california refinance: "Conforming Jumbo Loan" Information Released Today! - 03/07/08 03:31 PM
Are you wondering what is going on with the expected increase in the Conforming Loan Limit set to take place through the " Economic Stimulus Package" signed by President Bush last month?
A chock full of information was released today as to how the "Economic Stimulus Package" and increase in Conforming Loan … (2 comments)
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california refinance: Conforming Loan Limits to Temporarily Rise over $700,000 in California?! - 02/05/08 10:39 AM
Don't miss the boat when the Conforming Loan Limit increase comes, as it will be temporary! Call me or your mortgage broker to go through your current mortgage scenario, so you can be prepared when the time comes to take advantage of the temporary rise and lower your interest rate into … (2 comments)
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california refinance: Learning to Love Your Mortgage! - 12/17/07 12:04 PM
Many hate their mortgage. They hate working hard everyday, only to make that BIG PAYMENT at the beginning of the month. For the millions of homes in adjustable rate mortgages, they hate not knowing how much their mortgage is set to increase on a month to month or yearly basis. So, … (5 comments)
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california refinance: Looking for a California Generation X Mortgage Broker? - 12/14/07 04:23 PM
Are you looking for a California Generation X Mortgage Broker?
One that uses technology to stay on the cutting edge, saving you time, money, hassles and confusion by keeping clear lines of communication throughout the entire loan process through the latest means of communication...
One thing has become clearly obvious to me, since I have … (2 comments)
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california refinance: The "Countrywide Controversy" - 08/29/07 08:10 AM
What a perfect time for an update..Right after I posted this blog, this message came in from Countrywide's President this morning. Read it here!
The Countrywide® Controversy
First and foremost, Countrywide is one of my favorite lenders in the mortgage industry to use. Countrywide has been innovative in their products, offering many families across … (11 comments)
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california refinance: California Home Loan Client Testimonials - 06/10/07 10:59 AM
Our Client Testimonial page on Oak Valley Mortgage's website is now "Live". We feel that our clients telling new potential clients in California how their experience was through the home loan and refinance process with us goes far and beyond talking about how great we are!
If you are looking to purchase … (2 comments)
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california refinance: California Home Loans and Refinance - 06/06/07 08:33 PM
Are you looking to purchase or refinance a property in California? Feel free to give us a call at Oak Valley Mortgage and we'll go through your individual loan scenario. We're straightforward lenders that have access to over 75 banks, offereing our clients the most competitive rates and offerings on … (5 comments)
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california refinance: It's NOT All About the Benjamins! - 06/02/07 11:25 AM
What many don't understand that are in my line of work is that it isn't just about "The Benjamins!" I'm a firm believer that if you are good at what you do, success will follow.
People should not be "a deal". Our clients should be treated with respect, empathy and understanding of … (11 comments)
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california refinance: Street...Lane...Drive...Who Cares!? - 05/21/07 06:40 PM
I had a loan recently that closed, but we ran into an issue with the property address. The preliminary title report reflected that the home was sitting on XYZ Lane. But, the County Records showed that the property was sitting on XYZ Drive. With that, the title company wanted to have … (3 comments)
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california refinance: Fake It Till You Make It...The Aftermath of the First Refi Boom! - 05/01/07 04:28 PM
I don't need to refinance...I have a 30-year fixed!
After looking at your Promissory Note, you may be suprised!
With the craziness of the "Refi Boom" and the historical levels of appreciation in Real Estate an influx of loan officers came into the mortgage industry to make a QUICK BIG BUCK! Mortgage companies were hiring people left … (11 comments)
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california refinance: Comparing "Apples to Apples" when shopping for your home loan! - 04/28/07 10:44 AM
I was offered a 5% fixed for 30 years, can you beat it?
More often than not, borrowers get so caught up in the "rate" that they fail to look at the actual product being offered to them. My goal is to help you avoid this pitfall to save time and … (3 comments)
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california refinance: Where's the Benefit? - 02/13/07 11:10 AM
On December 15th of 2006, Bryant Tutus, wrote a blog on the Real Estate Network "Active Rain" labeled, "Your home is your castle, not an ATM machine!"
Broker Bryant brings up many good points within the article, explaining the cycle that many homeowners get caught up into when refinancing their homes. Many ads … (8 comments)
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california refinance: Are You Feeling Lost With Your Current California Home Loan? - 12/26/06 11:56 AM
Are you feeling lost with your current California Home Loan? You don't know when your home loan is about to adjust...But, you know it's soon! You don't know when it is going to "flip to an adjustable rate." You don't know when the prepayment penalty is over from your previous refinance.
Don't … (0 comments)
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california refinance: Podcast? - 09/05/06 12:12 PM
Are you thinking of a new way to reach out to your clients? After doing some research, I have found that doing a podcast is one of the newest forms of technology that you can use to inform your clients and form a stronger relationship with them and your target market. … (1 comments)
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california refinance: Traffic By Writing - 09/05/06 10:50 AM
I have found that writing articles has been one of the best forms of business development for my business. Think about it, if you were a client looking to purchase a home or obtain financing, would you want to use the company that has flashy ads all the time or would … (4 comments)
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