insurance: Now I need flood insurance!? - 01/16/07 01:09 PM
I had a client call me this weekend that just received some alarming news. Their mortgage recently got sold to a different lender. She had two different issues: 1.) Their mortgage had sold to another lender and now the new lender was requiring flood insurance on the home, which WAS NOT REQUIRED BEFORE! She was … (4 comments)
insurance: California Taxes and Insurance - 12/12/06 12:29 AM
The standard rule for estimating monthly property tax and hazard insurance paymentsfor a purchase transaction in the state of California are as follows:Taxes = Purchase price X .0125 / 12Hazard Insurance = Total Loan amount X .0035 / 12.Example 1 - Purchase price = $500,000. Loan amount = $400,000.Taxes = $500,000 X … (2 comments)
insurance: California Home Loans~100% in 1 Loan with NO MORTGAGE INSURANCE! - 10/01/06 10:50 AM
Hey California! Are you tired of your second mortgage with a high interest rate? Are you looking to get 100% financing with 1 loan and NO PRIVATE MORTGAGE INSURANCE? Give us a call and we'll see if your scenario matches some of the great new home loans products that have just … (1 comments)
insurance: Kiss Private Mortgage Insurance Goodbye California! - 09/24/06 10:15 AM
Kiss Private Mortgage Insurance Goodbye California! Kiss private mortgage insurance goodbye California! I've received new announcements this week from multiple investors, stating that they are doing 100% first trust deed loans with NO MORTGAGE INSURANCE! In the past, investors were doing maxed 80% first trust deeds and 20% seconds to avoid PMI. … (2 comments)
insurance: Have a Great Insurance Agent! - 09/19/06 11:54 AM
Here's some great advice, be sure you have a few great insurance agents to work with. I had a client recently that was paying close to $200 more a month for her existing insurance policy than what my affiliate quoted her at. He drove out to her property and noticed that … (0 comments)
insurance: Kiss PMI Goodbye! - 09/18/06 05:47 PM
Kiss private mortgage insurance goodbye California! I've received new announcements today from multiple investors, stating that they are doing 100% first trust deed loans with NO MORTGAGE INSURANCE. In the past, investors were doing maxed 80% first trust deeds and 20% seconds to avoid PMI. Now you can avoid those higher … (0 comments)
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