1)
boomer (1)
borrower (1)
brewery (1)
broker (21)
brother (1)
bubble (1)
builder (1)
building (1)
building a home (1)
bureau (1)
burst (1)
business (5)
butte county foreclosure (1)
buyer (9)
buyers (4)
buying real estate (1)
ca homes (1)
calculating (1)
california (84)
california adjustable rates (1)
california agents (1)
california conforming loan limit (1)
california conforming loans (1)
california defaults (1)
california foreclosures (2)
california home buyer (1)
california home loan (16)
california home loan process (1)
california home loans (20)
california home loan underwriting (1)
california homeowners (1)
california homes (3)
california home stager (1)
california home values (1)
california lender (1)
california lenders (1)
california loans (1)
california mortgage (16)
california mortgage broker (5)
california mortgage broker fiduciary responsibilities (1)
california mortgage broker fiduciary responsibility (1)
california mortgages (1)
california mortgage testimonial (1)
california notice of default (1)
california real estate (11)
california real estate blog (2)
california real estate loan (1)
california real estate loans (3)
california real estate purchase (1)
california realtors (2)
california refinance (15)
california refinance process (1)
california short sales (1)
california state university chico (1)
call (1)
card (1)
car tow (1)
catedral (1)
chairman (1)
challenger (1)
challengers (1)
change (1)
changing (1)
charity (2)
check (3)
chico (76)
chico alumni (1)
chico california (3)
chico california real estate (2)
chico debt consolidation (1)
chico home financing (1)
chico home loan (8)
chico home loans (4)
chico lender (3)
chico loan (2)
chico mortgage (6)
chico mortgage broker (2)
chico real estate (7)
chico real estate loan (2)
chico real estate loans (1)
chico refinance (5)
chico state (1)
chico state alumni (1)
chico state housing (1)
chico state professors (1)
chico state teacher incentive (1)
chico student housing (1)
chili (1)
choosing a real estate agent (1)
christopher (3)
cleaning (1)
click (1)
client (8)
client experience (1)
client input (1)
clients (7)
client testimonials (1)
closing (1)
closing costs (2)
college (1)
colonies (1)
columbus (3)
com (1)
commission (2)
communication (4)
community (5)
compare home loans (1)
comparing mortgage offerings (1)
competition (6)
complain (1)
conditions (2)
condo (1)
condos (1)
conforming (1)
conforming jumbo loans (1)
conforming loan increases (1)
conforming loan limits (2)
conforming loan limits in california (1)
conservation (1)
construction (1)
consumer (2)
contest (1)
cooked (1)
cookoff (1)
costs (1)
counter (1)
countrywide (2)
countrywide home loans update (1)
county (3)
county taxes (1)
credit (6)
crm (1)
crossing (1)
csu chico (1)
csu chico housing (1)
csu chico teacher benefits (1)
curb (1)
darner (1)
day (1)
debit (1)
debt (2)
debt consolidation (1)
default (1)
delta sigma pi (1)
demand (1)
desk (1)
diapers (2)
dinner (1)
direct (1)
disclosure (1)
disintermediation (1)
disputes (1)
documentation (1)
documents (3)
domain (1)
domains (1)
do not call registery (1)
dont (1)
dream (1)
driving (1)
dropping (1)
early (1)
economic stimulus package (3)
economic stimulus package loan increase (1)
efax (1)
election (1)
email (1)
employment (1)
empty (1)
energy (1)
engine (1)
enloe hospital (1)
enloe hospital doctors (1)
enloe hospital employee benefit (1)
enloe hospital staff benefit (1)
equal (1)
equifax (1)
equity (3)
escrow (1)
estate (68)
ethic (1)
europe (1)
experian (1)
exposure (1)
factor (2)
fair (1)
fall (1)
family (3)
fannie mae (3)
fannie mae changes (1)
fannie mae takeover (1)
faq (1)
fax (1)
federal (2)
fed rates (1)
fee (2)
feed (1)
fees (2)
fico (2)
finance (12)
financial (2)
financing (1)
fired (1)
first (3)
first time home buyer (3)
first time home buyers (1)
fishing (1)
fixed (1)
fixed home loan california (1)
fixed mortgage (1)
fixed or adjustable (1)
flies (1)
flood (1)
foreclosures (3)
fraternity (1)
freddie mac (3)
freddie mac changes (1)
freddie mac takeover (1)
free (1)
free year (1)
fremont (1)
friday (1)
ftc (1)
fundraiser (1)
funny (1)
future (1)
gas (1)
generation x mortgage broker (1)
george bush (1)
get (1)
goals (1)
google (1)
gormley (3)
government takeover of fannie mae and freddie mac (1)
gratification (1)
grossman (1)
growth (3)
gut feeling (1)
hawaii (1)
help (2)
high cost housing area refinance (1)
home (86)
home buyer (2)
homebuyers (1)
homebuying (1)
home equity (2)
home equity lines of credit (1)
home inspection (1)
home inspections (1)
home loan (4)
home loan approval (1)
home loan closing costs (1)
home loan guidelines (1)
home loans (1)
homeowners (1)
home ownership (1)
homes (2)
hosting (1)
house (1)
housing (2)
humor (3)
husband (1)
ideas (1)
identity (1)
impound account (1)
incentives (1)
income (2)
index (1)
industry (1)
information (3)
instant (1)
instant message scott gormley (1)
instant messanger (1)
insurance (6)
interest (6)
investing (1)
investor (1)
involvement (1)
january (1)
jason (1)
jobs (1)
jokes (1)
juggling (1)
junk (1)
ken (1)
korea (1)
la (1)
laugh (1)
lawyer (1)
legal (1)
lender (21)
lenders (2)
lending (3)
length (1)
leveraging real estate (1)
license (1)
like (1)
limits (1)
line (1)
link (1)
liquidity crisis (2)
liquidity problems (1)
listing (2)
listings (3)
literacy (1)
loan (78)
loans (2)
los angeles (2)
low balling (1)
machine (1)
mail (1)
market (9)
markets (1)
market watch (1)
married (1)
math (1)
max (1)
meebo (1)
michigan (1)
minimum (1)
mining (1)
minorities (1)
misconception (1)
mistakes (3)
mixer (1)
mls (3)
mobile (1)
money (1)
mortgage (90)
mortgage articles (1)
mortgage brokers (2)
mortgage closing costs (1)
mortgage company (1)
mortgage crisis (1)
mortgage faq part 2 (1)
mortgage foreclosure (1)
mortgage industry (1)
mortgage lates (1)
mortgage leads (1)
mortgage meltdown (1)
mortgage news (1)
mortgage problems (1)
mortgages (1)
mortgage service company (1)
mortgage topics (1)
motivation (1)
motivational (1)
movie (1)
music (1)
nar (1)
national (1)
negative (1)
neighbor (1)
neighborhood (2)
neighborhood parking (1)
neighbors (2)
nester (1)
net (1)
nevada (1)
new (1)
new century (1)
new construction (1)
new home (1)
new loan products (1)
no (1)
nonconforming loans (1)
nonpermanent resident alien (1)
north (1)
northern (1)
now versus later (1)
nuclear (1)
oak (1)
oak valley mortgage (5)
oak valley mortgage client testimonials (1)
objectives (1)
of (1)
offers (1)
office (1)
office of federal housing enterprise overshight (1)
officer (1)
ofheo (1)
older clients (1)
only (1)
open (1)
open house (1)
opinion of active rain (1)
opinions (1)
opportunity (1)
opt (2)
option (1)
optomistic (1)
orange (3)
orange county (2)
orange county california (2)
orange county conforming loan limits (1)
orange county foreclosure (1)
orange county home loans (1)
orange county mortgage (1)
orange county properties (1)
orange county real estate tours (1)
orange county refinance (1)
orange county virtual tours (1)
origin (1)
out (2)
page (1)
paper (1)
parents (1)
parking (1)
parking tickets (1)
part 1 of 3 (1)
passion for real estate (1)
paying points (1)
payment (1)
payments (1)
people (1)
personal (3)
personal finance (1)
pessimistic (1)
phenonomen (1)
phone (2)
picture contest (1)
podcast (1)
point (2)
points (2)
policy (1)
poop (1)
power (1)
preapproval (1)
preapproved (1)
preparing (1)
prequalified (1)
president bush rate freeze (1)
privacy (1)
private (3)
problem (2)
productive (1)
professiona (1)
profile (1)
project (1)
property (1)
property tax (1)
property taxes (1)
protection (1)
pruchase (1)
public (1)
purchase (10)
queen (1)
questions (2)
questions part 1 (1)
race (1)
rain (8)
rate (3)
rate freeze (1)
rates (6)
ratio (1)
real (68)
real estate (14)
real estate agents (1)
real estate bubble (1)
real estate investing (1)
real estate loans (2)
real estate professionals (1)
real estate transaction (1)
reality (1)
realtor (16)
realtors (4)
realtor testimonial (1)
rebate checks (1)
recession (1)
reciprocal links (1)
recovery (1)
recruitment (1)
red flags (1)
redline (1)
redlining (1)
referral (2)
refinanance (1)
refinance (48)
refinance closing costs (1)
refinance my california mortgage (1)
relationship (3)
relationships (3)
relocate (1)
relocation (1)
reltor (1)
rent (1)
report (4)
requirements (1)
reserve (1)
resources (1)
rich (1)
rights (1)
robbery (1)
rss (2)
sales (3)
san francisco (1)
scary (1)
school (1)
score (2)
scott (3)
scott gormley (4)
scotty riemens (1)
search (1)
security (1)
seeker (1)
sell (1)
seller (5)
sellers (1)
send a message to scott gormley (1)
service (2)
sex (1)
shelter (1)
sheree (1)
short sales (1)
shutting down (1)
sierra (1)
signing (1)
sisters (1)
social (1)
social security (1)
sold (1)
soldier (1)
solver (1)
solvers (1)
southern (1)
spain (1)
spam (1)
spelling (1)
springtime in chico (1)
stated (1)
states (1)
status (1)
stealing (1)
stories (1)
street addresses (1)
student (1)
students (1)
subprime foreclosures (1)
sub prime home loans (1)
subprime mortgages (1)
successful (1)
supplemental tax bill (1)
talking (1)
taxes (1)
telemarketers (1)
terms (1)
thank (1)
the (1)
theft (2)
things to do in chico california (1)
time (3)
tip (1)
title (1)
trade (1)
traffic (1)
transaction (2)
transactions (1)
transunion (1)
types (1)
understanding (2)
unfair (1)
united (1)
united states (1)
united states currency (1)
update (1)
utlrasound (1)
valley (1)
value (1)
video testimonials (1)
villain (1)
virgil cole (1)
wachovia (1)
walking (1)
wall street (1)
wayne harder (1)
website (2)
wedding (1)
week (1)
what are closing costs (1)
wholesale lending (1)
wife (1)
wine (1)
wonders (1)
word (1)
work (2)
workshop (1)
wrong (1)
you (1)
young (1)
young mortgage professionals (1)
your credit (1)
your credit 2 (1)
your credit part 3 (1)
zero (2)
This is my list of the 10 Commandments for Real Estate Professionals to follow. It is under copyright and protected as of this day, set forth July Sixteenth, Two Thousand and Seven. All those that seek to use part of or all of the list herin must seek my written permission.
;)
;)
