california home loan: Learning to Love Your Mortgage! - 12/17/07 12:04 PM
Many hate their mortgage. They hate working hard everyday, only to make that BIG PAYMENT at the beginning of the month. For the millions of homes in adjustable rate mortgages, they hate not knowing how much their mortgage is set to increase on a month to month or yearly basis. So, … (5 comments)
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california home loan: Looking for a California Generation X Mortgage Broker? - 12/14/07 04:23 PM
Are you looking for a California Generation X Mortgage Broker?
One that uses technology to stay on the cutting edge, saving you time, money, hassles and confusion by keeping clear lines of communication throughout the entire loan process through the latest means of communication...
One thing has become clearly obvious to me, since I have … (2 comments)
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california home loan: Warning! Sensative Mortgage Topic - 09/22/07 01:28 PM
This is a warning as it is a sensative mortgage topic. But, you can always count on me to "open up a can of worms" and stress my opinion. I received a disturbing email on Friday, informing me that a few MAJOR BANKS are rolling out new home loan guidelines to … (36 comments)
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california home loan: Do I Need to Talk to YOUR BROKER? - 07/06/07 12:18 PM
Lender and Real Estate Agent Rules to be followed in a purchase/sales transaction:
Rule Number 1: Our clients come first
Rule Number 2: Time is of the essence
Rule Number 3: Everyone should work together as a team
One thing that I think is fascinating about Real Estate is the fact that no two transactions are … (6 comments)
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california home loan: California Home Loan Client Testimonials - 06/10/07 10:59 AM
Our Client Testimonial page on Oak Valley Mortgage's website is now "Live". We feel that our clients telling new potential clients in California how their experience was through the home loan and refinance process with us goes far and beyond talking about how great we are!
If you are looking to purchase … (2 comments)
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california home loan: It's NOT All About the Benjamins! - 06/02/07 11:25 AM
What many don't understand that are in my line of work is that it isn't just about "The Benjamins!" I'm a firm believer that if you are good at what you do, success will follow.
People should not be "a deal". Our clients should be treated with respect, empathy and understanding of … (11 comments)
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california home loan: Non-Permanent Resident Alien Home Loans in California - 05/25/07 11:32 AM
One of the main things that I love about California is the diverse population. We have a melting pot of many individuals that are coming from outside the United States legally and seeking to make a better life for themselves and their families in the land of "Golden Opportunity!" With that being … (8 comments)
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california home loan: Fake It Till You Make It...The Aftermath of the First Refi Boom! - 05/01/07 04:28 PM
I don't need to refinance...I have a 30-year fixed!
After looking at your Promissory Note, you may be suprised!
With the craziness of the "Refi Boom" and the historical levels of appreciation in Real Estate an influx of loan officers came into the mortgage industry to make a QUICK BIG BUCK! Mortgage companies were hiring people left … (11 comments)
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california home loan: Understanding Refinance and Home Loan Closing Costs! - 04/28/07 11:36 AM
There's an old saying, "If it's too good to be true, it probably is!" Such is the case with refinancing or purchasing a home and the topic of closing costs. Many lenders in the industry will claim NO CLOSING COSTS, however, everyone actually plays on a level playing field! The only … (15 comments)
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california home loan: Joining In On the American Dream! - 04/28/07 11:08 AM
Joining in on the American Dream!
Well, it's official! I have officially purchased my first home and begun to take part in the American Dream of owning my own home. So, I figured, "What better topic to talk about this week than my own personal experience with purchasing a home?" Was it … (7 comments)
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california home loan: Comparing "Apples to Apples" when shopping for your home loan! - 04/28/07 10:44 AM
I was offered a 5% fixed for 30 years, can you beat it?
More often than not, borrowers get so caught up in the "rate" that they fail to look at the actual product being offered to them. My goal is to help you avoid this pitfall to save time and … (3 comments)
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california home loan: We Hate Our Mortgage Servicer and Want to Refinance NOW! - 03/29/07 01:52 PM
I don't know why, but I've had several clients over the past few months that have had bad experiences with the mortgage companies that are servicing their existing home loans. So, these borrowers contact me, wanting to refinance and get away from the headache. They then tell me to obviously not … (16 comments)
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california home loan: You want to be my agent and you don't even own a home? - 03/17/07 09:53 PM
This topic has me scratching my head with a weird look on my face when it comes up...
I find it interesting that many agents I come across are in the business of selling real estate and yet they don't even own their own home! If I were a potential client and … (14 comments)
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california home loan: But They've Been Scrubbed! - 01/24/07 11:41 AM
I was wondering what my topic of the day would be for a blog, then I got a call and the perfect topic came up. A lead generation source called me up just a few minutes ago and was offering, yet again....to buy mortgage leads from "reputable sources."
This telemarketer had a slightly … (6 comments)
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california home loan: Podcast? - 09/05/06 12:12 PM
Are you thinking of a new way to reach out to your clients? After doing some research, I have found that doing a podcast is one of the newest forms of technology that you can use to inform your clients and form a stronger relationship with them and your target market. … (1 comments)
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california home loan: Traffic By Writing - 09/05/06 10:50 AM
I have found that writing articles has been one of the best forms of business development for my business. Think about it, if you were a client looking to purchase a home or obtain financing, would you want to use the company that has flashy ads all the time or would … (4 comments)
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